Complii Fintech Solutions Ltd (CF1) AI Stock Analysis

• Market Cap: AU$11.43M
• Dividend Yield: N/A
• Average Volume (3M): 340.87K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.64
• Revenue Growth: -23.80%
• EPS Growth: -33.62%
• Country: AU
• Employees: 55
• Sector: Technology
• Sector Strength: 78
• Industry: Software - Application
• EPS (TTM): -0.01
• Shares Outstanding: 571,393,600
• 10 Day Avg. Volume: 163,324
• 30 Day Avg. Volume: 340,873
• PEG Ratio: <0.01
• Price to Book (P/B): 6.68
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -62.10
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 42 Neutral
• Price Target: AU$0.00 ▼(-100.00%Downside)

The overall stock score for Complii Fintech Solutions Ltd reflects significant financial challenges, with the most impactful factor being the company's negative net income, declining revenues, and cash flow issues. Technical analysis provides a slightly better outlook with neutral indicators, but poor valuation metrics due to negative earnings further weigh down the score. The absence of dividend yield and earnings call data means the valuation and financial performance dominate the assessment.

Complii Fintech Solutions Ltd Business Overview & Revenue Model

Company Description

Complii Fintech Solutions Ltd (CF1) is an Australian-based technology company that specializes in providing digital compliance, operational, and business efficiency solutions for the financial services sector. The company's core products and services include a range of software solutions designed to streamline compliance processes, manage risks, and enhance operational efficiencies for financial services firms.

How the Company Makes Money

Complii Fintech Solutions Ltd generates revenue primarily through the sale of its software solutions to financial institutions. The company employs a subscription-based revenue model, where clients pay recurring fees to access Complii's suite of digital compliance and risk management tools. Additionally, Complii may derive income from offering customized solutions and professional services, including implementation support and consulting. Significant partnerships with financial institutions and other fintech firms can also contribute to revenue by expanding market reach and integrating services into broader financial ecosystems.

Complii Fintech Solutions Ltd Financial Statement Overview

Summary

Complii Fintech Solutions Ltd is facing financial difficulties with declining revenues, persistent net losses, and cash flow challenges. The negative net debt is a positive aspect, but rising leverage and decreased stockholders' equity highlight potential risks. The company needs to address operational inefficiencies and improve cash flow management to enhance financial stability.

Income Statement

The company has shown a declining revenue trend with a significant drop from 2023 to 2024. Gross profit margin has improved from previous losses, but net profit margin remains negative due to substantial net losses. EBIT and EBITDA margins are also negative, indicating operational inefficiencies.

Balance Sheet

The company maintains a negative net debt position, implying more cash than debt, which is positive. However, stockholders' equity has decreased significantly over the years, and the debt-to-equity ratio has increased, indicating rising leverage. The equity ratio remains relatively stable, showing some balance sheet strength.

Cash Flow

Operating cash flow is negative, and free cash flow has worsened over the year, indicating cash generation issues. The free cash flow to net income ratio is skewed due to continual net losses, suggesting cash flow management challenges.

Breakdown
TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
7.40M	6.32M	7.93M	8.64M	2.02M	160.13K
	Gross Profit
3.21M	5.46M	-2.49M	1.58M	-1.40M	-2.07M
	EBIT
-2.49M	-6.42M	-7.59M	114.95K	-4.14M	-909.51K
	EBITDA
-2.90M	-4.40M	-5.31M	-615.42K	-4.68M	-1.40M
	Net Income Common Stockholders
-8.93M	-10.22M	-5.45M	114.94K	-4.19M	-1.05M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.89M	1.94M	5.80M	5.74M	4.00M	85.75K
	Total Assets
8.52M	15.97M	18.94M	13.23M	4.38M	112.88K
	Total Debt
127.23K	398.30K	647.15K	893.29K	123.44K	266.67K
	Net Debt
-2.77M	-1.55M	-5.15M	-4.84M	-3.87M	180.92K
	Total Liabilities
2.35M	8.83M	2.67M	2.26M	767.37K	568.29K
	Stockholders Equity
6.18M	7.14M	16.27M	10.96M	3.61M	-455.41K
Cash Flow		Free Cash Flow
-1.74M	-3.12M	-1.75M	872.72K	-2.05M	-1.04M
	Operating Cash Flow
-1.74M	-3.11M	-1.71M	995.85K	-2.03M	-1.03M
	Investing Cash Flow
1.90M	-187.94K	1.24M	540.51K	1.98K	28.45K
	Financing Cash Flow
-558.41K	-534.83K	536.89K	201.88K	5.87M	325.00K

Complii Fintech Solutions Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.02
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CF1, the sentiment is Negative. The current price of 0.02 is equal to the 20-day moving average (MA) of 0.02, below the 50-day MA of 0.02, and below the 200-day MA of 0.02, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 44.08 is Neutral, neither overbought nor oversold. The STOCH value of 38.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:CF1.

Complii Fintech Solutions Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TYR	75 Outperform	AU$478.15M	14.88	15.36%	―	7.50%	204.66%
IRE	64 Neutral	€1.51B	17.09	27.46%	1.22%	-3.98%	―
Sector *	62 Neutral	$11.80B	10.08	-7.46%	2.99%	7.37%	-8.21%
EML	54 Neutral	$422.22M	36.11	7.22%	―	-27.00%	―
CF1	42 Neutral	AU$11.43M	―	-37.21%	―	-23.80%	-33.62%
BRN	40 Underperform	$450.91M	―	-133.28%	―	72.47%	20.08%

Complii Fintech Solutions Ltd Corporate Events

Complii FinTech Solutions Releases Q3 FY25 Activities Report

Complii FinTech Solutions Ltd has released its Quarterly Activities Report for Q3 FY25, highlighting its continued role as a key player in the financial technology sector. The report underscores the company’s commitment to enhancing its SaaS platform, which supports capital markets participants in compliance and risk management, potentially strengthening its market position and offering value to stakeholders.

Complii FinTech Solutions Announces Change of Address

Complii FinTech Solutions Ltd has announced a change in its principal administrative and registered office to Level 8, 8 Spring Street, Sydney NSW 2000. This relocation reflects the company’s ongoing commitment to maintaining streamlined operations and may have implications for its logistical and administrative processes.