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City Chic Collective Limited (AU:CCX)
ASX:CCX
Australian Market

City Chic Collective Limited (CCX) AI Stock Analysis

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AU:CCX

City Chic Collective Limited

(Sydney:CCX)

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Neutral 50 (OpenAI - 4o)
Rating:50Neutral
Price Target:
AU$0.12
▲(0.00% Upside)
City Chic Collective Limited's overall stock score is primarily influenced by its financial performance challenges, including high debt and negative cash flow growth. While technical analysis shows bullish momentum, the overbought indicators suggest caution. The valuation is unattractive due to ongoing losses and lack of dividends.
Positive Factors
Revenue Growth
Strong revenue growth reflects the company's ability to expand its market reach and increase sales, which is crucial for long-term business sustainability and competitive positioning.
Market Position
Specializing in plus-size fashion gives CCX a strong niche market position, allowing it to cater to a specific customer base and potentially reduce competition from general fashion retailers.
Gross Profit Margin
A healthy gross profit margin indicates effective pricing strategies and cost management, which can support long-term profitability and operational efficiency.
Negative Factors
High Leverage
High leverage can increase financial risk and limit flexibility, making it challenging to invest in growth opportunities or withstand economic downturns.
Negative Cash Flow Growth
Negative cash flow growth indicates potential liquidity issues, which could hinder the company's ability to fund operations and invest in future growth.
Profitability Challenges
Persistent profitability challenges suggest issues in cost management and operational efficiency, which could impact long-term financial health and shareholder value.

City Chic Collective Limited (CCX) vs. iShares MSCI Australia ETF (EWA)

City Chic Collective Limited Business Overview & Revenue Model

Company DescriptionCity Chic Collective Limited operates as a retailer of plus-size women's apparel, footwear, and accessories in Australia, New Zealand, the United States, Canada, the United Kingdom, and rest of Europe. It offers its products under the City Chic, Avenue, Evans, CCX, Hips & Curves, Fox & Royal, and Navabi brands. The company operates a network of 90 retail stores. It also sells its products through online and wholesale stores. The company was formerly known as Specialty Fashion Group Limited and changed its name to City Chic Collective Limited in November 2018. City Chic Collective Limited was incorporated in 1992 and is based in Alexandria, Australia.
How the Company Makes MoneyCity Chic Collective Limited generates revenue primarily through the sale of its apparel and accessories, targeting the plus-size market segment. The company's revenue model includes direct sales from its e-commerce platform, as well as income from physical retail stores. Key revenue streams consist of product sales, seasonal collections, and promotional campaigns. Additionally, CCX may engage in collaborations with influencers or brands, enhancing its visibility and sales through strategic partnerships. The company's focus on customer loyalty and repeat purchases further contributes to its earnings.

City Chic Collective Limited Financial Statement Overview

Summary
City Chic Collective Limited is experiencing strong revenue growth, but profitability and cash flow challenges persist. The high debt levels and negative return on equity indicate financial instability, while the negative cash flow growth raises concerns about liquidity. The company needs to focus on improving operational efficiency and managing leverage to enhance financial health.
Income Statement
45
Neutral
City Chic Collective Limited has shown a significant revenue growth rate of 41.44% in the latest year, indicating strong top-line expansion. However, the company is struggling with profitability, as evidenced by negative net profit and EBIT margins. The gross profit margin is relatively healthy at 45.73%, but the negative net profit margin of -4.10% highlights ongoing challenges in cost management and operational efficiency.
Balance Sheet
40
Negative
The company's balance sheet reflects a high debt-to-equity ratio of 1.02, suggesting significant leverage which could pose financial risks. Return on equity is negative at -15.20%, indicating that the company is not generating profits from shareholders' equity. The equity ratio is moderate, suggesting a balanced asset structure, but the high leverage remains a concern.
Cash Flow
35
Negative
City Chic Collective Limited's cash flow statement reveals challenges in cash generation, with negative operating cash flow and free cash flow. The free cash flow to net income ratio is positive at 1.20, indicating some ability to convert income into cash, but the overall negative cash flow growth rate of -34.13% is concerning for future liquidity.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue134.95M134.95M131.61M183.87M324.14M265.59M
Gross Profit61.72M61.72M56.79M52.31M82.23M78.38M
EBITDA1.53M1.53M-17.47M-18.39M50.14M47.20M
Net Income-5.54M-5.54M-92.96M-99.78M22.28M21.56M
Balance Sheet
Total Assets105.03M105.03M140.94M237.68M355.35M266.97M
Cash, Cash Equivalents and Short-Term Investments7.95M7.95M21.43M12.41M9.95M71.46M
Total Debt37.06M37.06M58.63M61.46M61.27M28.05M
Total Liabilities68.62M68.62M105.81M124.95M144.77M84.07M
Stockholders Equity36.41M36.41M35.12M112.72M210.58M182.90M
Cash Flow
Free Cash Flow-8.54M-8.54M-19.28M25.89M-63.44M8.58M
Operating Cash Flow-7.13M-7.13M-16.83M29.77M-51.89M15.15M
Investing Cash Flow10.06M10.06M9.55M-3.88M-15.80M-46.78M
Financing Cash Flow-16.44M-16.44M15.98M-23.75M5.96M83.27M

