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Centrepoint Alliance Limited (AU:CAF)
ASX:CAF
Australian Market
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Centrepoint Alliance Limited (CAF) AI Stock Analysis

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AU:CAF

Centrepoint Alliance Limited

(Sydney:CAF)

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Neutral 64 (OpenAI - 4o)
Rating:64Neutral
Price Target:
AU$0.50
▲(28.21% Upside)
Centrepoint Alliance Limited's strong cash flow and stable balance sheet are significant strengths, but the substantial revenue decline is a major concern. The stock's technical indicators suggest a bearish trend, while the valuation metrics indicate potential undervaluation with a high dividend yield.

Centrepoint Alliance Limited (CAF) vs. iShares MSCI Australia ETF (EWA)

Centrepoint Alliance Limited Business Overview & Revenue Model

Company DescriptionCentrepoint Alliance Limited, together with its subsidiaries, engages in the financial services industry in Australia. It operates through Licensee and Advice Services, Fund Management and Administration, and Consulting Services segments. The Licensee and Advice Services segment offers license services, which include licensing, systems, compliance, training, and technical advises to financial advisers and their clients, as well as mortgage aggregation services to mortgage brokers. The Fund Management and Administration segment provides investor directed portfolio services and investment management services to financial advisers, accountants, and their clients. The Consulting Services segment provides consulting services to self-licensed advisers and licensees. The company also provides lending solutions, such as mortgage lending, asset financing, and commercial finance. In addition, it offers loans to advisers, packages investment platforms, and managed funds; and financial advisory, support, and salaried advisory services, as well as employee share plans. The company was formerly known as Alliance Finance Corporation Limited and changed its name to Centrepoint Alliance Limited in September 2005. Centrepoint Alliance Limited was founded in 1982 and is headquartered in Sydney, Australia.
How the Company Makes MoneyCentrepoint Alliance Limited generates revenue through multiple streams, primarily by charging fees for its services to financial advisers and their clients. This includes management fees from investment products, commissions from insurance products, and platform fees for using its investment and administration platforms. Additionally, CAF earns revenue from consulting services that help financial advisers improve their business operations and client engagement strategies. Strategic partnerships with various financial institutions and product providers also contribute to its earnings, enhancing its service offerings and expanding its market reach.

Centrepoint Alliance Limited Financial Statement Overview

Summary
Centrepoint Alliance Limited exhibits a robust financial trajectory with consistent revenue and profit growth, supported by a stable balance sheet and positive cash flow generation. While operational efficiency and return on equity could be improved, the company's financial health remains solid.
Income Statement
45
Neutral
Centrepoint Alliance Limited has demonstrated consistent revenue growth with an impressive increase from $130.96 million in 2020 to $288.41 million in 2024. The gross profit margin has improved, indicating efficient cost management, and the net profit margin has also shown enhancement due to growing net income. However, the EBIT and EBITDA margins, while positive, suggest room for improvement in operational efficiency.
Balance Sheet
70
Positive
The company's balance sheet shows a strong equity base with a healthy equity ratio, reflecting a stable financial structure. The debt-to-equity ratio remains low, suggesting prudent leverage management. Despite these strengths, the return on equity has room for improvement, indicating potential inefficiencies in generating returns from shareholder investments.
Cash Flow
80
Positive
Cash flow analysis reveals positive trends in operating and free cash flows, with notable growth in free cash flow. The operating cash flow to net income ratio indicates a strong ability to convert income into cash, though the free cash flow to net income ratio suggests some challenges in cash generation relative to earnings.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue309.00M38.54M288.41M273.85M228.53M139.18M
Gross Profit21.36M38.22M16.85M32.66M29.33M26.48M
EBITDA12.29M10.52M8.57M8.82M4.43M3.37M
Net Income7.47M5.15M7.77M6.34M6.49M1.85M
Balance Sheet
Total Assets56.75M60.98M59.01M48.11M49.32M27.04M
Cash, Cash Equivalents and Short-Term Investments9.23M13.74M12.21M15.61M14.74M11.13M
Total Debt4.45M2.01M5.36M803.00K2.52M490.00K
Total Liabilities22.22M27.46M25.68M16.94M21.00M15.85M
Stockholders Equity34.53M33.52M33.34M31.05M28.20M11.07M
Cash Flow
Free Cash Flow5.48M9.49M5.93M3.82M6.76M2.94M
Operating Cash Flow5.86M10.19M7.23M4.40M7.12M3.01M
Investing Cash Flow-616.00K-1.35M-6.76M966.00K1.00M2.50M
Financing Cash Flow-8.56M-7.30M-3.87M-4.50M-4.51M-6.57M

Centrepoint Alliance Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.39
Price Trends
50DMA
0.42
Negative
100DMA
0.40
Negative
200DMA
0.36
Positive
Market Momentum
MACD
>-0.01
Negative
RSI
44.08
Neutral
STOCH
80.56
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CAF, the sentiment is Negative. The current price of 0.39 is below the 20-day moving average (MA) of 0.40, below the 50-day MA of 0.42, and above the 200-day MA of 0.36, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 44.08 is Neutral, neither overbought nor oversold. The STOCH value of 80.56 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:CAF.

