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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS

Alerus Financial (ALRS) Stock Statistics & Valuation Metrics

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Total Valuation

Alerus Financial has a market cap or net worth of $635.19M. The enterprise value is $1.01B.
Market Cap$635.19M
Enterprise Value$1.01B

Share Statistics

Alerus Financial has 25,397,303 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,397,303
Owned by Insiders4.29%
Owned by Institutions21.63%

Financial Efficiency

Alerus Financial’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.01%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.01%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee390.55K
Profits Per Employee21.02K
Employee Count846
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Alerus Financial is 36.8. Alerus Financial’s PEG ratio is 0.54.
PE Ratio36.8
PS Ratio1.23
PB Ratio0.82
Price to Fair Value0.82
Price to FCF24.41
Price to Operating Cash Flow10.54
PEG Ratio0.54

Income Statement

In the last 12 months, Alerus Financial had revenue of 330.41M and earned 17.74M in profits. Earnings per share was 0.84.
Revenue330.41M
Gross Profit197.73M
Operating Income23.16M
Pretax Income23.16M
Net Income17.74M
EBITDA38.04M
Earnings Per Share (EPS)0.84

Cash Flow

In the last 12 months, operating cash flow was 60.71M and capital expenditures -5.04M, giving a free cash flow of 55.67M billion.
Operating Cash Flow60.71M
Free Cash Flow55.67M
Free Cash Flow per Share2.19

Dividends & Yields

Alerus Financial pays an annual dividend of $0.21, resulting in a dividend yield of 3.71%
Dividend Per Share$0.21
Dividend Yield3.71%
Payout Ratio34.45%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.94
52-Week Price Change23.12%
50-Day Moving Average23.72
200-Day Moving Average21.95
Relative Strength Index (RSI)54.63
Average Volume (3m)86.42K

Important Dates

Alerus Financial upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

Alerus Financial as a current ratio of 0.16, with Debt / Equity ratio of 77.98%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.74
Net Debt to EBITDA6.72
Interest Coverage Ratio0.20

Taxes

In the past 12 months, Alerus Financial has paid 5.38M in taxes.
Income Tax5.38M
Effective Tax Rate0.23

Enterprise Valuation

Alerus Financial EV to EBITDA ratio is 17.37, with an EV/FCF ratio of 39.83.
EV to Sales2.00
EV to EBITDA17.37
EV to Free Cash Flow39.83
EV to Operating Cash Flow22.82

Balance Sheet

Alerus Financial has $624.47M in cash and marketable securities with $296.07M in debt, giving a net cash position of $328.40M billion.
Cash & Marketable Securities$624.47M
Total Debt$296.07M
Net Cash$328.40M
Net Cash Per Share$12.93
Tangible Book Value Per Share$17.01

Margins

Gross margin is 67.27%, with operating margin of 7.01%, and net profit margin of 5.37%.
Gross Margin67.27%
Operating Margin7.01%
Pretax Margin7.01%
Net Profit Margin5.37%
EBITDA Margin11.51%
EBIT Margin7.01%

Analyst Forecast

The average price target for Alerus Financial is $26.33, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$26.33
Price Target Upside4.53% Upside
Analyst ConsensusHold
Analyst Count5
Revenue Growth Forecast42.22%
EPS Growth Forecast1207.84%

Scores

Smart Score6
AI Score