Australia & New Zealand Banking (ANZGY)
OTHER OTC:ANZGY
Want to see ANZGY full AI Analyst Report?
Earnings Data
Report Date
Nov 16, 2026TBA (Confirmed)
Period Ending
2026 (Q4)Consensus EPS Forecast
0.86Last Year’s EPS
0.48Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized substantial progress on cost reduction, capital strength, improved returns and disciplined portfolio management while acknowledging revenue stagnation in the half, ongoing provisioning for geopolitical uncertainty, and the execution risk associated with major integration and replatforming programs. Management presented concrete metrics showing stronger profitability, upgraded productivity targets and maintained dividends, but also noted persistent customer experience/NPS weaknesses and pockets of below-system lending performance. Overall the results portray a bank in active transformation with material near-term achievements and some execution and macro-related risks to monitor.Company Guidance
Improved Returns
Return on tangible equity rose to 11.6%, an improvement of 161 basis points vs prior half, reflecting stronger profitability and early benefits of the ANZ 2030 transformation.
Stronger Capital Position
Common Equity Tier 1 (CET1) increased to 12.39% (up 36 basis points from September), providing headroom for dividends and strategic actions.
Cost and Productivity Gains
Operating costs fell ~9% half-on-half (8% on constant currency); cost-to-income improved to 49.4% from 54.6% (down ~519 basis points). First-half productivity delivered ~$392m; FY26 productivity target upgraded to $875m (from $800m).
Solid cash profit and shareholder returns
Group cash profit after tax of $3.8bn; cash profit excl. significant items up ~14% and profit before provisions up ~12% half-on-half. Total shareholder return was 10.7% in the half. Interim dividend maintained at $0.83 per share and franking increased to 75% (from 70%); DRP will be neutralized (no discount).
Deposit and Balance Sheet Growth
Ex-markets customer deposits grew by $11bn in the half (≈ $20bn on a constant currency basis). Save and transact deposits increased ~$16bn (constant currency), improving funding mix and adding 2 bps to NIM via asset/funding mix.
Lending and Markets Performance
Customer loans and advances rose ~$16bn (constant currency); Australia home lending grew ~$5bn in the half with home-lending momentum improving to ~0.85x system in March and expected to be around system in April/H2. Markets income of $1.1bn was up 8% (72% of markets income generated outside Australia), with FX, rates and commodities contributing.
Portfolio Quality and Coverage
Individual provision annualized loss rate of 4 basis points (stable for 3 consecutive halves; well below long-run 11 bps). Collective provision balance increased to $4.45bn, lifting coverage to 1.22% (up 4 bps), and collective provisions are ~13x individual provisions taken in FY25 (20x since FY23 on average).
Execution of strategic programs (Suncorp migration & single front end)
Suncorp Bank migration 34% complete (plan: 57% by end FY26; target completion June 2027). Single customer front end 13% complete (plan: 45% by end FY26; target delivery September 2027) — regular quarterly progress reporting committed.
Private Bank & New Zealand Strengths
Private Bank deposits +6%, FUM +8%, lending +17% and 4 Euromoney awards (including Australia’s Best Private Bank). ANZ New Zealand remains #1 with 2.7m customers; personal MFI 33.3% and business MFI 31.6%; NZ save & transact deposits +4%.
ANZGY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ANZGY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2026 | $26.35 | $25.70 | -2.47% |
May 07, 2025 | $18.39 | $17.88 | -2.81% |
Nov 07, 2024 | $19.62 | $19.63 | +0.03% |
May 06, 2024 | $17.14 | $17.13 | -0.04% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Australia & New Zealand Banking (ANZGY) report earnings?
Australia & New Zealand Banking (ANZGY) is schdueled to report earning on Nov 16, 2026, TBA (Confirmed).
What is Australia & New Zealand Banking (ANZGY) earnings time?
Australia & New Zealand Banking (ANZGY) earnings time is at Nov 16, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ANZGY EPS forecast?
ANZGY EPS forecast for the fiscal quarter 2026 (Q4) is 0.86.