Fiducian Group Ltd (FID) AI Stock Analysis

• Market Cap: AU$411.96M
• Dividend Yield: 3.57%
• Average Volume (3M): 33.41K
• Price to Earnings (P/E): 22.6
• Beta (1Y): 0.61
• Revenue Growth: 10.61%
• EPS Growth: 23.34%
• Country: AU
• Employees: 125
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.32
• Shares Outstanding: 31,567,623
• 10 Day Avg. Volume: 15,718
• 30 Day Avg. Volume: 33,415
• PEG Ratio: 0.72
• Price to Book (P/B): 5.09
• Price to Sales (P/S): 4.74
• P/FCF Ratio: 13.75
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$14.50
• Price Target Upside: 11.11% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 75 Outperform
• Price Target: AU$14.50 ▲(11.11% Upside)

Fiducian Group Ltd's strong financial performance, characterized by high profitability and solid cash flow, is the primary driver of its stock score. The technical analysis supports a positive outlook, though caution is advised due to potential overbought conditions. The valuation is reasonable, with a fair P/E ratio and a moderate dividend yield.

Fiducian Group Ltd Business Overview & Revenue Model

Company Description

Fiducian Group Ltd, through its subsidiaries, provides financial services in Australia. It operates through Funds Management, Financial Planning, Corporate Services, and Platform Administration segments. The company provides investor directed portfolio and separately managed accounts services; and acts as the trustee of fiducial superannuation services. It also offers fiducial funds; financial planning services; client account administration platforms; and wrap platform administration services. In addition, the company develops IT software systems for financial planning; and offers financial advisory services, such as cash flow management, debt reduction, planning retirement, estate management, and aged care, as well as provides platform solutions and SMSF administration services. Further, it offers diversified and sector funds, specialist funds, managed portfolios, and manager system services. The company was founded in 1996 and is based in Sydney, Australia.

How the Company Makes Money

Fiducian Group Ltd generates revenue primarily through fees for its financial services. The company's key revenue streams include management fees from its investment management services, fees for financial planning and advisory services, and administration fees from its superannuation products. Fiducian's earnings are also supported by its proprietary technology platform that enhances service delivery and operational efficiency. Additionally, strategic partnerships with financial advisers and institutions contribute to its revenue by expanding its client base and service offerings.

Fiducian Group Ltd Financial Statement Overview

Summary

Fiducian Group Ltd exhibits strong profitability and cash flow generation, supported by a solid balance sheet with low leverage. Despite a recent revenue decline, the company maintains high margins and efficient operations. The financial position is stable, with strong equity backing and impressive returns on equity.

Income Statement

Fiducian Group Ltd demonstrates strong profitability with a high gross profit margin of 100% and a robust net profit margin of 28.62% for the latest period. However, the company experienced a significant revenue decline of 24.68% in the most recent year, which is a concern. The EBIT and EBITDA margins are healthy at 40.92% and 47.69%, respectively, indicating efficient operations despite the revenue drop.

Balance Sheet

The balance sheet is solid with a low debt-to-equity ratio of 0.10, suggesting conservative leverage. The return on equity is impressive at 30.78%, reflecting strong profitability relative to shareholder equity. The equity ratio stands at 74.71%, indicating a strong equity base relative to total assets, which enhances financial stability.

