Centrepoint Alliance Limited (CAF) AI Stock Analysis

• Market Cap: AU$72.62M
• Dividend Yield: 8.57%
• Average Volume (3M): 83.17K
• Price to Earnings (P/E): 13.5
• Beta (1Y): 0.54
• Revenue Growth: 13.65%
• EPS Growth: -33.93%
• Country: AU
• Employees: 187
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): <0.01
• Shares Outstanding: 208,056,720
• 10 Day Avg. Volume: 135,968
• 30 Day Avg. Volume: 83,171
• PEG Ratio: -0.44
• Price to Book (P/B): 2.28
• Price to Sales (P/S): 1.99
• P/FCF Ratio: 8.07
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 60 Neutral
• Price Target: AU$0.50 ▲(42.86% Upside)

Centrepoint Alliance Limited's strong cash flow and stable balance sheet are significant strengths, but the severe revenue decline and bearish technical indicators weigh heavily on the stock. Its attractive valuation provides some support, but the overall outlook is cautious.

Positive Factors

Cash Generation Ability

Strong cash flow growth indicates robust cash generation, providing the company with the flexibility to invest in growth opportunities and weather economic downturns.

Balance Sheet Health

A low debt-to-equity ratio suggests financial stability and low leverage, allowing the company to sustain operations and invest in strategic initiatives without significant financial strain.

Gross Profit Margin

A high gross profit margin indicates effective cost management and pricing power, contributing to long-term profitability and competitive advantage.

Negative Factors

Revenue Decline

A sharp decline in revenue poses a challenge to long-term profitability and growth, necessitating strategic adjustments to reverse the trend and sustain business operations.

Net Profit Margin

A low net profit margin can limit the company's ability to generate sufficient profit from its operations, impacting its capacity to reinvest in the business and deliver shareholder value.

Earnings Decline

A decline in earnings per share indicates reduced profitability, which can affect investor confidence and the company's ability to fund future growth initiatives.

Centrepoint Alliance Limited Business Overview & Revenue Model

Company Description

Centrepoint Alliance Limited (CAF) is an Australian financial services company that specializes in providing a range of services to the financial advisory sector. The company operates primarily in the wealth management and financial advice markets, offering products and services such as financial planning, investment management, and insurance solutions. CAF aims to support financial advisers by providing them with the necessary tools, resources, and infrastructure to enhance their client offerings and grow their businesses.

How the Company Makes Money

Centrepoint Alliance Limited generates revenue through multiple streams, primarily by charging fees for its services to financial advisers and their clients. This includes management fees from investment products, commissions from insurance products, and platform fees for using its investment and administration platforms. Additionally, CAF earns revenue from consulting services that help financial advisers improve their business operations and client engagement strategies. Strategic partnerships with various financial institutions and product providers also contribute to its earnings, enhancing its service offerings and expanding its market reach.

Centrepoint Alliance Limited Financial Statement Overview

Summary

Centrepoint Alliance Limited demonstrates strong cash flow and a stable balance sheet with low leverage. However, the significant decline in revenue presents a challenge that needs to be addressed to ensure long-term profitability. The company should focus on reversing the revenue trend while maintaining its strong cash flow and balance sheet position.

Income Statement

Centrepoint Alliance Limited has experienced a significant decline in revenue, with a revenue growth rate of -87.53% in the most recent year. While the gross profit margin remains high at 99.16%, the net profit margin is relatively low at 13.36%. The EBIT and EBITDA margins are moderate at 18.99% and 27.28%, respectively. The company needs to address the revenue decline to improve its financial performance.

Balance Sheet

The company maintains a strong balance sheet with a low debt-to-equity ratio of 0.06, indicating low leverage. The return on equity is healthy at 15.36%, reflecting efficient use of equity. The equity ratio is not explicitly calculated, but the company's low debt levels suggest a stable financial position.

Cash Flow

Centrepoint Alliance Limited shows strong cash flow performance with a free cash flow growth rate of 73.09% and a high operating cash flow to net income ratio of 4.33. The free cash flow to net income ratio is also robust at 0.93, indicating efficient cash generation relative to net income.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	327.84M	38.54M	288.41M	273.85M	228.53M	139.18M
Gross Profit	21.25M	38.22M	16.85M	32.66M	29.33M	26.48M
EBITDA	10.44M	10.52M	8.57M	8.82M	4.43M	3.37M
Net Income	5.15M	5.15M	7.77M	6.34M	6.49M	1.85M
Balance Sheet
Total Assets	60.98M	60.98M	59.01M	48.11M	49.32M	27.04M
Cash, Cash Equivalents and Short-Term Investments	13.74M	13.74M	12.21M	15.61M	14.74M	11.13M
Total Debt	2.01M	2.01M	5.36M	803.00K	2.52M	490.00K
Total Liabilities	27.46M	27.46M	25.68M	16.94M	21.00M	15.85M
Stockholders Equity	33.52M	33.52M	33.34M	31.05M	28.20M	11.07M
Cash Flow
Free Cash Flow	10.16M	9.49M	5.93M	3.82M	6.76M	2.94M
Operating Cash Flow	10.19M	10.19M	7.23M	4.40M	7.12M	3.01M
Investing Cash Flow	-1.89M	-1.35M	-6.76M	966.00K	1.00M	2.50M
Financing Cash Flow	-6.79M	-7.30M	-3.87M	-4.50M	-4.51M	-6.57M

Centrepoint Alliance Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.35
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CAF, the sentiment is Neutral. The current price of 0.35 is below the 20-day moving average (MA) of 0.36, below the 50-day MA of 0.37, and below the 200-day MA of 0.37, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 48.55 is Neutral, neither overbought nor oversold. The STOCH value of 55.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:CAF.

