Fiducian Group Ltd (FID) AI Stock Analysis

• Market Cap: AU$396.81M
• Dividend Yield: 3.46%
• Average Volume (3M): 43.97K
• Price to Earnings (P/E): 21.3
• Beta (1Y): 0.55
• Revenue Growth: 10.61%
• EPS Growth: 23.34%
• Country: AU
• Employees: 125
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.32
• Shares Outstanding: 31,567,623
• 10 Day Avg. Volume: 42,868
• 30 Day Avg. Volume: 43,970
• PEG Ratio: 0.72
• Price to Book (P/B): 5.09
• Price to Sales (P/S): 4.74
• P/FCF Ratio: 13.75
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 72 Outperform
• Price Target: AU$13.50 ▲(1.73% Upside)

Fiducian Group Ltd's strong financial performance, characterized by high profitability and solid cash flow, is the primary driver of its stock score. The valuation is reasonable, with an attractive dividend yield. Technical indicators suggest a neutral market sentiment, with no significant momentum. The absence of earnings call data and corporate events means these factors do not influence the score.

Fiducian Group Ltd Business Overview & Revenue Model

Company Description

Fiducian Group Ltd, through its subsidiaries, provides financial services in Australia. It operates through Funds Management, Financial Planning, Corporate Services, and Platform Administration segments. The company provides investor directed portfolio and separately managed accounts services; and acts as the trustee of fiducial superannuation services. It also offers fiducial funds; financial planning services; client account administration platforms; and wrap platform administration services. In addition, the company develops IT software systems for financial planning; and offers financial advisory services, such as cash flow management, debt reduction, planning retirement, estate management, and aged care, as well as provides platform solutions and SMSF administration services. Further, it offers diversified and sector funds, specialist funds, managed portfolios, and manager system services. The company was founded in 1996 and is based in Sydney, Australia.

How the Company Makes Money

Fiducian Group Ltd generates revenue primarily through its financial planning and investment management services. The company earns money by charging fees for advisory services, which include commissions on financial products sold to clients, as well as ongoing management fees based on the assets under management (AUM) in their investment portfolios. Additionally, Fiducian receives income from its superannuation fund management, where it charges administration and investment fees. The company may also generate revenue through strategic partnerships with other financial institutions and product providers, which can enhance its service offerings and attract a wider client base.

Fiducian Group Ltd Financial Statement Overview

Summary

Fiducian Group Ltd exhibits strong profitability and cash flow generation, supported by a solid balance sheet with low leverage. Despite a recent revenue decline, the company maintains high margins and efficient operations. The financial position is stable, with strong equity backing and impressive returns on equity.

Income Statement

Fiducian Group Ltd demonstrates strong profitability with a high gross profit margin of 100% and a robust net profit margin of 28.62% for the latest period. However, the company experienced a significant revenue decline of 24.68% in the most recent year, which is a concern. The EBIT and EBITDA margins are healthy at 40.92% and 47.69%, respectively, indicating efficient operations despite the revenue drop.

Balance Sheet

The balance sheet is solid with a low debt-to-equity ratio of 0.10, suggesting conservative leverage. The return on equity is impressive at 30.78%, reflecting strong profitability relative to shareholder equity. The equity ratio stands at 74.71%, indicating a strong equity base relative to total assets, which enhances financial stability.

Cash Flow

Cash flow performance is strong, with a free cash flow growth rate of 8.52% and a high operating cash flow to net income ratio of 5.23, indicating excellent cash generation relative to earnings. The free cash flow to net income ratio is nearly 1, showing that the company effectively converts its net income into free cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	89.37M	64.88M	80.80M	73.31M	69.54M	59.95M
Gross Profit	41.19M	64.88M	58.83M	49.69M	47.09M	40.46M
EBITDA	29.47M	30.94M	26.06M	22.44M	23.16M	20.56M
Net Income	18.57M	18.57M	15.04M	12.32M	13.32M	12.18M
Balance Sheet
Total Assets	80.77M	80.77M	71.40M	72.34M	74.28M	61.74M
Cash, Cash Equivalents and Short-Term Investments	34.94M	34.94M	26.60M	19.65M	17.48M	19.32M
Total Debt	6.31M	6.31M	2.98M	4.24M	5.83M	5.89M
Total Liabilities	20.44M	20.44M	16.79M	21.43M	27.15M	18.88M
Stockholders Equity	60.33M	60.33M	54.61M	50.91M	47.13M	42.87M
Cash Flow
Free Cash Flow	22.35M	22.35M	19.38M	13.90M	18.10M	15.93M
Operating Cash Flow	22.43M	22.43M	19.46M	14.28M	18.68M	16.04M
Investing Cash Flow	752.00K	752.00K	546.00K	-1.96M	-9.71M	-1.47M
Financing Cash Flow	-14.85M	-14.85M	-13.05M	-10.15M	-10.80M	-9.21M

Fiducian Group Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.27
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FID, the sentiment is Positive. The current price of 13.27 is above the 20-day moving average (MA) of 12.68, above the 50-day MA of 12.64, and above the 200-day MA of 10.33, indicating a bullish trend. The MACD of 0.12 indicates Negative momentum. The RSI at 59.62 is Neutral, neither overbought nor oversold. The STOCH value of 95.97 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:FID.

