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Total Valuation
Ameriserv Financial has a market cap or net worth of $84.31M. The enterprise value is $128.81.
Market Cap$84.31M
Enterprise Value$128.81
Share Statistics
Ameriserv Financial has 16,964,268 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,964,268
Owned by Insiders7.87%
Owned by Institutions9.47%
Financial Efficiency
Ameriserv Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.73%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.73%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee297.45K
Profits Per Employee18.90K
Employee Count297
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ameriserv Financial is 9.9. Ameriserv Financial’s PEG ratio is 0.15.
PE Ratio9.9
PS Ratio0.60
PB Ratio0.44
Price to Fair Value0.44
Price to FCF25.54
Price to Operating Cash Flow44.94
PEG Ratio0.15
Income Statement
In the last 12 months, Ameriserv Financial had revenue of 88.34M and earned 5.61M in profits. Earnings per share was 0.34.
Revenue88.34M
Gross Profit55.13M
Operating Income6.80M
Pretax Income6.80M
Net Income5.61M
EBITDA8.89M
Earnings Per Share (EPS)0.34
Cash Flow
In the last 12 months, operating cash flow was 3.01M and capital expenditures -1.38M, giving a free cash flow of 1.62M billion.
Operating Cash Flow3.01M
Free Cash Flow1.62M
Free Cash Flow per Share0.10
Dividends & Yields
Ameriserv Financial pays an annual dividend of $0.03, resulting in a dividend yield of 2.4%
Dividend Per Share$0.03
Dividend Yield2.4%
Payout Ratio24.44%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.31
52-Week Price Change74.38%
50-Day Moving Average4.09
200-Day Moving Average3.60
Relative Strength Index (RSI)68.41
Average Volume (3m)35.78K
Important Dates
Ameriserv Financial upcoming earnings date is Oct 20, 2026, TBA (Confirmed).
Last Earnings DateJul 21, 2026
Next Earnings DateOct 20, 2026
Ex-Dividend Date―
Financial Position
Ameriserv Financial as a current ratio of 0.06, with Debt / Equity ratio of 21.76%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap1.35
Net Debt to EBITDA2.75
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Ameriserv Financial has paid 1.18M in taxes.
Income Tax1.18M
Effective Tax Rate0.17
Enterprise Valuation
Ameriserv Financial EV to EBITDA ratio is 8.67, with an EV/FCF ratio of 37.38.
EV to Sales0.87
EV to EBITDA8.67
EV to Free Cash Flow37.38
EV to Operating Cash Flow24.20
Balance Sheet
Ameriserv Financial has $0.00 in cash and marketable securities with $26.79M in debt, giving a net cash position of -$26.79M billion.
Cash & Marketable Securities$0.00
Total Debt$26.79M
Net Cash-$26.79M
Net Cash Per Share-$1.58
Tangible Book Value Per Share$6.39
Margins
Gross margin is 67.45%, with operating margin of 7.69%, and net profit margin of 6.35%.
Gross Margin67.45%
Operating Margin7.69%
Pretax Margin7.69%
Net Profit Margin6.35%
EBITDA Margin10.07%
EBIT Margin7.69%
Analyst Forecast
The average price target for Ameriserv Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.91%
EPS Growth Forecast127.20%