Centrepoint Alliance Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
AU$74.47M10.4432.22%7.09%22.67%19.47%
68
Neutral
AU$54.75M11.7615.13%4.67%16.64%19.30%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
AU$78.95M15.2515.40%7.69%13.65%-33.93%
55
Neutral
AU$60.22M12.838.35%7.06%21.16%47.24%
51
Neutral
AU$32.26M57.352.42%1.76%18.17%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:CAF
Centrepoint Alliance Limited
0.39
0.11
39.29%
AU:CIW
Clime Investment Management Ltd
0.42
0.08
23.53%
AU:MAM
Microequities Asset Management Group Ltd.
0.55
0.06
12.24%
AU:WTL
WT Financial Group Ltd.
0.15
0.06
66.67%
AU:PFG
Prime Financial Group Limited
0.24
0.03
14.29%

Centrepoint Alliance Limited Corporate Events

Centrepoint Alliance Limited Announces Virtual AGM with Key Resolutions
Oct 12, 2025

Centrepoint Alliance Limited has announced its Annual General Meeting (AGM) will be held virtually on November 14, 2025. The meeting will cover the adoption of the remuneration report, re-election of directors Martin Pretty and Linda Fox, and the renewal of proportional takeover provisions in the company’s constitution. These resolutions are significant as they address corporate governance and strategic planning, impacting the company’s leadership continuity and shareholder rights.

The most recent analyst rating on (AU:CAF) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Schedules 2025 AGM and Opens Director Nominations
Sep 16, 2025

Centrepoint Alliance Limited has announced that its next Annual General Meeting will be held on 14 November 2025. The deadline for director nominations is set for 25 September 2025. This announcement, authorized by the Board of Directors, outlines the company’s ongoing governance processes and provides stakeholders with key dates for participation in the company’s strategic decision-making.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Announces Director Departure
Sep 7, 2025

Centrepoint Alliance Limited announced that Peter Rollason has ceased to be a director of the company as of September 8, 2025. This change in the board of directors may impact the company’s strategic direction and governance, potentially influencing its market positioning and stakeholder relationships.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Announces Board Changes with Director Resignation
Sep 7, 2025

Centrepoint Alliance Limited announced the resignation of Non-Executive Director Mr. Peter Rollason, who is stepping down to focus on other interests. This change reduces the board to four Non-Executive Directors. The company acknowledged Mr. Rollason’s contributions during his tenure. This board change may impact the company’s strategic direction and stakeholder engagement, especially given Mr. Rollason’s previous involvement with COG Financial Services Ltd, which divested its shareholding in Centrepoint earlier this year.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Releases FY25 Results and Strategy Update
Aug 26, 2025

Centrepoint Alliance Limited has released its FY25 results and strategy update, highlighting its financial performance for the year ending June 30, 2025. The announcement, authorized by the Board of Directors, is intended for general informational purposes and advises investors to consult their own advisers for investment decisions.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Achieves Strong Financial Growth in FY25
Aug 26, 2025

Centrepoint Alliance Limited has reported a robust financial performance for the fiscal year 2025, with a normalised EBITDA of $10.6 million, marking a 16% increase from the previous year, and a net profit before tax of $7.3 million, up by 30%. The company declared a final dividend of 1.75 cents per share, contributing to a total of 3.0 cents per share for the year. Operational highlights include significant growth in licensee services, managed accounts, and the launch of the IconiQ Superannuation and Investment platform. Centrepoint also expanded its salaried advice network and enhanced its technology and cybersecurity measures, contributing to a total shareholder return of 125% since July 2021.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Announces New Dividend Distribution
Aug 26, 2025

Centrepoint Alliance Limited has announced a new dividend distribution of AUD 0.0175 per share, with key dates including an ex-date of September 18, 2025, a record date of September 19, 2025, and a payment date of October 2, 2025. This announcement reflects the company’s ongoing commitment to returning value to its shareholders and may influence its market positioning by demonstrating financial stability and shareholder engagement.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Releases 2025 Corporate Governance Statement
Aug 26, 2025

Centrepoint Alliance Limited has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement confirms the company’s adherence to the ASX Corporate Governance Council’s recommendations, ensuring transparency and accountability in its management and oversight processes. This move is expected to reinforce stakeholder confidence and uphold the company’s reputation in the financial services sector.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Limited Releases 2025 Annual Financial Report
Aug 26, 2025

Centrepoint Alliance Limited has released its annual financial report for the year ended June 30, 2025. The report includes comprehensive financial statements and disclosures, providing insights into the company’s financial health and operational performance over the past year. This release is crucial for stakeholders as it offers transparency into the company’s financial position and may influence investment decisions.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Reports Mixed Financial Results for FY2025
Aug 25, 2025

Centrepoint Alliance Limited announced its financial results for the year ended 30 June 2025, reporting a 13.5% increase in revenues from ordinary activities to $325.6 million. Despite the revenue growth, the company experienced a 33.7% decline in net profit after tax attributable to members, totaling $5.1 million. The final dividend remains unchanged at 1.75 cents per share, with a payment date set for 2 October 2025. The results indicate a mixed financial performance, with significant revenue growth but a notable decrease in profitability, potentially impacting stakeholder confidence.

The most recent analyst rating on (AU:CAF) stock is a Buy with a A$0.50 price target. To see the full list of analyst forecasts on Centrepoint Alliance Limited stock, see the AU:CAF Stock Forecast page.

Centrepoint Alliance Limited Announces Quotation of New Securities
Aug 6, 2025

Centrepoint Alliance Limited has announced the quotation of 1,000,000 ordinary fully paid securities on the Australian Securities Exchange (ASX) as of August 7, 2025. This move is part of the company’s strategy to enhance its market presence and provide liquidity, potentially impacting its operational dynamics and offering new opportunities for stakeholders.

Centrepoint Alliance to Host FY25 Financial Results Webinar
Jul 23, 2025

Centrepoint Alliance Limited announced an upcoming investor webinar scheduled for August 26, 2025, where the CEO and CFO will present the company’s FY25 financial results. This event provides an opportunity for shareholders, investors, and brokers to engage directly with management, potentially impacting stakeholder perceptions and market positioning.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025