Complii Fintech Solutions Ltd (AU:CF1)
ASX:CF1
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Complii Fintech Solutions Ltd
(Sydney:CF1)
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Rating:45Neutral
Price Target:
AU$0.02
▼(-20.00% Downside)
Action:ReiteratedDate:04/03/26
The score is primarily held back by weak financial performance—losses, negative ROE, and negative operating/free cash flow—despite strong revenue growth and a relatively conservative balance sheet. Technical indicators also lean bearish with the price below major moving averages and a slightly negative MACD. Valuation is constrained by losses (negative P/E) and no stated dividend yield.
Positive Factors
Strong revenue growth
Sustained ~30% top-line growth indicates successful product-market fit and expanding customer adoption in the core software application market. Over 2-6 months this revenue momentum supports scale, better absorption of fixed costs and a path toward operating leverage if cost structure stabilizes.
Negative Factors
Negative operating and free cash flow
Persistently negative operating and free cash flows signal ongoing cash burn that undermines self-funding capacity. Over a multi-month horizon this necessitates external financing or equity dilution, constrains investment in growth initiatives, and raises solvency and runway risk if losses continue.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue growth
Sustained ~30% top-line growth indicates successful product-market fit and expanding customer adoption in the core software application market. Over 2-6 months this revenue momentum supports scale, better absorption of fixed costs and a path toward operating leverage if cost structure stabilizes.
Read all positive factors
Complii Fintech Solutions Ltd (CF1) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$9.64M
Dividend YieldN/A
Average Volume (3M)698.51K
Price to Earnings (P/E)―
Beta (1Y)1.39
Revenue Growth31.31%
EPS Growth75.00%
CountryAU
Employees55
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding602,768,700
10 Day Avg. Volume926,439
30 Day Avg. Volume698,509
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)2.85
Price to Sales (P/S)1.48
P/FCF Ratio-11.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Complii Fintech Solutions Ltd Business Overview & Revenue Model
Company Description
Complii FinTech Solutions Ltd, together with its subsidiaries, provides financial solutions in Australia and internationally. It offers Complii Advisor Bid, which enables automated distribution and acceptance of corporate deals through advisors an...
How the Company Makes Money
null...
Complii Fintech Solutions Ltd Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
55
Neutral
Cash Flow
40
Negative
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.11M | 9.64M | 6.32M | 6.69M | 8.64M | 2.02M |
| Gross Profit | 3.16M | 947.71K | 5.46M | -2.49M | 1.58M | -1.40M |
| EBITDA | -3.70M | -2.51M | -4.40M | -5.31M | -615.42K | -4.68M |
| Net Income | -2.84M | -2.70M | -10.22M | -5.45M | 114.94K | -4.19M |
Balance Sheet | ||||||
| Total Assets | 6.24M | 7.50M | 15.97M | 18.94M | 13.23M | 4.38M |
| Cash, Cash Equivalents and Short-Term Investments | 1.03M | 2.05M | 1.94M | 5.80M | 5.74M | 4.00M |
| Total Debt | 354.63K | 451.51K | 398.30K | 647.15K | 893.29K | 125.41K |
| Total Liabilities | 2.07M | 2.49M | 8.83M | 2.67M | 2.26M | 767.37K |
| Stockholders Equity | 4.18M | 5.01M | 7.14M | 16.27M | 10.96M | 3.61M |
Cash Flow | ||||||
| Free Cash Flow | -1.25M | -1.24M | -3.12M | -1.75M | 872.72K | -2.05M |
| Operating Cash Flow | -1.22M | -1.23M | -3.11M | -1.71M | 995.85K | -2.03M |
| Investing Cash Flow | -186.36K | 1.89M | -187.94K | 1.24M | 540.51K | 1.98K |
| Financing Cash Flow | -446.21K | -545.77K | -534.83K | 536.89K | 201.88K | 5.87M |
Complii Fintech Solutions Ltd Technical Analysis
Negative
0.02
Price Trends
0.02
Negative
0.02
Negative
0.02
Negative
Market Momentum
>-0.01
Negative
39.79
Neutral
81.11
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CF1, the sentiment is Negative. The current price of 0.02 is below the 20-day moving average (MA) of 0.02, below the 50-day MA of 0.02, and below the 200-day MA of 0.02, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 39.79 is Neutral, neither overbought nor oversold. The STOCH value of 81.11 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:CF1.
