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Euroz Hartleys Group Limited (AU:EZL)
ASX:EZL
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Euroz Hartleys Group Limited (EZL) AI Stock Analysis

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AU:EZL

Euroz Hartleys Group Limited

(Sydney:EZL)

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Outperform 81 (OpenAI - 5.2)
Rating:81Outperform
Price Target:
AU$1.50
â–²(20.97% Upside)
Action:Reiterated
Date:07/01/26
The score is primarily supported by strong financial fundamentals—especially cash flow strength and low leverage—augmented by a positive technical setup with the price above major moving averages. Valuation is also supportive with a moderate P/E and a healthy dividend yield. The main offset is declining revenue and weaker net margin trends, which limit upside in the overall score.
Positive Factors
Free cash flow strength
Exceptional free cash flow growth and near‑one conversion of net profit into cash support durable financial flexibility. This underpins the company's ability to fund capital needs, pay dividends, underwrite deals, and weather cyclical revenue swings without relying on external financing.
Negative Factors
Declining revenue
A falling top line signals potential structural pressures—lower transaction volumes, client attrition, or competitive share loss. Persistent revenue decline can erode scale benefits, constrain reinvestment capacity, and make sustaining margins and growth initiatives harder without strategic action.
Read all positive and negative factors
Positive Factors
Negative Factors
Free cash flow strength
Exceptional free cash flow growth and near‑one conversion of net profit into cash support durable financial flexibility. This underpins the company's ability to fund capital needs, pay dividends, underwrite deals, and weather cyclical revenue swings without relying on external financing.
Read all positive factors

Euroz Hartleys Group Limited (EZL) vs. iShares MSCI Australia ETF (EWA)

Euroz Hartleys Group Limited Business Overview & Revenue Model

Company Description
Established in Perth, Australia, in 1961, Euroz Hartleys Group Limited is a diversified financial services firm, known as Euroz Limited until its name change in November 2021. The company delivers a broad spectrum of financial solutions, including...
How the Company Makes Money
EZL makes money primarily by earning fees and commissions from financial services delivered through its operating businesses. Key revenue streams typically include: (1) Brokerage and trading-related income: commissions and/or transaction fees gene...

Euroz Hartleys Group Limited Financial Statement Overview

Summary
Strong overall financial footing driven by robust cash generation (free cash flow growth of 93.57% and FCF-to-net income near 1) and a stable, low-leverage balance sheet (debt-to-equity 0.11). Offsetting this strength, revenue has been declining (down 4.53% latest year) and net profit margin has weakened versus prior years, which tempers the financial performance score.
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
85
Very Positive
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue125.46M97.75M89.22M95.94M118.69M128.07M
Gross Profit118.60M97.75M89.22M95.94M118.69M128.07M
EBITDA29.41M18.27M9.14M16.34M60.54M76.90M
Net Income17.85M10.26M5.47M9.34M40.72M52.54M
Balance Sheet
Total Assets209.62M222.71M192.80M185.57M277.55M282.71M
Cash, Cash Equivalents and Short-Term Investments101.67M118.06M92.94M88.16M199.21M96.05M
Total Debt24.25M13.03M13.95M3.55M4.91M6.19M
Total Liabilities107.40M108.52M78.56M70.53M84.34M111.61M
Stockholders Equity102.22M114.19M114.24M115.04M193.21M171.10M
Cash Flow
Free Cash Flow45.91M39.17M18.82M3.27M22.14M52.81M
Operating Cash Flow46.16M39.20M19.00M3.59M24.27M53.58M
Investing Cash Flow-247.00K-32.00K-1.91M-1.98M104.77M25.39M
Financing Cash Flow-36.34M-14.06M-12.30M-104.13M-32.75M-24.02M

Euroz Hartleys Group Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1.24
Price Trends
50DMA
1.19
Positive
100DMA
1.23
Positive
200DMA
1.14
Positive
Market Momentum
MACD
0.04
Negative
RSI
68.35
Neutral
STOCH
75.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:EZL, the sentiment is Positive. The current price of 1.24 is below the 20-day moving average (MA) of 1.28, above the 50-day MA of 1.19, and above the 200-day MA of 1.14, indicating a bullish trend. The MACD of 0.04 indicates Negative momentum. The RSI at 68.35 is Neutral, neither overbought nor oversold. The STOCH value of 75.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:EZL.

Euroz Hartleys Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
81
Outperform
AU$210.36M11.8216.49%17.89%29.80%68.37%
71
Outperform
AU$3.10B13.4314.31%5.99%-12.42%-36.36%
68
Neutral
AU$461.63M11.599.94%4.63%6.53%130.53%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
61
Neutral
AU$4.16B31.5513.61%3.45%11.69%-15.05%
50
Neutral
AU$2.18B-126.67-1.00%6.01%2.23%96.71%
43
Neutral
AU$1.19B95.232.39%1.85%47.98%-75.76%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:EZL
Euroz Hartleys Group Limited
1.36
0.51
60.76%
AU:MFG
Magellan Financial Group Ltd
10.63
2.10
24.63%
AU:PPT
Perpetual Limited
18.98
-0.70
-3.58%
AU:PNI
Pinnacle Investment Management Group Limited
18.19
-1.99
-9.85%
AU:MAF
MA Financial Group Limited
6.30
-0.90
-12.51%
AU:EQT
EQT Holdings Ltd.
17.23
-13.59
-44.10%

Euroz Hartleys Group Limited Corporate Events

Euroz Hartleys to Sell Capital Markets Arm to BMO and Refocus on Wealth
Jun 29, 2026
Euroz Hartleys has agreed to sell its Capital Markets business to BMO Financial Group’s Australian subsidiary for A$145 million in cash, subject to customary adjustments and conditions. The deal follows exclusive due diligence, reflects stro...
Euroz Hartleys Confirms Exclusive Talks to Sell Capital Markets Arm to BMO
Jun 4, 2026
Euroz Hartleys Group Limited has confirmed it is in exclusive discussions with BMO Financial Group over a confidential, non-binding proposal to acquire its Capital Markets business for A$145 million in cash. If completed, Euroz Hartleys would reta...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 01, 2026