Fiducian Group Ltd (FID) AI Stock Analysis

• Market Cap: AU$340.93M
• Dividend Yield: 4%
• Average Volume (3M): 43.97K
• Price to Earnings (P/E): 18.3
• Beta (1Y): 0.59
• Revenue Growth: 10.61%
• EPS Growth: 23.34%
• Country: AU
• Employees: 125
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.32
• Shares Outstanding: 31,567,623
• 10 Day Avg. Volume: 42,868
• 30 Day Avg. Volume: 43,970
• PEG Ratio: 0.72
• Price to Book (P/B): 5.09
• Price to Sales (P/S): 4.74
• P/FCF Ratio: 13.75
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 69 Neutral
• Price Target: AU$12.00 ▲(4.17% Upside)

Fiducian Group Ltd's strong financial performance, characterized by high profitability and robust cash flow, is the most significant factor contributing to the stock score. The technical analysis indicates some short-term weakness, but longer-term support remains. The valuation is fair with an attractive dividend yield, appealing to income investors. The absence of earnings call data and corporate events does not impact the score.

Positive Factors

Strong Profitability

High profit margins indicate efficient operations and strong pricing power, which can sustain long-term profitability and competitive advantage.

Solid Balance Sheet

A low debt-to-equity ratio enhances financial stability, providing flexibility for growth initiatives and resilience against economic downturns.

Cash Flow Generation

Strong cash flow generation supports reinvestment in the business, dividend payments, and potential debt reduction, ensuring long-term financial health.

Negative Factors

Revenue Decline

A substantial revenue decline can indicate market challenges or competitive pressures, potentially impacting future growth and profitability.

No Recent Corporate Events

Lack of recent corporate events may suggest stagnation in strategic initiatives, potentially affecting the company's ability to adapt and grow.

Earnings Call Data Absence

The absence of earnings call data limits transparency and investor insight into management's strategic vision and operational performance.

Fiducian Group Ltd Business Overview & Revenue Model

Company Description

Fiducian Group Ltd, through its subsidiaries, provides financial services in Australia. It operates through Funds Management, Financial Planning, Corporate Services, and Platform Administration segments. The company provides investor directed portfolio and separately managed accounts services; and acts as the trustee of fiducial superannuation services. It also offers fiducial funds; financial planning services; client account administration platforms; and wrap platform administration services. In addition, the company develops IT software systems for financial planning; and offers financial advisory services, such as cash flow management, debt reduction, planning retirement, estate management, and aged care, as well as provides platform solutions and SMSF administration services. Further, it offers diversified and sector funds, specialist funds, managed portfolios, and manager system services. The company was founded in 1996 and is based in Sydney, Australia.

How the Company Makes Money

Fiducian Group Ltd generates revenue primarily through its financial planning and investment management services. The company earns money by charging fees for advisory services, which include commissions on financial products sold to clients, as well as ongoing management fees based on the assets under management (AUM) in their investment portfolios. Additionally, Fiducian receives income from its superannuation fund management, where it charges administration and investment fees. The company may also generate revenue through strategic partnerships with other financial institutions and product providers, which can enhance its service offerings and attract a wider client base.

Fiducian Group Ltd Financial Statement Overview

Summary

Fiducian Group Ltd exhibits strong profitability and cash flow generation, supported by a solid balance sheet with low leverage. Despite a recent revenue decline, the company maintains high margins and efficient operations. The financial position is stable, with strong equity backing and impressive returns on equity. Continued focus on revenue growth will be crucial to sustain its financial health.

Income Statement

Fiducian Group Ltd demonstrates strong profitability with a high gross profit margin of 100% and a robust net profit margin of 28.62% for the latest period. However, the company experienced a significant revenue decline of 24.68% in the most recent year, which is a concern. The EBIT and EBITDA margins are healthy at 40.92% and 47.69%, respectively, indicating efficient operations despite the revenue drop.

Balance Sheet

The balance sheet is solid with a low debt-to-equity ratio of 0.10, suggesting conservative leverage. The return on equity is impressive at 30.78%, reflecting strong profitability relative to shareholder equity. The equity ratio stands at 74.71%, indicating a strong equity base relative to total assets, which enhances financial stability.