Complii Fintech Solutions Ltd Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
48 Neutral | AU$24.70M | -3.90 | -27.05% | ― | -3.43% | -40.65% | |
48 Neutral | AU$5.86M | 56.21 | -34.60% | ― | 29.51% | -3.61% | |
46 Neutral | AU$3.04M | -7.11 | -25.95% | ― | 36.72% | 20.00% | |
45 Neutral | AU$9.64M | -2.76 | -61.74% | ― | 31.31% | 75.00% | |
43 Neutral | AU$6.27M | -0.55 | -525.49% | ― | 3.91% | 46.67% |
* Technology Sector Average
AU:CF1
Complii Fintech Solutions Ltd
0.02
>-0.01
-30.43%
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0.26
0.00
0.00%
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Identitii Ltd.
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0.00
0.00%
Complii Fintech Solutions Ltd Corporate Events
Complii Fintech Issues 60 Million Unquoted Convertible Notes
Mar 24, 2026
Complii Fintech Solutions Ltd has notified the market of the issue of 60,000,000 unquoted convertible notes, with an issue date of 20 March 2026, under an Appendix 3G filing to the ASX. The substantial issuance of unquoted convertible notes, which...
Complii FinTech Raises $1.5m via Convertible Notes, Clears Path for Retail On-Sale
Mar 20, 2026
Complii FinTech Solutions Ltd has entered into a convertible note funding arrangement, issuing up to 80 million convertible notes at $0.025 each to sophisticated and professional investors as well as directors, to raise as much as $2 million in tw...
Complii issues 6.2m shares on employee performance rights vesting
Mar 12, 2026
Complii FinTech Solutions Ltd has issued 6,155,297 fully paid ordinary shares following the exercise of unquoted performance rights by employees, excluding key management personnel, under its Incentive Performance Rights Plan. The company has appl...
Complii Fintech Seeks ASX Quotation for 6.2 Million New Shares
Mar 12, 2026
Complii Fintech Solutions Ltd has applied to the ASX for quotation of 6,155,297 new ordinary fully paid shares under its ticker CF1. The newly issued securities result from the exercise or conversion of existing options or other convertible instru...
Complii FinTech Releases Updated Investor Presentation
Mar 3, 2026
Complii FinTech Solutions Ltd has released its latest investor presentation, providing the market with an updated overview of the company and its activities. The presentation is intended for investors and stakeholders seeking current information o...
Complii Fintech Plans Issue of 80 Million Convertible Notes to Bolster Funding
Mar 3, 2026
Complii Fintech Solutions Ltd has notified the ASX of a proposed capital raising via the issue of up to 80 million convertible notes, to be undertaken as a placement or similar type of securities issue. The new class of notes, expected to be issue...
Complii raises $2m via convertible notes to fund platform upgrades and expansion
Mar 3, 2026
Complii FinTech Solutions Ltd has secured binding commitments for a $2 million unsecured convertible note raising, issuing 80 million notes at $0.025 each to new and existing shareholders, with 60 million notes to be placed under its existing capa...
Complii FinTech Files Half-Year Interim Financial Report
Feb 27, 2026
Complii FinTech Solutions Ltd has released its Interim Financial Report and Appendix 4D for the half year ended 31 December 2025, providing investors with an update on the company’s financial performance and position over the period. The lod...
Complii requests ASX trading halt ahead of convertible note raising
Feb 27, 2026
Complii FinTech Solutions Ltd has requested a trading halt in its securities on the ASX as it prepares an announcement regarding a proposed convertible note raising. Trading in CF1 shares will be suspended until either the company releases details...
Complii Updates Market on Lapse of Director Craig Mason’s Performance Rights
Feb 3, 2026
Complii FinTech Solutions Ltd has reported a change in the indirect interests of director Craig Mason, held via Marshall William Holdings Pty Ltd as trustee for the CSKM Family Trust. As of 31 January 2026, 4 million of Mason’s performance r...
Complii Fintech Cancels 6 Million Unvested Performance Rights
Feb 3, 2026
Complii Fintech Solutions Ltd has announced the lapse of 6 million performance rights, which have ceased due to the relevant vesting conditions not being met or becoming incapable of being satisfied as at 31 January 2026. The cancellation of these...
Complii lifts quarterly revenue and launches rebuilt compliance CRM as capital raising volumes grow
Jan 28, 2026
In the December quarter of FY26, Complii reported solid operational and financial momentum, with group annual recurring revenue rising 3.4% quarter-on-quarter and 6.6% year-on-year (excluding Registry Direct), supported by growth in its core Compl...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.