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Ameriserv Financial (ASRV)
NASDAQ:ASRV
US Market

Ameriserv Financial (ASRV) Stock Statistics & Valuation Metrics

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Total Valuation

Ameriserv Financial has a market cap or net worth of $63.28M. The enterprise value is $124.06M.
Market Cap$63.28M
Enterprise Value$124.06M

Share Statistics

Ameriserv Financial has 16,964,268 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,964,268
Owned by Insiders7.51%
Owned by Institutions21.86%

Financial Efficiency

Ameriserv Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.38%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.38%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee296.45K
Profits Per Employee18.83K
Employee Count298
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Ameriserv Financial is 9.4. Ameriserv Financial’s PEG ratio is 0.15.
PE Ratio9.4
PS Ratio0.60
PB Ratio0.44
Price to Fair Value0.44
Price to FCF25.54
Price to Operating Cash Flow-47.94
PEG Ratio0.15

Income Statement

In the last 12 months, Ameriserv Financial had revenue of 88.34M and earned 5.61M in profits. Earnings per share was 0.34.
Revenue88.34M
Gross Profit55.13M
Operating Income6.80M
Pretax Income6.80M
Net Income5.61M
EBITDA6.80M
Earnings Per Share (EPS)0.34

Cash Flow

In the last 12 months, operating cash flow was -1.27M and capital expenditures -1.12M, giving a free cash flow of -2.40M billion.
Operating Cash Flow-1.27M
Free Cash Flow-2.40M
Free Cash Flow per Share-0.14

Dividends & Yields

Ameriserv Financial pays an annual dividend of $0.03, resulting in a dividend yield of 3.87%
Dividend Per Share$0.03
Dividend Yield3.87%
Payout Ratio39.09%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.29
52-Week Price Change86.97%
50-Day Moving Average3.66
200-Day Moving Average3.16
Relative Strength Index (RSI)54.57
Average Volume (3m)35.78K

Important Dates

Ameriserv Financial upcoming earnings date is Apr 21, 2026, TBA (Confirmed).
Last Earnings DateJan 20, 2026
Next Earnings DateApr 21, 2026
Ex-Dividend Date

Financial Position

Ameriserv Financial as a current ratio of 13.77, with Debt / Equity ratio of 63.12%
Current Ratio13.77
Quick Ratio13.77
Debt to Market Cap1.36
Net Debt to EBITDA8.94
Interest Coverage Ratio0.23

Taxes

In the past 12 months, Ameriserv Financial has paid 1.18M in taxes.
Income Tax1.18M
Effective Tax Rate0.17

Enterprise Valuation

Ameriserv Financial EV to EBITDA ratio is 16.70, with an EV/FCF ratio of 55.01.
EV to Sales1.28
EV to EBITDA16.70
EV to Free Cash Flow55.01
EV to Operating Cash Flow35.61

Balance Sheet

Ameriserv Financial has $53.04M in cash and marketable securities with $75.31M in debt, giving a net cash position of -$22.27M billion.
Cash & Marketable Securities$53.04M
Total Debt$75.31M
Net Cash-$22.27M
Net Cash Per Share-$1.31
Tangible Book Value Per Share$6.15

Margins

Gross margin is 62.41%, with operating margin of 7.69%, and net profit margin of 6.35%.
Gross Margin62.41%
Operating Margin7.69%
Pretax Margin7.69%
Net Profit Margin6.35%
EBITDA Margin7.69%
EBIT Margin7.69%

Analyst Forecast

The average price target for Ameriserv Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast6.89%
EPS Growth Forecast

Scores

Smart Score5
AI Score