American Overseas Group Limited (AOREF)

OTHER OTC:AOREF

AOREF

American Overseas Group

RESEARCH TOOLSreports

Want to see AOREF full AI Analyst Report?

American Overseas Group (AOREF) Price & Analysis

4 Followers

AOREF Stock Chart & Stats

$1300.00

-$15.00(-4.29%)

At close: Jan 03 4:00 PM EST

$1300.00

-$15.00(-4.29%)

Day’s Range― - ―

52-Week Range$600.00 - $1,500.00

Previous CloseN/A

Volume10.00

Average Volume (3M)1.00

Market Cap

$57.67M

Enterprise Value$29.61M

Total Cash (Recent Filing)$45.98M

Total Debt (Recent Filing)$17.81M

Price to Earnings (P/E)5.6

Beta0.06

Next Earnings

Jun 26, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)N/A

Shares Outstanding46,979

10 Day Avg. Volume3

30 Day Avg. Volume1

Financial Highlights & Ratios

PEG Ratio0.37

Price to Book (P/B)1.05

Price to Sales (P/S)0.81

P/FCF Ratio4.37

Enterprise Value/Market Cap0.51

Enterprise Value/Revenue0.39

Enterprise Value/Gross Profit0.49

Enterprise Value/Ebitda1.83

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Sustained Profitability & ROEThe company moved from prior loss years to consistent net income in 2024–2025 and mid‑to‑high teen ROE, showing restored underwriting/investment profitability. Durable earnings and strong ROE support capital formation and reinvestment ability over the medium term.

Manageable Leverage & Improving CapitalizationModerate debt-to-equity and declining total debt, alongside equity growth, indicate improving capitalization and financial flexibility. For a reinsurer, this durable trend reduces solvency strain and preserves capacity to underwrite risk through cycles.

Prior Multi-year Revenue ExpansionSeveral years of top-line expansion before 2025 demonstrate underlying market traction and product distribution. That prior growth run suggests structural market position and product demand that can support recovery and mid‑term revenue stability if underwriting/pricing normalizes.

Bears Say

Volatile & Declining Free Cash FlowSharp step‑downs in free cash flow over 2024–2025 and prior multi‑year volatility weaken confidence in earnings conversion and internal funding. Persistent FCF variability limits durable capacity to self‑fund claims, dividends, or reserve builds across insurance cycles.

2025 Revenue ContractionA noticeable revenue dip in 2025 interrupts earlier expansion, signaling possible pricing, retention, or volume headwinds. If structural rather than cyclical, this could constrain premium growth and long‑term scalability of underwriting margins over the next several quarters.

High Asset-to-Equity SensitivityTypical insurer balance sheet size amplifies the impact of underwriting losses or market moves on equity. This structural sensitivity raises solvency and capital volatility risk, making the firm more exposed to adverse claim cycles or investment mark‑to‑market shocks.

AOREF FAQ

What was American Overseas Group Limited’s price range in the past 12 months?

American Overseas Group Limited lowest stock price was $600.00 and its highest was $1500.00 in the past 12 months.

What is American Overseas Group Limited’s market cap?

American Overseas Group Limited’s market cap is $57.67M.

When is American Overseas Group Limited’s upcoming earnings report date?

American Overseas Group Limited’s upcoming earnings report date is Jun 26, 2026 which is in 53 days.

How were American Overseas Group Limited’s earnings last quarter?

Currently, no data Available

Is American Overseas Group Limited overvalued?

According to Wall Street analysts American Overseas Group Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does American Overseas Group Limited pay dividends?

American Overseas Group Limited does not currently pay dividends.

What is American Overseas Group Limited’s EPS estimate?

American Overseas Group Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does American Overseas Group Limited have?

American Overseas Group Limited has 46,979 shares outstanding.

What happened to American Overseas Group Limited’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of American Overseas Group Limited?

Currently, no hedge funds are holding shares in AOREF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

American Overseas Group Limited

American Overseas Group Limited, through its subsidiaries, provides property/casualty insurance and reinsurance products and services in Bermuda, Barbados, and the United States. It offers non-standard auto insurance products through specialty managing general agents and management services. The company was formerly known as RAM Holdings Ltd. and changed its name to American Overseas Group Limited in December 2011. American Overseas Group Limited was incorporated in 1998 and is based in Hamilton, Bermuda.