Centrepoint Alliance Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MAM	72 Outperform	AU$79.04M	11.08	32.22%	6.45%	22.67%	19.47%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
WTL	61 Neutral	AU$49.62M	10.66	15.13%	4.83%	16.64%	19.30%
CAF	60 Neutral	AU$72.62M	13.51	15.40%	8.57%	13.65%	-33.93%
PFG	55 Neutral	AU$57.03M	12.03	8.35%	7.38%	21.16%	47.24%
CIW	51 Neutral	AU$29.70M	52.94	2.42%	2.08%	18.17%	―

Centrepoint Alliance Limited Corporate Events

Centrepoint Alliance to Quote New Securities on ASX

Centrepoint Alliance Limited announced the quotation of 2,276,472 fully paid ordinary securities on the Australian Securities Exchange (ASX) effective December 1, 2025. This move reflects the company’s ongoing efforts to enhance its capital structure and potentially improve its market positioning, which could have implications for its stakeholders, including investors and financial advisors.

Centrepoint Alliance Limited Announces Quotation of New Securities

Centrepoint Alliance Limited has announced the quotation of 2,060,467 fully paid ordinary securities on the Australian Securities Exchange (ASX). This move is part of the company’s strategic efforts to enhance its market presence and provide liquidity options for its stakeholders, potentially impacting its operational dynamics and industry positioning positively.

Centrepoint Alliance AGM Results Announced

Centrepoint Alliance Limited announced the results of its Annual General Meeting, where several resolutions were voted on. The adoption of the Remuneration Report and the re-election of directors Martin Pretty and Linda Fox were carried, while the renewal of Proportional Takeover Provisions was not carried. This outcome may influence the company’s governance and strategic decisions moving forward.

Centrepoint Alliance Reports Record FY25 Growth and Strategic Advancements

Centrepoint Alliance Limited has reported strong growth and record financial results for FY25, surpassing its guidance and demonstrating the effectiveness of its growth strategy. The company has focused on enhancing its service offerings, launching the IconiQ platform, and expanding its salaried advice business. With a strong emphasis on technology and compliance, Centrepoint is well-positioned to integrate AI and automation into its operations, aiming to become a leading provider of advice and business services in the financial advice sector. The company is also committed to robust risk management and ESG initiatives, preparing for mandatory climate-related disclosures by 2027.

Centrepoint Alliance Limited Announces Quotation of New Securities

Centrepoint Alliance Limited has announced the application for quotation of 1,445,076 fully paid ordinary securities on the Australian Securities Exchange (ASX) under the code CAF. This move signifies the company’s ongoing efforts to manage its capital structure and enhance liquidity, potentially impacting its market position and offering new opportunities for stakeholders.

Centrepoint Alliance Limited Announces Virtual AGM with Key Resolutions

Centrepoint Alliance Limited has announced its Annual General Meeting (AGM) will be held virtually on November 14, 2025. The meeting will cover the adoption of the remuneration report, re-election of directors Martin Pretty and Linda Fox, and the renewal of proportional takeover provisions in the company’s constitution. These resolutions are significant as they address corporate governance and strategic planning, impacting the company’s leadership continuity and shareholder rights.

Centrepoint Alliance Schedules 2025 AGM and Opens Director Nominations

Centrepoint Alliance Limited has announced that its next Annual General Meeting will be held on 14 November 2025. The deadline for director nominations is set for 25 September 2025. This announcement, authorized by the Board of Directors, outlines the company’s ongoing governance processes and provides stakeholders with key dates for participation in the company’s strategic decision-making.

Centrepoint Alliance Announces Director Departure

Centrepoint Alliance Limited announced that Peter Rollason has ceased to be a director of the company as of September 8, 2025. This change in the board of directors may impact the company’s strategic direction and governance, potentially influencing its market positioning and stakeholder relationships.

Centrepoint Alliance Announces Board Changes with Director Resignation

Centrepoint Alliance Limited announced the resignation of Non-Executive Director Mr. Peter Rollason, who is stepping down to focus on other interests. This change reduces the board to four Non-Executive Directors. The company acknowledged Mr. Rollason’s contributions during his tenure. This board change may impact the company’s strategic direction and stakeholder engagement, especially given Mr. Rollason’s previous involvement with COG Financial Services Ltd, which divested its shareholding in Centrepoint earlier this year.