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Ameriserv Financial (ASRV)
NASDAQ:ASRV
US Market

Ameriserv Financial (ASRV) Stock Statistics & Valuation Metrics

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Total Valuation

Ameriserv Financial has a market cap or net worth of $35.68M. The enterprise value is $132.07M.
Market Cap$35.68M
Enterprise Value$132.07M

Share Statistics

Ameriserv Financial has 16.52M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16.52M
Owned by Insiders9.31%
Owned by Instutions1.87%

Financial Efficiency

Ameriserv Financial’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is -57.50%.
Return on Equity (ROE)3.36%
Return on Assets (ROA)0.25%
Return on Invested Capital (ROIC)-57.50%
Return on Capital Employed (ROCE)-2.63%
Revenue Per Employee$221,041.534
Profits Per Employee$11,504.792
Employee Count313
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Ameriserv Financial is 12.29. Ameriserv Financial’s PEG ratio is -0.06.
PE Ratio12.29
PS Ratio0.67
PB Ratio0.41
Price to Fair Value0.41
Price to FCF45.36
Price to Operating Cash Flow16.48
PEG Ratio-0.06

Income Statement

In the last 12 months, Ameriserv Financial had revenue of $69.19M and earned $3.60M in profits. Earnings per share was $0.21.
Revenue$69.19M
Gross Profit$69.19M
Operating Income$20.36M
Pretax Income$4.40M
Net Income$3.60M
EBITDA3.83M
Earnings Per Share (EPS)0.21

Cash Flow

In the last 12 months, operating cash flow was $3.45M and capital expenditures -$1.71M, giving a free cash flow of $1.74M billion.
Operating Cash Flow$3.45M
Free Cash Flow$1.74M
Free Cash Flow per Share$0.11

Dividends & Yields

Ameriserv Financial pays an annual dividend of $0.03, resulting in a dividend yield of 5.11%
Dividend Per Share$0.03
Dividend Yield5.11%
Payout Ratio111.54%
Free Cash Flow Yield2.20%
Earnings Yield8.13%

Stock Price Statistics

Beta0.32
52-Week Price Change-9.96%
50-Day Moving Average2.45
200-Day Moving Average2.57
Relative Strength Index (RSI)51.80
Average Volume (3m)26.68K

Important Dates

Ameriserv Financial upcoming earnings date is Apr 22, 2025, TBA.
Last Earnings DateJan 21, 2025
Next Earnings DateApr 22, 2025
Ex-Dividend DateFeb 3, 2025

Financial Position

Ameriserv Financial as a current ratio of 1.03, with Debt / Equity ratio of 0.18
Current Ratio1.03
Quick Ratio1.03
Debt to Market Cap0.43
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.21

Taxes

In the past 12 months, Ameriserv Financial has paid $798.00K in taxes.
Income Tax$798.00K
Effective Tax Rate18.14%

Enterprise Valuation

Ameriserv Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 50.49.
EV to Sales0.74
EV to EBITDA0.00
EV to Free Cash Flow50.49
EV to Operating Cash Flow18.34

Balance Sheet

Ameriserv Financial has $173.37M in cash and marketable securities with $101.69M in debt, giving a net cash position of -$71.68M billion.
Cash & Marketable Securities$173.37M
Total Debt$101.69M
Net Cash-$71.68M
Net Cash Per Share-$4.34
Tangible Book Value Per Share$5.66

Margins

Gross margin is 100.00%, with operating margin of -55.54%, and net profit margin of 5.41%.
Gross Margin100.00%
Operating Margin-55.54%
Pretax Margin6.61%
Net Profit Margin5.41%
EBITDA Margin0.00%
EBIT Margin-3.13%

Analyst Forecast

The average price target for Ameriserv Financial is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast9.36%
EPS Growth Forecast

Scores

Smart Score3
AI Score51
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