Charter Hall Retail REIT (CQR) AI Stock Analysis

• Market Cap: AU$2.39B
• Dividend Yield: 7.72%
• Average Volume (3M): 962.97K
• Price to Earnings (P/E): 11.2
• Beta (1Y): 0.53
• Revenue Growth: -9.69%
• EPS Growth: 1142.57%
• Country: AU
• Employees: N/A
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Retail
• EPS (TTM): 0.13
• Shares Outstanding: 581,229,600
• 10 Day Avg. Volume: 883,536
• 30 Day Avg. Volume: 962,971
• PEG Ratio: <0.01
• Price to Book (P/B): 0.83
• Price to Sales (P/S): 11.35
• P/FCF Ratio: 15.82
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$4.34
• Price Target Upside: 5.56% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 5
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: AU$4.50 ▲(9.49% Upside)

The overall stock score of 64 reflects strong profitability and valuation metrics, with a low P/E ratio and attractive dividend yield. However, the score is tempered by technical indicators suggesting cautious sentiment and financial performance concerns, including declining revenue growth and inconsistent return on equity.

Charter Hall Retail REIT Business Overview & Revenue Model

Company Description

Charter Hall Retail REIT is the leading owner and manager of property for convenience retailers. Charter Hall Retail REIT is managed by Charter Hall Group (ASX:CHC). With over 29 years' experience in property investment and funds management, we're one of Australia's leading fully integrated property groups. We use our property expertise to access, deploy, manage and invest equity across our core sectors – office, retail, industrial and social infrastructure. Operating with prudence, Charter Hall Group as Manager of CQR has carefully curated a $40 billion diverse portfolio of over 1100 high quality, long leased properties. Partnership and financial discipline are at the heart of our approach. Acting in the best interest of customers and communities, we combine insight and inventiveness to unlock hidden value. Taking a long term view, our $7.3 billion development pipeline delivers sustainable, technologically enabled projects for our customers.

How the Company Makes Money

Charter Hall Retail REIT generates revenue primarily through rental income derived from its portfolio of retail properties. The company leases space to various tenants, including supermarkets, specialty retailers, and service providers, which provides a steady cash flow. CQR also benefits from periodic rent increases and lease renewals, enhancing its revenue potential. Additionally, the REIT may engage in property development and enhancement projects, which can further increase asset value and rental income. Partnerships with reputable retail brands and a focus on high-traffic locations contribute significantly to its earnings, ensuring occupancy rates remain strong.

Charter Hall Retail REIT Financial Statement Overview

Summary

Charter Hall Retail REIT demonstrates strong profitability and operational efficiency, as evidenced by healthy margins. However, the significant drop in revenue growth and inconsistent return on equity highlight potential areas of concern. The balance sheet remains stable with moderate leverage, but cash flow management could be improved to support future growth.

Income Statement

The income statement shows a significant decline in revenue growth rate at -25.76% for the latest year, indicating challenges in revenue generation. However, the company maintains a strong gross profit margin and a high net profit margin, suggesting effective cost management and profitability. The EBIT and EBITDA margins are robust, reflecting operational efficiency.

Balance Sheet

The balance sheet is stable with a moderate debt-to-equity ratio, indicating a balanced approach to leveraging. The equity ratio is healthy, showing a strong equity base relative to total assets. However, the return on equity has been inconsistent, reflecting fluctuating profitability.

Cash Flow

The cash flow statement reveals a slight decline in free cash flow growth, which could impact future investments. The operating cash flow to net income ratio is strong, indicating good cash generation relative to net income. However, the free cash flow to net income ratio has shown variability, suggesting potential cash flow management challenges.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	196.60M	196.60M	215.60M	214.40M	200.80M	191.60M
Gross Profit	115.40M	115.40M	129.60M	127.40M	117.80M	112.40M
EBITDA	41.90M	279.50M	116.80M	76.60M	691.20M	315.10M
Net Income	213.80M	213.80M	17.20M	37.80M	663.60M	291.20M
Balance Sheet
Total Assets	4.29B	4.29B	3.80B	4.10B	4.04B	3.34B
Cash, Cash Equivalents and Short-Term Investments	38.50M	38.50M	18.70M	22.40M	21.80M	19.30M
Total Debt	1.45B	1.45B	1.04B	1.20B	1.04B	883.50M
Total Liabilities	1.59B	1.59B	1.18B	1.35B	1.19B	1.04B
Stockholders Equity	2.69B	2.69B	2.62B	2.75B	2.85B	2.31B
Cash Flow
Free Cash Flow	118.00M	141.10M	148.60M	91.20M	-54.60M	179.00M
Operating Cash Flow	143.00M	141.10M	148.60M	162.20M	158.20M	179.00M
Investing Cash Flow	-363.60M	-361.70M	165.40M	-161.70M	-212.80M	-238.20M
Financing Cash Flow	240.40M	240.40M	-317.70M	100.00K	57.10M	-2.00M