City Chic Collective Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.12
Price Trends
50DMA
0.09
Positive
100DMA
0.09
Positive
200DMA
0.09
Positive
Market Momentum
MACD
<0.01
Negative
RSI
68.52
Neutral
STOCH
71.43
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CCX, the sentiment is Positive. The current price of 0.12 is above the 20-day moving average (MA) of 0.11, above the 50-day MA of 0.09, and above the 200-day MA of 0.09, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 68.52 is Neutral, neither overbought nor oversold. The STOCH value of 71.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:CCX.

City Chic Collective Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
AU$49.12M3.8824.28%20.30%2.76%1.93%
66
Neutral
AU$106.17M139.511.90%1.58%-65.09%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
58
Neutral
AU$164.57M31.874.75%30.36%47.61%
58
Neutral
AU$673.61M28.9215.62%4.91%15.51%-32.98%
50
Neutral
AU$33.51M-6.00-24.80%2.35%95.03%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:CCX
City Chic Collective Limited
0.12
0.02
20.00%
AU:ABY
Adore Beauty Group Ltd.
1.22
0.30
32.61%
AU:VVA
Viva Leisure Ltd.
1.61
0.16
11.03%
AU:UNI
Universal Store Holdings Ltd.
7.84
0.41
5.52%
AU:STP
Step One Clothing Limited
0.34
-0.87
-71.90%

City Chic Collective Limited Corporate Events

City Chic Director Increases Stake with Significant Share Acquisition
Nov 25, 2025

City Chic Collective Limited announced a change in the director’s interest, with Natalie McLean acquiring an additional 103,873 ordinary shares through on-market trades. This change reflects a significant increase in McLean’s stake in the company, potentially indicating confidence in the company’s future performance and strategic direction.

City Chic Collective’s 2025 AGM: Resolutions Passed with Strong Support
Nov 13, 2025

City Chic Collective Limited held its 2025 Annual General Meeting, where all resolutions were passed by a poll. Key outcomes included the adoption of the remuneration report, re-election of a director, grant of performance rights to the CEO, renewal of takeover provisions, and appointment of an auditor. These results reflect strong shareholder support and are likely to influence the company’s strategic direction and governance positively.

City Chic Collective Achieves Financial Turnaround Amidst Retail Challenges
Nov 13, 2025

City Chic Collective has reported a significant financial turnaround, moving from a loss of $8.4 million in FY24 to a profit of $6.4 million in FY25, driven by strategic restructuring and strong performance in the ANZ region. Despite challenges such as inflation and competition from low-cost online brands, the company has improved its market position and aims to be debt-free and cash-flow positive by the end of FY26.

City Chic Collective Reports Positive Trading Update Amid Strategic Shifts
Nov 3, 2025

City Chic Collective Limited reported a positive trading update for the 18 weeks ending November 2, 2025, with a 2.6% increase in total revenue compared to the previous period. The ANZ business saw a 10% revenue increase, while the USA business, despite a 21.1% revenue decline, performed better than expected. The company has focused on improving product quality and customer engagement, leading to strong performance in its ANZ stores and online channels. City Chic opened two new stores in Australia, reflecting strong customer engagement and brand response, and is planning cautiously optimistic inventory levels for the next summer season in the USA.

City Chic Collective Cancels Over 5 Million Performance Rights
Nov 3, 2025

City Chic Collective Limited announced the cessation of 5,812,827 performance rights, which were canceled by mutual agreement between the company and the holder. This move may impact the company’s capital structure, potentially affecting its financial flexibility and market perception among stakeholders.

