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Total Valuation
Alerus Financial has a market cap or net worth of $781.75M. The enterprise value is $918.54M.
Market Cap$781.75M
Enterprise Value$918.54M
Share Statistics
Alerus Financial has 25,128,647 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,128,647
Owned by Insiders4.52%
Owned by Institutions23.93%
Financial Efficiency
Alerus Financial’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 5.14%.
Return on Equity (ROE)0.03
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.14%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee387.54K
Profits Per Employee20.61K
Employee Count846
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Alerus Financial is 29.1. Alerus Financial’s PEG ratio is -1.83.
PE Ratio29.1
PS Ratio1.74
PB Ratio1.01
Price to Fair Value1.01
Price to FCF9.72
Price to Operating Cash Flow9.02
PEG Ratio-1.83
Income Statement
In the last 12 months, Alerus Financial had revenue of 327.86M and earned 17.44M in profits. Earnings per share was 0.69.
Revenue327.86M
Gross Profit220.16M
Operating Income22.59M
Pretax Income22.59M
Net Income17.44M
EBITDA39.88M
Earnings Per Share (EPS)0.69
Cash Flow
In the last 12 months, operating cash flow was 87.63M and capital expenditures -1.02M, giving a free cash flow of 86.61M billion.
Operating Cash Flow87.63M
Free Cash Flow86.61M
Free Cash Flow per Share3.45
Dividends & Yields
Alerus Financial pays an annual dividend of $0.22, resulting in a dividend yield of 3.71%
Dividend Per Share$0.22
Dividend Yield3.71%
Payout Ratio34.45%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.95
52-Week Price Change41.03%
50-Day Moving Average28.18
200-Day Moving Average24.07
Relative Strength Index (RSI)70.18
Average Volume (3m)86.42K
Important Dates
Alerus Financial upcoming earnings date is Jul 29, 2026, After Close (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
Alerus Financial as a current ratio of 0.29, with Debt / Equity ratio of 52.52%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.71
Net Debt to EBITDA9.36
Interest Coverage Ratio0.21
Taxes
In the past 12 months, Alerus Financial has paid 5.15M in taxes.
Income Tax5.15M
Effective Tax Rate0.23
Enterprise Valuation
Alerus Financial EV to EBITDA ratio is 23.69, with an EV/FCF ratio of 16.06.
EV to Sales2.88
EV to EBITDA23.69
EV to Free Cash Flow16.06
EV to Operating Cash Flow13.99
Balance Sheet
Alerus Financial has $128.83M in cash and marketable securities with $301.80M in debt, giving a net cash position of -$172.97M billion.
Cash & Marketable Securities$128.83M
Total Debt$301.80M
Net Cash-$172.97M
Net Cash Per Share-$6.88
Tangible Book Value Per Share$17.57
Margins
Gross margin is 70.65%, with operating margin of 6.89%, and net profit margin of 5.32%.
Gross Margin70.65%
Operating Margin6.89%
Pretax Margin6.89%
Net Profit Margin5.32%
EBITDA Margin12.16%
EBIT Margin6.89%
Analyst Forecast
The average price target for Alerus Financial is $29.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$29.50
Price Target Upside15.14% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast-6.85%
EPS Growth Forecast-13.03%