Euroz Hartleys Group Limited (EZL) AI Stock Analysis

• Market Cap: AU$146.17M
• Dividend Yield: 5.29%
• Average Volume (3M): 111.32K
• Price to Earnings (P/E): 13.8
• Beta (1Y): 0.45
• Revenue Growth: 6.97%
• EPS Growth: 45.01%
• Country: AU
• Employees: 184
• Sector: Financial
• Sector Strength: 73
• Industry: Asset Management
• EPS (TTM): 0.04
• Shares Outstanding: 164,822,600
• 10 Day Avg. Volume: 102,846
• 30 Day Avg. Volume: 111,318
• PEG Ratio: 0.14
• Price to Book (P/B): 1.23
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 6.78
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 70 Outperform
• Price Target: AU$1.00 ▲(6.38%Upside)

The overall score reflects a balanced view of Euroz Hartleys Group Limited. The financial performance shows strengths in cash flow and margin management but is offset by declining revenues and equity concerns. Technical analysis suggests current upward momentum, yet overbought signals may lead to short-term corrections. The valuation is a strong point with a reasonable P/E ratio and attractive dividend yield, enhancing the stock's appeal.

Euroz Hartleys Group Limited Business Overview & Revenue Model

Company Description

Euroz Hartleys Group Limited, a diversified financial services company, provides stockbroking, corporate finance, funds management, investing, financial advisory, and wealth management services to private, institutional, and corporate clients primarily in Australia. It operates through Retail, Wholesale, and Funds Management segments. The company offers equities research, institutional dealing, and private wealth services, as well as corporate advisory services for equity capital raising and undertaking, mergers and acquisitions, strategic planning and reviews, and privatization and reconstructions. It also provides strategic investment advice, superannuation advice, investment management, and portfolio administration services; and raises equity capital through initial public offerings, placements, and rights issues. The company was formerly known as Euroz Limited and changed its name to Euroz Hartleys Group Limited in November 2021. Euroz Hartleys Group Limited was incorporated in 1961 and is based in Perth, Australia.

How the Company Makes Money

Euroz Hartleys Group Limited generates revenue through multiple streams primarily centered around financial services. The company's revenue model includes earning commissions and fees from stockbroking activities, advisory fees from corporate finance services, management fees from funds management, and advisory and management fees from wealth management services. The company also benefits from proprietary trading activities and investment income. Strategic partnerships with financial institutions and a strong client base further enhance its earnings potential, allowing it to maintain a competitive edge in the financial services industry.

Euroz Hartleys Group Limited Financial Statement Overview

Summary

Euroz Hartleys Group Limited exhibits a mixed financial outlook. Despite healthy gross margins and low debt levels, declining revenue and net profit margins pose challenges for future profitability. Strong operational cash flow is a positive sign, but sustainability is uncertain without revenue growth. The balance sheet is stable, yet a decrease in equity suggests potential risks. Improving revenue generation is essential for long-term financial health.

Income Statement

Euroz Hartleys Group Limited has demonstrated varied revenue trends with a decline in recent years, notably a 7% drop in revenue from 2023 to 2024. The gross profit margin remains high at 100%, indicative of strong cost management. However, net profit margin has weakened significantly, falling to 6.13% in 2024 from 9.73% in 2023. The EBIT and EBITDA margins have also seen declines, reflecting increased operational challenges.

Balance Sheet

The company maintains a strong balance sheet with a debt-to-equity ratio of 0.12 in 2024, indicating low leverage. Return on equity is relatively low at 4.79%, showcasing limited shareholder returns. The equity ratio stands at 59.28%, emphasizing a stable asset base supported by equity, but a declining trend in stockholders' equity suggests potential financial weakening.

Cash Flow

Cash flow from operations has improved significantly, with operating cash flow increasing over 400% from 2023 to 2024. The free cash flow to net income ratio is strong at 3.44, suggesting efficient cash generation relative to net income. However, free cash flow growth is not sustainable long-term without consistent revenue growth.

