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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS

Alerus Financial (ALRS) Stock Statistics & Valuation Metrics

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Total Valuation

Alerus Financial has a market cap or net worth of $598.45M. The enterprise value is $971.81M.
Market Cap$598.45M
Enterprise Value$971.81M

Share Statistics

Alerus Financial has 25,401,161 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,401,161
Owned by Insiders4.29%
Owned by Institutions21.63%

Financial Efficiency

Alerus Financial’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 5.14%.
Return on Equity (ROE)0.03
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.14%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee391.86K
Profits Per Employee20.61K
Employee Count846
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Alerus Financial is 32.8. Alerus Financial’s PEG ratio is -1.84.
PE Ratio32.8
PS Ratio1.72
PB Ratio1.01
Price to Fair Value1.01
Price to FCF9.72
Price to Operating Cash Flow8.05
PEG Ratio-1.84

Income Statement

In the last 12 months, Alerus Financial had revenue of 331.51M and earned 17.44M in profits. Earnings per share was 0.69.
Revenue331.51M
Gross Profit223.82M
Operating Income22.59M
Pretax Income22.59M
Net Income17.44M
EBITDA22.59M
Earnings Per Share (EPS)0.69

Cash Flow

In the last 12 months, operating cash flow was 74.31M and capital expenditures -1.05M, giving a free cash flow of 73.26M billion.
Operating Cash Flow74.31M
Free Cash Flow73.26M
Free Cash Flow per Share2.88

Dividends & Yields

Alerus Financial pays an annual dividend of $0.21, resulting in a dividend yield of 3.71%
Dividend Per Share$0.21
Dividend Yield3.71%
Payout Ratio34.45%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.96
52-Week Price Change31.58%
50-Day Moving Average24.33
200-Day Moving Average22.24
Relative Strength Index (RSI)42.05
Average Volume (3m)86.42K

Important Dates

Alerus Financial upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

Alerus Financial as a current ratio of 0.29, with Debt / Equity ratio of 77.98%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.71
Net Debt to EBITDA16.53
Interest Coverage Ratio0.21

Taxes

In the past 12 months, Alerus Financial has paid 5.15M in taxes.
Income Tax5.15M
Effective Tax Rate0.23

Enterprise Valuation

Alerus Financial EV to EBITDA ratio is 41.83, with an EV/FCF ratio of 16.06.
EV to Sales2.85
EV to EBITDA41.83
EV to Free Cash Flow16.06
EV to Operating Cash Flow13.99

Balance Sheet

Alerus Financial has $68.95M in cash and marketable securities with $440.55M in debt, giving a net cash position of -$371.60M billion.
Cash & Marketable Securities$68.95M
Total Debt$440.55M
Net Cash-$371.60M
Net Cash Per Share-$14.63
Tangible Book Value Per Share$17.57

Margins

Gross margin is 67.27%, with operating margin of 6.81%, and net profit margin of 5.26%.
Gross Margin67.27%
Operating Margin6.81%
Pretax Margin6.81%
Net Profit Margin5.26%
EBITDA Margin6.81%
EBIT Margin6.81%

Analyst Forecast

The average price target for Alerus Financial is $26.33, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$26.33
Price Target Upside11.76% Upside
Analyst ConsensusHold
Analyst Count5
Revenue Growth Forecast42.22%
EPS Growth Forecast1207.84%

Scores

Smart Score6
AI Score