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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS
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Alerus Financial (ALRS) Stock Statistics & Valuation Metrics

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Total Valuation

Alerus Financial has a market cap or net worth of $573.45M. The enterprise value is $867.29M.
Market Cap$573.45M
Enterprise Value$867.29M

Share Statistics

Alerus Financial has 25,396,307 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,396,307
Owned by Insiders4.61%
Owned by Institutions20.04%

Financial Efficiency

Alerus Financial’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.01%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.01%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee390.55K
Profits Per Employee21.02K
Employee Count846
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Alerus Financial is 13.4. Alerus Financial’s PEG ratio is ―.
PE Ratio13.4
PS Ratio
PB Ratio
Price to Fair Value0.82
Price to FCF
Price to Operating Cash Flow11.60
PEG Ratio

Income Statement

In the last 12 months, Alerus Financial had revenue of 330.41M and earned 17.74M in profits. Earnings per share was 0.84.
Revenue330.41M
Gross Profit197.73M
Operating Income23.16M
Pretax Income23.16M
Net Income17.74M
EBITDA38.04M
Earnings Per Share (EPS)0.84

Cash Flow

In the last 12 months, operating cash flow was 46.87M and capital expenditures -12.99M, giving a free cash flow of 33.88M billion.
Operating Cash Flow46.87M
Free Cash Flow33.88M
Free Cash Flow per Share1.33

Dividends & Yields

Alerus Financial pays an annual dividend of $0.21, resulting in a dividend yield of 3.59%
Dividend Per Share$0.21
Dividend Yield3.59%
Payout Ratio38.94%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.06
52-Week Price Change10.25%
50-Day Moving Average21.95
200-Day Moving Average20.36
Relative Strength Index (RSI)57.49
Average Volume (3m)86.96K

Important Dates

Alerus Financial upcoming earnings date is Oct 22, 2025, After Close (Confirmed).
Last Earnings DateJul 28, 2025
Next Earnings DateOct 22, 2025
Ex-Dividend DateSep 26, 2025

Financial Position

Alerus Financial as a current ratio of 0.15, with Debt / Equity ratio of 70.10%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.74
Net Debt to EBITDA6.72
Interest Coverage Ratio0.20

Taxes

In the past 12 months, Alerus Financial has paid 5.38M in taxes.
Income Tax5.38M
Effective Tax Rate0.23

Enterprise Valuation

Alerus Financial EV to EBITDA ratio is 17.37, with an EV/FCF ratio of 39.83.
EV to Sales2.00
EV to EBITDA17.37
EV to Free Cash Flow39.83
EV to Operating Cash Flow22.82

Balance Sheet

Alerus Financial has $80.90M in cash and marketable securities with $373.73M in debt, giving a net cash position of $292.82M billion.
Cash & Marketable Securities$80.90M
Total Debt$373.73M
Net Cash$292.82M
Net Cash Per Share$11.53
Tangible Book Value Per Share$17.01

Margins

Gross margin is 65.79%, with operating margin of 7.01%, and net profit margin of 5.38%.
Gross Margin65.79%
Operating Margin7.01%
Pretax Margin7.01%
Net Profit Margin5.38%
EBITDA Margin11.51%
EBIT Margin7.01%

Analyst Forecast

The average price target for Alerus Financial is $25.63, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$25.63
Price Target Upside13.51% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast40.69%
EPS Growth Forecast373.32%

Scores

Smart Score7
AI Score76
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