Cash Flow

Cash flow performance is strong, with a free cash flow growth rate of 8.52% and a high operating cash flow to net income ratio of 5.23, indicating excellent cash generation relative to earnings. The free cash flow to net income ratio is nearly 1, showing that the company effectively converts its net income into free cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	89.37M	64.88M	80.80M	73.31M	69.54M	59.95M
Gross Profit	41.19M	64.88M	58.83M	49.69M	47.09M	40.46M
EBITDA	29.47M	30.94M	26.06M	22.44M	23.16M	20.56M
Net Income	18.57M	18.57M	15.04M	12.32M	13.32M	12.18M
Balance Sheet
Total Assets	80.77M	80.77M	71.40M	72.34M	74.28M	61.74M
Cash, Cash Equivalents and Short-Term Investments	34.94M	34.94M	26.60M	19.65M	17.48M	19.32M
Total Debt	6.31M	6.31M	2.98M	4.24M	5.83M	5.89M
Total Liabilities	20.44M	20.44M	16.79M	21.43M	27.15M	18.88M
Stockholders Equity	60.33M	60.33M	54.61M	50.91M	47.13M	42.87M
Cash Flow
Free Cash Flow	22.35M	22.35M	19.38M	13.90M	18.10M	15.93M
Operating Cash Flow	22.43M	22.43M	19.46M	14.28M	18.68M	16.04M
Investing Cash Flow	752.00K	752.00K	546.00K	-1.96M	-9.71M	-1.47M
Financing Cash Flow	-14.85M	-14.85M	-13.05M	-10.15M	-10.80M	-9.21M

Fiducian Group Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.05
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FID, the sentiment is Positive. The current price of 13.05 is above the 20-day moving average (MA) of 12.82, above the 50-day MA of 12.19, and above the 200-day MA of 10.03, indicating a bullish trend. The MACD of 0.28 indicates Positive momentum. The RSI at 58.21 is Neutral, neither overbought nor oversold. The STOCH value of 66.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:FID.

Fiducian Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FID	75 Outperform	AU$411.96M	22.57	32.31%	3.57%	10.61%	23.34%
PTM	66 Neutral	―	59.82	―	36.69%	-26.58%	-86.02%
PAC	66 Neutral	AU$314.20M	8.83	13.08%	4.13%	31.09%	-75.49%
EZL	64 Neutral	AU$150.04M	14.68	―	5.67%	18.74%	88.57%
REP	54 Neutral	AU$308.22M	-27.95	―	8.13%	4.20%	50.11%
CVC	46 Neutral	AU$251.93M	469.57	0.31%	―	36.51%	―
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Fiducian Group Ltd Corporate Events

Fiducian Group to Announce FY2025 Results and Hold AGM

Fiducian Group Limited has announced that it will release its audited full-year results for FY2025 on August 18, 2025, followed by a presentation and Q&A session led by its executive chairmen. The company also confirmed that its Annual General Meeting will be held on October 9, 2025, both in-person and online, indicating a commitment to transparency and stakeholder engagement.

Fiducian Group Director Increases Shareholding

Fiducian Group Limited announced a change in the director’s interest, with Director Samir Hallab acquiring an additional 4,000 ordinary shares through an on-market trade, increasing his indirect holdings to 125,000 shares. This transaction reflects a continued confidence in the company’s prospects and may influence stakeholder perceptions positively regarding the company’s future performance.

Fiducian Group Announces Change in Registry Address

Fiducian Group Ltd has announced a change in the registry address for its Sydney office of Computershare Investor Services Pty Limited, effective from June 10, 2025. This move, authorized by the company secretary, does not affect the telephone numbers or postal address, ensuring continuity in communication for stakeholders.

Fiducian Group Ltd Announces Director’s Change in Securities Interest

Fiducian Group Ltd has announced a change in the director’s interest, specifically regarding Samir (Sam) Hallab’s indirect interest in the company’s securities. The change involved the acquisition of additional ordinary shares through on-market trades, increasing his indirect holdings to 121,000 shares. This adjustment in director’s holdings reflects ongoing engagement and investment in the company’s growth and stability, potentially impacting stakeholder confidence positively.

Fiducian Group Director Increases Shareholding

Fiducian Group Limited has announced a change in the director’s interest notice, specifically for Director Kerry Skellern. On May 21, 2025, Skellern acquired 1,000 ordinary shares through an on-market trade, increasing their direct holding from 13,500 to 14,500 shares. This transaction reflects a modest increase in Skellern’s stake in the company, potentially signaling confidence in Fiducian Group’s future performance.