Cash Flow

Cash flow performance is strong, with a free cash flow growth rate of 8.52% and a high operating cash flow to net income ratio of 5.23, indicating excellent cash generation relative to earnings. The free cash flow to net income ratio is nearly 1, showing that the company effectively converts its net income into free cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	89.37M	64.88M	80.80M	73.31M	69.54M	59.95M
Gross Profit	41.19M	64.88M	58.83M	49.69M	47.09M	40.46M
EBITDA	29.47M	30.94M	26.06M	22.44M	23.16M	20.56M
Net Income	18.57M	18.57M	15.04M	12.32M	13.32M	12.18M
Balance Sheet
Total Assets	80.77M	80.77M	71.40M	72.34M	74.28M	61.74M
Cash, Cash Equivalents and Short-Term Investments	34.94M	34.94M	26.60M	19.65M	17.48M	19.32M
Total Debt	6.31M	6.31M	2.98M	4.24M	5.83M	5.89M
Total Liabilities	20.44M	20.44M	16.79M	21.43M	27.15M	18.88M
Stockholders Equity	60.33M	60.33M	54.61M	50.91M	47.13M	42.87M
Cash Flow
Free Cash Flow	22.35M	22.35M	19.38M	13.90M	18.10M	15.93M
Operating Cash Flow	22.43M	22.43M	19.46M	14.28M	18.68M	16.04M
Investing Cash Flow	752.00K	752.00K	546.00K	-1.96M	-9.71M	-1.47M
Financing Cash Flow	-14.85M	-14.85M	-13.05M	-10.15M	-10.80M	-9.21M

Fiducian Group Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 11.52
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FID, the sentiment is Negative. The current price of 11.52 is above the 20-day moving average (MA) of 11.40, below the 50-day MA of 11.57, and above the 200-day MA of 11.18, indicating a bearish trend. The MACD of -0.23 indicates Positive momentum. The RSI at 40.48 is Neutral, neither overbought nor oversold. The STOCH value of 14.98 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:FID.

Fiducian Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EZL	74 Outperform	AU$198.76M	19.65	9.11%	17.89%	18.74%	88.57%
FID	69 Neutral	AU$340.93M	18.33	32.31%	4.00%	10.61%	23.34%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
PAC	67 Neutral	AU$297.52M	7.97	11.44%	4.17%	31.09%	-75.49%
REP	53 Neutral	AU$288.11M	-25.68	-2.64%	8.47%	4.20%	50.11%
CVC	46 Neutral	AU$244.94M	456.52	0.31%	―	36.51%	―

Fiducian Group Ltd Corporate Events

Spheria Asset Management Exits Substantial Holding in Fiducian Group

Spheria Asset Management Pty Ltd has notified Fiducian Group Ltd that it has ceased to be a substantial shareholder in the company as of 16 January 2026, following changes in its relevant interest in Fiducian’s voting securities. The exit of Spheria as a substantial holder may signal a shift in Fiducian’s shareholder base and could alter the balance of institutional versus other investors, potentially affecting future voting dynamics and market perceptions of the stock.

The most recent analyst rating on (AU:FID) stock is a Hold with a A$13.00 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Responds to ASIC Legal Proceedings

Fiducian Group Limited has announced that its subsidiary, Fiducian Investment Management Services Limited (FIMS), has filed a defense in civil proceedings initiated by the Australian Securities and Investments Commission (ASIC). The proceedings allege that the product disclosure statement for the Fiducian Diversified Social Aspirations Fund contained misleading statements and that FIMS failed to comply with the fund’s compliance plan, acting without due care and diligence. The company has committed to keeping the market informed as per disclosure requirements.

The most recent analyst rating on (AU:FID) stock is a Hold with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Director Increases Indirect Shareholding

Fiducian Group Ltd has announced a change in the indirect interest of its director, Samir (Sam) Hallab, in the company’s securities. The director, through a related party, Glotown Pty Ltd, acquired an additional 1,000 ordinary shares in two separate transactions on November 28 and December 2, 2025. This change reflects a slight increase in the director’s indirect holdings, which now total 127,000 shares. The transactions were conducted as on-market trades, and there were no disposals of shares.

The most recent analyst rating on (AU:FID) stock is a Hold with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Director Increases Shareholding

Fiducian Group Ltd has announced a change in the director’s interest, with Director Samir Hallab acquiring an additional 1,000 ordinary shares through an on-market trade, bringing his indirect holdings to 126,000 shares. This transaction, valued at $11,958.82, reflects ongoing engagement and investment by the company’s leadership, potentially signaling confidence in Fiducian’s market position and future prospects.

The most recent analyst rating on (AU:FID) stock is a Hold with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.