Charter Hall Retail REIT Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 4.11
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CQR, the sentiment is Positive. The current price of 4.11 is above the 20-day moving average (MA) of 4.05, above the 50-day MA of 4.10, and above the 200-day MA of 3.87, indicating a bullish trend. The MACD of -0.01 indicates Negative momentum. The RSI at 55.15 is Neutral, neither overbought nor oversold. The STOCH value of 82.77 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:CQR.

Charter Hall Retail REIT Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HDN	80 Outperform	AU$2.92B	11.65	8.25%	6.09%	2.70%	205.08%
RGN	69 Neutral	AU$2.86B	13.46	7.29%	5.61%	0.03%	1135.14%
BWP	68 Neutral	AU$2.93B	10.85	9.58%	4.87%	16.53%	36.39%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
CQR	64 Neutral	AU$2.39B	11.17	8.13%	7.72%	-9.69%	1142.57%
DXC	64 Neutral	AU$388.47M	9.87	7.93%	7.46%	-3.97%	1057.09%
CLW	52 Neutral	AU$2.98B	25.24	3.57%	6.14%	-9.63%	―

Charter Hall Retail REIT Corporate Events

Charter Hall Retail REIT Announces Fund Payment for September 2025

Charter Hall Retail REIT announced a fund payment notice for the distribution period ending 30 September 2025, declaring itself an Attribution Managed Investment Trust (AMIT). The total fund payment is set at 10.3305 cents per unit, with a cash distribution of 6.35 cents per unit. This announcement primarily impacts non-resident unitholders and custodians, as the AMIT withholding tax will be calculated on the fund payment amount. This financial update reflects Charter Hall’s ongoing commitment to delivering value to its investors through strategic property investments.

Charter Hall Retail REIT Secures Strong Shareholder Support at AGM

Charter Hall Retail REIT held its Annual General Meeting on October 30, 2025, where key resolutions were voted on. The election of Mr. Paul Craig as an independent director was carried with 97.44% of the votes in favor, while the re-election of Ms. Sue Palmer as an independent director was also carried with 91.81% of the votes in favor. These results indicate strong shareholder support for the current board composition, which may positively impact the company’s governance and strategic direction.

Charter Hall Retail REIT’s 2025 AGM Highlights Strategic Focus and Cultural Acknowledgment

Charter Hall Retail REIT held its 2025 Annual General Meeting, focusing on its operations and strategic direction. The meeting included addresses from the Independent Chair and the Retail CEO & Fund Manager, highlighting the company’s ongoing commitment to its stakeholders and the importance of acknowledging the Traditional Custodians of the lands where they operate.

Charter Hall Retail REIT Reports Strong Growth and Achieves Net Zero Emissions

Charter Hall Retail REIT has reported strong operational performance with resilient consumer spending in convenience retail, leading to significant growth in net property income and a 20% increase in security price over the past year. The company has achieved net zero carbon emissions through renewable energy initiatives and anticipates continued growth due to high demand for convenience retail properties and limited supply, positioning itself for sustained capital growth and increased earnings per share.

Charter Hall Retail REIT Expands with Bunnings Asset Acquisitions and Upgrades FY26 Guidance

Charter Hall Retail REIT has announced the acquisition of four net lease convenience hardware assets leased to Bunnings, totaling $151 million. These acquisitions are strategically located in growing regional centers and are expected to enhance the company’s net lease position in the hardware sector, complementing its convenience retail strategy. The acquisitions are funded through undrawn debt capacity, offering earnings and IRR accretion. As a result, the company has upgraded its FY26 earnings and distribution guidance, indicating positive growth prospects and a strong positioning in the market.

Charter Hall Retail REIT Announces 2025 AGM

Charter Hall Retail REIT has announced its 2025 Annual General Meeting of Unitholders, scheduled for October 30, 2025. This meeting is significant for stakeholders as it provides an opportunity for unitholders to engage with the management and discuss the company’s strategic direction and performance.

Charter Hall Retail REIT Announces Quarterly Distribution

Charter Hall Retail REIT has announced a distribution of AUD 0.0635 per ordinary unit for the quarter ending September 30, 2025. The ex-date for this distribution is September 29, 2025, with a record date of September 30, 2025, and payment scheduled for November 28, 2025. This announcement reflects the company’s ongoing commitment to delivering consistent returns to its investors.