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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS
US Market

Alerus Financial (ALRS) Ratios

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Alerus Financial Ratios

ALRS's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, ALRS's free cash flow was decreased by $ and operating cash flow was $-0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.34 <0.01 2.18 0.39 0.31
Quick Ratio
0.34 <0.01 2.38 0.49 0.40
Cash Ratio
0.26 0.04 0.15 0.09 0.07
Solvency Ratio
<0.01 <0.01 0.01 0.96 0.79
Operating Cash Flow Ratio
0.12 <0.01 0.27 0.05 >-0.01
Short-Term Operating Cash Flow Coverage
0.12 0.09 0.27 0.00 0.00
Net Current Asset Value
$ -4.68B$ -3.51B$ -2.60B$ 1.04B$ 708.37M
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.10 0.12 0.02 0.02
Debt-to-Equity Ratio
0.64 1.03 1.24 0.18 0.20
Debt-to-Capital Ratio
0.39 0.51 0.55 0.15 0.17
Long-Term Debt-to-Capital Ratio
0.11 0.14 0.14 0.14 0.15
Financial Leverage Ratio
10.62 10.59 10.59 9.44 9.13
Debt Service Coverage Ratio
0.09 -0.01 0.12 11.06 4.37
Interest Coverage Ratio
0.00 0.00 4.51 12.43 4.77
Debt to Market Cap
0.74 0.84 1.00 0.12 0.12
Interest Debt Per Share
20.50 22.89 24.61 4.00 4.61
Net Debt to EBITDA
6.72 0.00 6.37 -2.30 -1.58
Profitability Margins
Gross Profit Margin
100.00%100.09%100.00%100.00%100.00%
EBIT Margin
10.73%-5.13%25.00%30.00%25.65%
EBITDA Margin
17.62%0.00%28.94%33.83%29.56%
Operating Profit Margin
0.00%0.00%34.26%30.00%25.65%
Pretax Profit Margin
10.73%9.55%25.00%30.00%25.65%
Net Profit Margin
8.24%7.05%19.16%22.88%19.58%
Continuous Operations Profit Margin
8.24%7.05%19.16%22.88%19.58%
Net Income Per EBT
76.77%73.77%76.66%76.26%76.34%
EBT Per EBIT
0.00%0.00%72.97%100.00%100.00%
Return on Assets (ROA)
0.34%0.30%1.06%1.55%1.48%
Return on Equity (ROE)
3.59%3.17%11.21%14.66%13.53%
Return on Capital Employed (ROCE)
0.00%0.00%2.10%11.75%10.75%
Return on Invested Capital (ROIC)
0.00%0.00%2.80%-12.58%-4.39%
Return on Tangible Assets
0.35%0.30%1.08%1.58%1.51%
Earnings Yield
4.39%2.62%9.19%10.47%9.54%
Efficiency Ratios
Receivables Turnover
3.83 0.00 0.00 26.97 23.62
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.06 7.10 9.19 10.42 8.39
Asset Turnover
0.04 0.04 0.06 0.07 0.08
Working Capital Turnover Ratio
-0.14 -0.14 -0.33 -0.14 -0.15
Cash Conversion Cycle
95.21 0.00 0.00 13.53 15.46
Days of Sales Outstanding
95.21 0.00 0.00 13.53 15.46
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
95.21 0.00 0.00 13.53 15.46
Cash Flow Ratios
Operating Cash Flow Per Share
1.38 1.45 5.52 8.68 -1.30
Free Cash Flow Per Share
0.79 1.30 5.43 8.58 -1.52
CapEx Per Share
0.00 0.16 0.10 0.10 0.22
Free Cash Flow to Operating Cash Flow
0.57 0.89 0.98 0.99 1.17
Dividend Paid and CapEx Coverage Ratio
1.88 1.61 7.06 11.97 -1.57
Capital Expenditure Coverage Ratio
0.00 9.13 57.56 87.41 -5.84
Operating Cash Flow Coverage Ratio
0.09 0.08 0.23 2.36 -0.33
Operating Cash Flow to Sales Ratio
0.13 0.17 0.49 0.65 -0.10
Free Cash Flow Yield
4.10%5.79%23.25%29.29%-5.57%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
22.78 38.14 10.88 9.55 10.48
Price-to-Sales (P/S) Ratio
1.88 2.69 2.08 2.19 2.05
Price-to-Book (P/B) Ratio
0.82 1.21 1.22 1.40 1.42
Price-to-Free Cash Flow (P/FCF) Ratio
24.41 17.28 4.30 3.41 -17.96
Price-to-Operating Cash Flow Ratio
13.98 15.39 4.23 3.38 -21.03
Price-to-Earnings Growth (PEG) Ratio
0.52 -0.53 -0.37 0.55 0.34
Price-to-Fair Value
0.82 1.21 1.22 1.40 1.42
Enterprise Value Multiple
17.37 0.00 13.57 4.16 5.36
Enterprise Value
660.73M 695.04M 819.83M 324.19M 361.83M
EV to EBITDA
17.37 0.00 13.57 4.16 5.36
EV to Sales
3.06 4.19 3.93 1.41 1.59
EV to Free Cash Flow
39.83 26.93 8.10 2.20 -13.88
EV to Operating Cash Flow
22.82 23.98 7.96 2.17 -16.25
Tangible Book Value Per Share
17.38 15.22 15.27 190.58 168.89
Shareholders’ Equity Per Share
23.54 18.53 19.15 20.91 19.30
Tax and Other Ratios
Effective Tax Rate
0.23 0.26 0.23 0.24 0.24
Revenue Per Share
10.26 8.33 11.20 13.39 13.34
Net Income Per Share
0.84 0.59 2.15 3.06 2.61
Tax Burden
0.77 0.74 0.77 0.76 0.76
Interest Burden
1.00 -1.86 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.40 0.46 0.39 0.41 0.39
Stock-Based Compensation to Revenue
<0.01 >-0.01 <0.01 0.01 <0.01
Income Quality
1.63 2.48 2.57 2.83 -0.50
Currency in USD
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