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Total Valuation
Ameriserv Financial has a market cap or net worth of $64.97M. The enterprise value is $123.58M.
Market Cap$64.97M
Enterprise Value$123.58M
Share Statistics
Ameriserv Financial has 16,964,268 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,964,268
Owned by Insiders7.87%
Owned by Institutions21.72%
Financial Efficiency
Ameriserv Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.73%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.73%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee296.45K
Profits Per Employee18.83K
Employee Count298
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ameriserv Financial is 11.6. Ameriserv Financial’s PEG ratio is 0.15.
PE Ratio11.6
PS Ratio0.60
PB Ratio0.44
Price to Fair Value0.44
Price to FCF25.54
Price to Operating Cash Flow22.02
PEG Ratio0.15
Income Statement
In the last 12 months, Ameriserv Financial had revenue of 88.34M and earned 5.61M in profits. Earnings per share was 0.34.
Revenue88.34M
Gross Profit55.13M
Operating Income6.80M
Pretax Income6.80M
Net Income5.61M
EBITDA8.89M
Earnings Per Share (EPS)0.34
Cash Flow
In the last 12 months, operating cash flow was 2.94M and capital expenditures -1.52M, giving a free cash flow of 1.42M billion.
Operating Cash Flow2.94M
Free Cash Flow1.42M
Free Cash Flow per Share0.08
Dividends & Yields
Ameriserv Financial pays an annual dividend of $0.03, resulting in a dividend yield of 3.87%
Dividend Per Share$0.03
Dividend Yield3.87%
Payout Ratio39.09%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.29
52-Week Price Change24.19%
50-Day Moving Average3.81
200-Day Moving Average3.43
Relative Strength Index (RSI)51.11
Average Volume (3m)35.78K
Important Dates
Ameriserv Financial upcoming earnings date is Jul 21, 2026, TBA (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 21, 2026
Ex-Dividend Date―
Financial Position
Ameriserv Financial as a current ratio of 0.06, with Debt / Equity ratio of 59.24%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap1.35
Net Debt to EBITDA2.75
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Ameriserv Financial has paid 1.18M in taxes.
Income Tax1.18M
Effective Tax Rate0.17
Enterprise Valuation
Ameriserv Financial EV to EBITDA ratio is 8.67, with an EV/FCF ratio of 37.38.
EV to Sales0.87
EV to EBITDA8.67
EV to Free Cash Flow37.38
EV to Operating Cash Flow24.20
Balance Sheet
Ameriserv Financial has $13.06M in cash and marketable securities with $71.50M in debt, giving a net cash position of -$58.44M billion.
Cash & Marketable Securities$13.06M
Total Debt$71.50M
Net Cash-$58.44M
Net Cash Per Share-$3.44
Tangible Book Value Per Share$6.39
Margins
Gross margin is 62.66%, with operating margin of 7.69%, and net profit margin of 6.35%.
Gross Margin62.66%
Operating Margin7.69%
Pretax Margin7.69%
Net Profit Margin6.35%
EBITDA Margin10.07%
EBIT Margin7.69%
Analyst Forecast
The average price target for Ameriserv Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.99%
EPS Growth Forecast50.85%