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Complii Fintech Solutions Ltd
(Sydney:CF1)
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Rating:47Neutral
Price Target:
AU$0.03
▲(50.00% Upside)
Action:Reiterated
Date:07/10/26
The score is held back primarily by weak financial quality (losses and negative/declining cash flow) despite strong revenue growth and low leverage. Technically, the price trend is modestly positive, but extreme overbought momentum signals increase pullback risk. Valuation is also pressured by a negative P/E and no stated dividend support.
Positive Factors
Revenue Growth
Sustained high top-line growth (over 40% in the fundamentals) indicates strong demand and product-market fit. Over a 2-6 month horizon, this revenue momentum supports scale benefits, reinvestment in product, and a path to leverage fixed costs toward improving margins.
Negative Factors
Weak Profitability
Persistent negative net profit and EBIT margins, alongside a falling gross margin, show the company struggles to convert sales into operating earnings. Over months this limits retained earnings, constrains reinvestment, and makes achieving sustainable profitability a material strategic challenge.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained high top-line growth (over 40% in the fundamentals) indicates strong demand and product-market fit. Over a 2-6 month horizon, this revenue momentum supports scale benefits, reinvestment in product, and a path to leverage fixed costs toward improving margins.
Read all positive factors
Complii Fintech Solutions Ltd (CF1) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$17.69M
Dividend YieldN/A
Average Volume (3M)698.51K
Price to Earnings (P/E)―
Beta (1Y)1.66
Revenue Growth41.07%
EPS Growth68.39%
CountryAU
Employees55
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding610,128,100
10 Day Avg. Volume926,439
30 Day Avg. Volume698,509
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)2.85
Price to Sales (P/S)1.48
P/FCF Ratio-11.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Complii Fintech Solutions Ltd Business Overview & Revenue Model
Company Description
Complii FinTech Solutions Ltd, along with its associated entities, provides a comprehensive array of financial technology solutions across Australia and on the international stage. Key offerings include Complii Advisor Bid, designed to automate th...
How the Company Makes Money
null...
Complii Fintech Solutions Ltd Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
55
Neutral
Cash Flow
40
Negative
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.11M | 9.64M | 6.32M | 6.69M | 8.64M | 2.02M |
| Gross Profit | 3.16M | 947.71K | 5.46M | -2.49M | 1.58M | -1.40M |
| EBITDA | -3.70M | -2.51M | -4.40M | -5.31M | -615.42K | -4.68M |
| Net Income | -2.84M | -2.70M | -10.22M | -5.45M | 114.94K | -4.19M |
Balance Sheet | ||||||
| Total Assets | 6.24M | 7.50M | 15.97M | 18.94M | 13.23M | 4.38M |
| Cash, Cash Equivalents and Short-Term Investments | 1.03M | 2.05M | 1.94M | 5.80M | 5.74M | 4.00M |
| Total Debt | 354.63K | 451.51K | 398.30K | 647.15K | 893.29K | 125.41K |
| Total Liabilities | 2.07M | 2.49M | 8.83M | 2.67M | 2.26M | 767.37K |
| Stockholders Equity | 4.18M | 5.01M | 7.14M | 16.27M | 10.96M | 3.61M |
Cash Flow | ||||||
| Free Cash Flow | -1.25M | -1.24M | -3.12M | -1.75M | 872.72K | -2.05M |
| Operating Cash Flow | -1.22M | -1.23M | -3.11M | -1.71M | 995.85K | -2.03M |
| Investing Cash Flow | -186.36K | 1.89M | -187.94K | 1.24M | 540.51K | 1.98K |
| Financing Cash Flow | -446.21K | -545.77K | -534.83K | 536.89K | 201.88K | 5.87M |
Complii Fintech Solutions Ltd Technical Analysis
Positive
0.02
Price Trends
0.03
Positive
0.02
Positive
0.02
Positive
Market Momentum
<0.01
Positive
99.98
Negative
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CF1, the sentiment is Positive. The current price of 0.02 is below the 20-day moving average (MA) of 0.03, below the 50-day MA of 0.03, and below the 200-day MA of 0.02, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 99.98 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:CF1.
Complii Fintech Solutions Ltd Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | AU$999.71M | 28.59 | 42.94% | 10.16% | -12.00% | -45.47% | |
65 Neutral | AU$661.64M | 22.85 | 25.65% | 1.27% | 6.51% | 15.45% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
59 Neutral | AU$1.15B | 15.14 | 19.57% | 2.47% | -7.41% | -11.47% | |
47 Neutral | AU$17.69M | -5.71 | -61.74% | ― | 41.07% | 68.39% | |
47 Neutral | AU$33.38M | -2.80 | -62.57% | ― | 36.04% | -71.94% | |
43 Neutral | AU$2.77M | -0.58 | -525.49% | ― | 10.78% | 41.56% |
* Technology Sector Average
AU:CF1
Complii Fintech Solutions Ltd
0.03
<0.01
16.67%
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Complii Fintech Solutions Ltd Corporate Events
Complii director Craig Mason boosts stake via $375,000 convertible note subscription
Jul 1, 2026
Complii FinTech Solutions has disclosed a change in director Craig Mason’s interests, noting that his indirect holding vehicle, Marshall William Holdings Pty Ltd as trustee for the CSKM Family Trust, subscribed for 15,000,000 convertible not...
Complii Fintech Issues 20 Million Unquoted Convertible Notes
Jul 1, 2026
Complii Fintech Solutions Ltd has notified the market of the issue of 20 million unquoted convertible notes, recorded under the ASX security code CF1AS. The notes, which are not intended to be quoted on the ASX, were issued on July 1, 2026, as par...
Complii Issues Cleansing Notice for Tranche 2 Convertible Notes
Jul 1, 2026
Complii FinTech Solutions has issued a cleansing notice in connection with the planned issue of Tranche 2 convertible notes with a principal amount of $500,000, offered to related-party nominees following shareholder approval. The notes, bearing 1...
Complii Wins Strong Shareholder Backing for Convertible Note Issues
Jun 9, 2026
Complii FinTech Solutions Ltd has secured strong shareholder backing at its 9 June general meeting for the issue of convertible notes to both related and unrelated parties, with both resolutions comfortably passed by poll. The approvals, each supp...
Complii FinTech Seeks Trading Halt Ahead of Material Customer Contract Announcement
May 13, 2026
Complii FinTech Solutions Ltd has requested a trading halt in its securities on the ASX while it prepares an announcement regarding a customer contract. Trading in CF1 shares will be paused until the earlier of the contract-related announcement be...
Complii reschedules June General Meeting to avoid public holiday
May 12, 2026
Complii FinTech Solutions Ltd has rescheduled its upcoming General Meeting of shareholders from Monday, 8 June 2026 to Tuesday, 9 June 2026 at 10:30am AEST, after noting that the original date falls on a public holiday in most Australian states an...
Complii moves shareholder meeting materials online ahead of June General Meeting
May 7, 2026
Complii FinTech Solutions has called a General Meeting of shareholders to be held on 8 June 2026 in Sydney, with materials including the notice of meeting and proxy form now available electronically via the company’s website and ASX announce...
Complii FinTech trims costs and advances product roadmap as cash position improves
Apr 30, 2026
Complii FinTech Solutions reported modest growth in annualised recurring revenue in the March quarter of FY26, alongside customer receipts of $1.282 million and a closing cash balance of $1.211 million, supported by a $1.349 million net inflow fro...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.