City Chic Collective Finalizes Employee Share Buy-Back
Nov 3, 2025

City Chic Collective Limited has announced the finalization of its employee share scheme buy-back, involving 4,847,015 ordinary fully paid employee securities. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting a commitment to optimizing its financial operations.

City Chic Collective Updates on Employee Share Buy-Back
Nov 3, 2025

City Chic Collective Limited has announced an update regarding its employee share scheme buy-back. The notification indicates that no securities were bought back on the previous day, maintaining the total number of securities bought back at zero. This update is part of a daily notification process, reflecting the company’s ongoing commitment to managing its employee share scheme effectively.

City Chic Collective Initiates Employee Share Buy-Back
Nov 3, 2025

City Chic Collective Limited has announced a buy-back of ordinary fully paid employee shares under its employee share scheme. This move is likely aimed at optimizing the company’s capital structure and potentially enhancing shareholder value, reflecting a strategic decision to manage equity distribution effectively.

City Chic Collective Announces Buyback and Cancellation of Employee Shares
Oct 20, 2025

City Chic Collective Limited has initiated the buyback and cancellation of 4,847,015 loan funded shares issued to employees in 2019. This decision follows a performance review and is considered in the best interest of the company and its shareholders. The cancellation is cashflow neutral, as it involves no financial consideration.

City Chic Collective Initiates Employee Share Buy-Back
Oct 20, 2025

City Chic Collective Limited announced a new employee share scheme buy-back, indicating a strategic move to manage its equity and potentially enhance shareholder value. This buy-back could impact the company’s financial structure and reflects its commitment to optimizing capital management, which may influence its market positioning and stakeholder relationships.

City Chic Collective Corrects Share Acquisition Details
Oct 13, 2025

City Chic Collective Limited announced a correction to a previous Appendix 3Y, clarifying that CEO Phil Ryan’s acquisition of shares was an on-market purchase rather than through an institutional placement offer. This correction ensures accurate reporting of director’s interests, which is crucial for maintaining transparency with stakeholders and the market.

City Chic Collective Releases 2025 Corporate Governance Statement
Oct 9, 2025

City Chic Collective Limited has released its corporate governance statement for the financial year ending 29 June 2025, which is available on their website. The statement confirms the company’s adherence to ASX Corporate Governance Council’s principles, detailing their compliance with recommendations on board management, director appointments, and executive agreements. This disclosure is crucial for stakeholders as it ensures transparency and accountability in the company’s governance practices.

City Chic Collective Limited Upholds Strong Governance Practices
Oct 9, 2025

City Chic Collective Limited has released its Corporate Governance Statement for the year ending June 29, 2025, highlighting its adherence to the ASX’s governance principles. The statement outlines the company’s commitment to effective governance, detailing the roles and responsibilities of its board and management, and ensuring transparency and accountability in its operations. This governance framework aims to protect shareholder interests and maintain market confidence, supported by the Audit and Risk Committee and the People, Culture and Remuneration Committee.

City Chic Collective Announces 2025 Annual General Meeting
Oct 9, 2025

City Chic Collective Limited has announced its 2025 Annual General Meeting, scheduled for November 13, 2025, at the Museum of Sydney. Shareholders are encouraged to participate in the meeting, either in person or via a webcast, although voting and questions are limited to those attending in person. This meeting is significant for stakeholders as it outlines the company’s future directions and decisions, with detailed information available online.

City Chic Collective Director’s Shareholding Update
Sep 26, 2025

City Chic Collective Limited has announced a change in the director’s interest, specifically regarding Phil Ryan’s indirect holdings. The change involves the acquisition of 220,700 ordinary shares through an institutional entitlement offer, increasing his indirect holdings via Carryan Pty Ltd as trustee for PM Infinity Super Fund. This adjustment reflects strategic financial maneuvers within the company, potentially impacting stakeholder perceptions and the company’s market positioning.

City Chic Director Increases Stake, Signaling Confidence
Sep 12, 2025

City Chic Collective Limited announced a change in the director’s interest, with Neil Thompson acquiring 250,000 ordinary shares through an on-market purchase, increasing his indirect holdings significantly. This acquisition reflects a vote of confidence in the company’s future prospects and may positively influence investor sentiment, potentially impacting the company’s market position and stakeholder interests.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 05, 2025