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American Overseas Group (AOREF) Price & Analysis

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AOREF Stock Chart & Stats

$1300.00

-$15.00(-4.29%)

At close: Jan 03 4:00 PM EST

$1300.00

-$15.00(-4.29%)

Day’s Range― - ―

52-Week Range$826.00 - $1,500.00

Previous CloseN/A

Volume10.00

Average Volume (3M)1.00

Market Cap

$57.55M

Enterprise Value$29.38M

Total Cash (Recent Filing)$53.73M

Total Debt (Recent Filing)$14.38M

Price to Earnings (P/E)5.8

Beta0.07

Next Earnings

Sep 25, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)209.73

Shares Outstanding46,979

10 Day Avg. Volume3

30 Day Avg. Volume1

Financial Highlights & Ratios

PEG Ratio0.37

Price to Book (P/B)1.05

Price to Sales (P/S)0.81

P/FCF Ratio4.37

Enterprise Value/Market Cap0.51

Enterprise Value/Revenue0.40

Enterprise Value/Gross Profit0.56

Enterprise Value/Ebitda1.99

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strong Cash GenerationFree cash flow that closely tracks net income and totals about $20.4M TTM underpins earnings quality and funds underwriting, capital needs and potential shareholder returns. Durable cash conversion reduces refinancing risk and supports reinvestment even if revenue growth softens.

Conservative, Improving LeverageLow and falling debt-to-equity (about 0.23 TTM) with rising shareholders' equity strengthens balance sheet resilience. This provides capacity to absorb underwriting shocks, reduces financial risk, and supports long-term solvency and ratings sensitivity in a cyclical reinsurance market.

Healthy MarginsSustained operating and net margins (~20% and ~13%) indicate profitable underwriting and/or investment income mix. Consistent margins provide internal capital generation, support return on equity, and give the company scope to weather rate cycles while funding reserve growth and strategic initiatives.

Bears Say

Slight Revenue DeclineTTM revenue decline (~6%) signals cooling top-line momentum after prior strength. For an insurer/reinsurer, softer premium or investment growth limits operating leverage and reduces the raw feedstock for underwriting profit expansion, potentially constraining sustainable earnings growth absent margin gains.

Historical Earnings VolatilityThe firm has exhibited swings including losses in 2021–2022 and lumpy cash flows historically, highlighting sensitivity to underwriting cycles and claims variability. This cyclicality can force capital raises or reserve actions in stress periods and raises uncertainty about consistency of future returns.

Small Scale And Low LiquidityVery small headcount and minimal trading volume constrain scale, diversification and market access. Limited size can hinder underwriting capacity, negotiating power, and talent acquisition; low public liquidity also impairs capital raising and makes equity a less reliable buffer during adverse underwriting cycles.

AOREF FAQ

What was American Overseas Group Limited’s price range in the past 12 months?

American Overseas Group Limited lowest stock price was $826.00 and its highest was $1500.00 in the past 12 months.

What is American Overseas Group Limited’s market cap?

American Overseas Group Limited’s market cap is $57.55M.

When is American Overseas Group Limited’s upcoming earnings report date?

American Overseas Group Limited’s upcoming earnings report date is Sep 25, 2026 which is in 76 days.

How were American Overseas Group Limited’s earnings last quarter?

Currently, no data Available

Is American Overseas Group Limited overvalued?

According to Wall Street analysts American Overseas Group Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does American Overseas Group Limited pay dividends?

American Overseas Group Limited does not currently pay dividends.

What is American Overseas Group Limited’s EPS estimate?

American Overseas Group Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does American Overseas Group Limited have?

American Overseas Group Limited has 46,979 shares outstanding.

What happened to American Overseas Group Limited’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of American Overseas Group Limited?

Currently, no hedge funds are holding shares in AOREF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

American Overseas Group Limited

American Overseas Group Limited, an entity incorporated in 1998 and headquartered in Hamilton, Bermuda, offers property and casualty insurance along with reinsurance services through its various subsidiaries. Its operational footprint extends across Bermuda, Barbados, and the United States. A key offering includes non-standard automobile insurance products, which are distributed primarily via specialized managing general agents and associated management services. The company began trading under its current name in December 2011, having previously been known as RAM Holdings Ltd.