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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS
Total Valuation
Alerus Financial has a market cap or net worth of $531.54M. The enterprise value is $867.29M.
Market Cap$531.54M
Enterprise Value$867.29M
Share Statistics
Alerus Financial has 25,396,307 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,396,307
Owned by Insiders4.61%
Owned by Institutions0.82%
Financial Efficiency
Alerus Financial’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.01%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.01%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee390.55K
Profits Per Employee21.02K
Employee Count846
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Alerus Financial is 10.1. Alerus Financial’s PEG ratio is 0.54.
PE Ratio10.1
PS Ratio1.23
PB Ratio0.82
Price to Fair Value0.82
Price to FCF24.41
Price to Operating Cash Flow9.10
PEG Ratio0.54
Income Statement
In the last 12 months, Alerus Financial had revenue of 330.41M and earned 17.74M in profits. Earnings per share was 0.84.
Revenue330.41M
Gross Profit197.73M
Operating Income23.16M
Pretax Income23.16M
Net Income17.74M
EBITDA38.04M
Earnings Per Share (EPS)0.84
Cash Flow
In the last 12 months, operating cash flow was 60.71M and capital expenditures -5.04M, giving a free cash flow of 55.67M billion.
Operating Cash Flow60.71M
Free Cash Flow55.67M
Free Cash Flow per Share2.19
Dividends & Yields
Alerus Financial pays an annual dividend of $0.21, resulting in a dividend yield of 3.81%
Dividend Per Share$0.21
Dividend Yield3.81%
Payout Ratio34.45%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.07
52-Week Price Change1.22%
50-Day Moving Average21.82
200-Day Moving Average20.64
Relative Strength Index (RSI)51.37
Average Volume (3m)86.42K
Important Dates
Alerus Financial upcoming earnings date is Jan 28, 2026, After Close (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend DateSep 26, 2025
Financial Position
Alerus Financial as a current ratio of 0.15, with Debt / Equity ratio of 53.76%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.74
Net Debt to EBITDA6.72
Interest Coverage Ratio0.20
Taxes
In the past 12 months, Alerus Financial has paid 5.38M in taxes.
Income Tax5.38M
Effective Tax Rate0.23
Enterprise Valuation
Alerus Financial EV to EBITDA ratio is 17.37, with an EV/FCF ratio of 39.83.
EV to Sales2.00
EV to EBITDA17.37
EV to Free Cash Flow39.83
EV to Operating Cash Flow22.82
Balance Sheet
Alerus Financial has $92.04M in cash and marketable securities with $296.07M in debt, giving a net cash position of -$204.03M billion.
Cash & Marketable Securities$92.04M
Total Debt$296.07M
Net Cash-$204.03M
Net Cash Per Share-$8.03
Tangible Book Value Per Share$17.01
Margins
Gross margin is 62.45%, with operating margin of 7.01%, and net profit margin of 5.37%.
Gross Margin62.45%
Operating Margin7.01%
Pretax Margin7.01%
Net Profit Margin5.37%
EBITDA Margin11.51%
EBIT Margin7.01%
Analyst Forecast
The average price target for Alerus Financial is $24.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$24.00
Price Target Upside11.52% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast42.22%
EPS Growth Forecast1207.84%