Fiducian Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EZL	75 Outperform	€159.32M	15.67	9.11%	5.39%	18.74%	88.57%
FID	72 Outperform	AU$396.81M	21.33	32.31%	3.46%	10.61%	23.34%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
PAC	67 Neutral	AU$309.68M	8.25	11.44%	4.24%	31.09%	-75.49%
REP	53 Neutral	AU$310.72M	―	-2.64%	8.06%	4.20%	50.11%
CVC	49 Neutral	AU$244.94M	456.52	0.31%	―	36.51%	―

Fiducian Group Ltd Corporate Events

Fiducian Group Reports Steady Growth in Q3 2025

Fiducian Group Ltd has voluntarily lodged its Appendix 4C for the quarter ending September 2025, reporting a net inflow of $102 million to its core platform and a total of $15.6 billion in funds under management, administration, and advice. Despite a decrease in net inflows compared to the previous year, the company maintains a strong market position with steady growth in its overall funds, reflecting its resilience in the competitive financial services sector.

The most recent analyst rating on (AU:FID) stock is a Buy with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Secures Shareholder Approval for All AGM Resolutions

At the annual general meeting held on 9 October 2025, Fiducian Group Limited announced that all proposed resolutions were passed by shareholders via poll. This outcome reflects strong shareholder support and may positively impact Fiducian’s operations and market positioning in the competitive financial services sector.

The most recent analyst rating on (AU:FID) stock is a Buy with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Ltd Reports Strong Financial Growth Amid Market Challenges

Fiducian Group Ltd reported a significant financial performance for the year ending June 30, 2025, with a net profit after tax of $18.6 million, marking a 23% increase from the previous year. Despite market volatility, the company saw a 13% rise in net revenue and a 19% growth in underlying net profit after tax. Funds under management, advice, and administration increased to $15.62 billion by September 2025. The company remains debt-free and is exploring further acquisitions to enhance its financial planning segment. Fiducian is also integrating digital solutions and AI to improve client engagement and operational efficiency.

The most recent analyst rating on (AU:FID) stock is a Buy with a A$13.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Faces ASIC Legal Action Over Fund Mismanagement Allegations

Fiducian Group Limited has announced that its subsidiary, Fiducian Investment Management Services Limited, is facing civil proceedings initiated by the Australian Securities and Investments Commission (ASIC) in the NSW Supreme Court. The case involves allegations of misleading statements in the product disclosure statement of the Fiducian Diversified Social Aspirations Fund and non-compliance with the fund’s compliance plan. The fund, which ceased operations in May 2024 due to insufficient scale, had $15.57 million in funds under management and delivered a 7.62% annualized return over nine years. Fiducian has cooperated with ASIC’s investigations and will continue to keep the market informed.

The most recent analyst rating on (AU:FID) stock is a Buy with a A$14.50 price target. To see the full list of analyst forecasts on Fiducian Group Ltd stock, see the AU:FID Stock Forecast page.

Fiducian Group Ltd Announces New Dividend Distribution

Fiducian Group Ltd has announced a new dividend distribution of AUD 0.247 per share for its ordinary fully paid securities. The dividend relates to the six-month period ending June 30, 2025, with an ex-date of August 29, 2025, a record date of September 1, 2025, and a payment date of September 15, 2025. This announcement reflects Fiducian Group’s ongoing commitment to providing returns to its shareholders, potentially enhancing its market position and investor confidence.

Fiducian Group Emphasizes Governance and Shareholder Interests

Fiducian Group Limited has released its Corporate Governance Statement, emphasizing its commitment to high standards of governance and shareholder interests. The board outlines key responsibilities, including strategy development, financial oversight, and risk management, while delegating daily operations to the Executive Chairman. The company also highlights its diversity policy and procedures for director appointments, underscoring its focus on merit-based decisions.

Fiducian Group Reports Strong Financial Growth and Increased Dividends

Fiducian Group Limited reported a significant increase in its financial performance for the year ending June 30, 2025, with revenue rising by 10.6% to $89.4 million and net profit after tax increasing by 23.5% to $18.6 million. The company also announced a final dividend of 24.70 cents per share, fully franked, with a record date of September 1, 2025, and a payment date of September 15, 2025. This strong financial performance and increased dividend reflect Fiducian’s robust market positioning and commitment to delivering value to its shareholders.

Fiducian Group to Announce FY2025 Results and Hold AGM

Fiducian Group Limited has announced that it will release its audited full-year results for FY2025 on August 18, 2025, followed by a presentation and Q&A session led by its executive chairmen. The company also confirmed that its Annual General Meeting will be held on October 9, 2025, both in-person and online, indicating a commitment to transparency and stakeholder engagement.