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Jianpu Technology (AIJTY)
OTHER OTC:AIJTY
US Market
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Jianpu Technology (AIJTY) AI Stock Analysis

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AIJTY

Jianpu Technology

(OTC:AIJTY)

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Neutral 63 (OpenAI - 5.2)
Rating:63Neutral
Price Target:
$1.00
▲(2.04% Upside)
Action:Reiterated
Date:05/13/26
The score is primarily supported by improved profitability and strong, rising free cash flow alongside low reported debt. It is held back by contracting revenue and weaker operating profit in 2025 versus 2024, plus only neutral technical momentum and limited valuation support due to missing/zeroed P/E and no dividend yield data.
Positive Factors
Profitability turnaround
The company returned to positive net income in 2024 and sustained it in 2025, indicating a structural shift from loss-making to profitable operations. Sustained profitability improves internal funding, supports reinvestment, and reduces reliance on external financing over the medium term.
Negative Factors
Contracting revenue trend
Top-line contraction in consecutive years signals weakening demand or market share loss for the core marketplace. Persistent revenue decline constrains scalability, limits operating leverage, and makes sustaining recent profitability harder unless growth stabilizes or reverses.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability turnaround
The company returned to positive net income in 2024 and sustained it in 2025, indicating a structural shift from loss-making to profitable operations. Sustained profitability improves internal funding, supports reinvestment, and reduces reliance on external financing over the medium term.
Read all positive factors

Jianpu Technology (AIJTY) vs. SPDR S&P 500 ETF (SPY)

Jianpu Technology Business Overview & Revenue Model

Company Description
Jianpu Technology Inc. (AIJTY) operates a prominent online platform dedicated to the discovery and recommendation of financial products across the People's Republic of China. This digital marketplace grants individual consumers access to a diverse...
How the Company Makes Money
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Jianpu Technology Financial Statement Overview

Summary
Financials reflect a clear turnaround: net income turned positive in 2024 and remained positive in 2025, and free cash flow strengthened further in 2025 with limited capex drag. Offsetting this, revenue declined in 2024 and 2025 and operating profit fell sharply in 2025 versus 2024, raising questions about the consistency of earnings power despite a low-debt balance sheet.
Income Statement
63
Positive
Balance Sheet
72
Positive
Cash Flow
78
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Mar 2022
Income Statement
Total Revenue952.11M1.01B1.07B989.67M805.05M
Gross Profit316.30M378.00M280.27M208.68M150.72M
EBITDA22.45M64.27M-41.26M-137.96M-251.58M
Net Income31.22M106.13M-26.77M-124.31M-199.78M
Balance Sheet
Total Assets574.35M1.01B931.80M962.26M1.07B
Cash, Cash Equivalents and Short-Term Investments306.60M430.16M376.52M346.54M490.88M
Total Debt270.17K202.98M238.62M257.18M189.75M
Total Liabilities280.29M484.88M514.37M525.94M547.47M
Stockholders Equity293.66M520.47M416.90M429.87M501.50M
Cash Flow
Free Cash Flow102.48M72.57M15.65M-159.15M-293.88M
Operating Cash Flow102.80M79.76M30.22M-157.31M-290.77M
Investing Cash Flow161.71M34.83M4.02M-39.93M36.51M
Financing Cash Flow-462.87M-45.03M-17.24M63.07M23.38M

Jianpu Technology Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.98
Price Trends
50DMA
0.91
Positive
100DMA
0.92
Negative
200DMA
0.98
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
49.76
Neutral
STOCH
9.09
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AIJTY, the sentiment is Negative. The current price of 0.98 is above the 20-day moving average (MA) of 0.93, above the 50-day MA of 0.91, and above the 200-day MA of 0.98, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 49.76 is Neutral, neither overbought nor oversold. The STOCH value of 9.09 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AIJTY.

Jianpu Technology Risk Analysis

Jianpu Technology disclosed 87 risk factors in its most recent earnings report. Jianpu Technology reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Jianpu Technology Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
$1.94B1.2420.88%7.30%5.63%-16.83%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
63
Neutral
$18.35M0.1918.95%-2.76%-68.77%
60
Neutral
$100.44M6.430.54%10.37%-1.41%-98.13%
43
Neutral
$6.33M-1.22312.29%-26.17%18.43%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AIJTY
Jianpu Technology
0.92
-0.02
-2.66%
YRD
Yiren Digital
1.15
-4.55
-79.84%
AIHS
Senmiao Technology
1.39
-1.91
-57.88%
QFIN
Qifu Technology
15.21
-24.51
-61.70%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 13, 2026