Breakdown
TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
102.39M	89.22M	95.94M	118.69M	128.07M	49.59M
	Gross Profit
102.39M	89.22M	95.94M	118.69M	128.07M	49.59M
	EBIT
34.86M	28.97M	28.25M	48.25M	55.54M	20.19M
	EBITDA
16.38M	9.14M	13.79M	58.07M	74.45M	5.99M
	Net Income Common Stockholders
10.68M	5.47M	9.34M	40.72M	52.54M	-1.35M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
27.37M	92.94M	88.16M	190.67M	96.05M	41.11M
	Total Assets
139.49M	192.80M	185.57M	277.55M	282.71M	139.17M
	Total Debt
5.07M	13.95M	3.55M	4.91M	6.19M	4.53M
	Net Debt
-22.30M	-79.00M	-84.60M	-185.76M	-89.86M	-36.57M
	Total Liabilities
15.62M	78.56M	70.53M	84.34M	111.61M	24.83M
	Stockholders Equity
131.55M	114.24M	115.04M	193.21M	171.10M	114.30M
Cash Flow		Free Cash Flow
20.24M	18.82M	3.27M	22.14M	52.81M	14.93M
	Operating Cash Flow
19.47M	19.00M	3.59M	24.27M	53.58M	15.09M
	Investing Cash Flow
1.43M	-1.91M	-1.98M	103.10M	25.39M	10.66M
	Financing Cash Flow
-13.09M	-12.30M	-104.13M	-32.75M	-24.02M	-12.03M

Euroz Hartleys Group Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.94
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:EZL, the sentiment is Positive. The current price of 0.94 is above the 20-day moving average (MA) of 0.87, above the 50-day MA of 0.86, and above the 200-day MA of 0.86, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 70.12 is Negative, neither overbought nor oversold. The STOCH value of 73.23 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:EZL.

Euroz Hartleys Group Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EZL	70 Outperform	AU$146.17M	13.84	9.28%	5.29%	6.97%	45.01%
Sector *	64 Neutral	$12.77B	9.71	7.85%	78.06%	12.07%	-7.97%
CFIGF		$3.51B	32.26	3.85%	2.54%	―	―
NNA		€818.66M	6.00	23.27%	8.16%	―	―
PVQ		€1.16B	―	-24.47%	6.95%	―	―
PIJ		€167.89M	10.18	9.63%	11.97%	―	―
QBEIF		$22.84B	13.07	17.21%	5.30%	―	―

Euroz Hartleys Group Limited Corporate Events

Euroz Hartleys Announces Cash Return of Capital to Shareholders

Euroz Hartleys Group Limited has announced a cash return of capital to its shareholders, amounting to AUD 0.14 per security. This move, which has received the necessary security holder approval, is set to impact the trading of reorganized securities starting from July 28, 2025, with the payment date scheduled for August 5, 2025. The cash return is not a selective reduction of capital, indicating a broad distribution to shareholders, potentially enhancing shareholder value and impacting the company’s financial structure.

Euroz Hartleys Proposes $23 Million Capital Return to Shareholders

Euroz Hartleys Group Limited has announced a proposal to return approximately $23 million to its shareholders through an equal capital return, pending shareholder approval at an upcoming General Meeting. This move is part of a strategic review to optimize the company’s balance sheet, ensuring efficient capital use without impacting ongoing operations, and marks the completion of a two-year strategic review objective.

Euroz Hartleys Proposes $23 Million Capital Return to Shareholders

Euroz Hartleys Group Limited has announced a proposed capital return of approximately $23 million to its shareholders, marking the completion of a two-year strategic review aimed at simplifying its corporate structure. This initiative is intended to enhance the company’s balance sheet efficiency, with the capital return amounting to 14 cents per share, pending shareholder approval at a General Meeting on 18 July 2025. If approved, the distribution will occur on 5 August 2025, without any cancellation of shares.