Jianpu Technology (AIJTY)
OTHER OTC:AIJTY
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Jianpu Technology
(OTC:AIJTY)
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Rating:76Outperform
Price Target:
$1.50
▲(53.06% Upside)
Action:UpgradedDate:05/01/26
The score is driven primarily by improved financial performance (profitability and strong free cash flow) and an extremely low P/E valuation. Technicals are supportive of an uptrend, but overbought momentum signals (high RSI and Stochastics) temper the near-term outlook.
Positive Factors
Free cash flow strength
Sustained, rising free cash flow in 2024–2025 indicates the business now generates internal funding for operations and investment. Limited capex drag means cash can be allocated to strategic priorities or to strengthen the balance sheet, supporting durability across cycles.
Negative Factors
Revenue contraction
Two consecutive years of declining revenue signal structural demand or market-share challenges for the platform. Persistent top-line shrinkage constrains scalable margin expansion, limits reinvestment capacity, and raises questions about long-term growth prospects.
Read all positive and negative factors
Positive Factors
Negative Factors
Free cash flow strength
Sustained, rising free cash flow in 2024–2025 indicates the business now generates internal funding for operations and investment. Limited capex drag means cash can be allocated to strategic priorities or to strengthen the balance sheet, supporting durability across cycles.
Read all positive factors
Jianpu Technology (AIJTY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$19.53M
Dividend YieldN/A
Average Volume (3M)3.02K
Price to Earnings (P/E)―
Beta (1Y)1.37
Revenue Growth-2.76%
EPS Growth-68.77%
CountryUS
Employees339
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding20,026,180
10 Day Avg. Volume2,930
30 Day Avg. Volume3,025
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.02
Price to Sales (P/S)0.00711
P/FCF Ratio0.07
Enterprise Value/Market Cap-15.34
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Jianpu Technology Business Overview & Revenue Model
Company Description
Jianpu Technology Inc. operates a platform that provides online discovery and recommendation services for financial products in the People's Republic of China. The company's platform allows users to access to financial products, including loans, c...
How the Company Makes Money
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Jianpu Technology Financial Statement Overview
Summary
Income Statement
63
Positive
Balance Sheet
72
Positive
Cash Flow
78
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 952.11M | 1.01B | 1.07B | 989.67M | 805.05M |
| Gross Profit | 316.30M | 378.00M | 280.27M | 208.68M | 150.72M |
| EBITDA | 22.45M | 64.27M | -41.26M | -137.96M | -251.58M |
| Net Income | 31.22M | 106.13M | -26.77M | -124.31M | -199.78M |
Balance Sheet | |||||
| Total Assets | 574.35M | 1.01B | 931.80M | 962.26M | 1.07B |
| Cash, Cash Equivalents and Short-Term Investments | 306.60M | 430.16M | 376.52M | 346.54M | 490.88M |
| Total Debt | 270.17K | 202.98M | 238.62M | 257.18M | 189.75M |
| Total Liabilities | 280.29M | 484.88M | 514.37M | 525.94M | 547.47M |
| Stockholders Equity | 293.66M | 520.47M | 416.90M | 429.87M | 501.50M |
Cash Flow | |||||
| Free Cash Flow | 102.48M | 72.57M | 15.65M | -159.15M | -293.88M |
| Operating Cash Flow | 102.80M | 79.76M | 30.22M | -157.31M | -290.77M |
| Investing Cash Flow | 161.71M | 34.83M | 4.02M | -39.93M | 36.51M |
| Financing Cash Flow | -462.87M | -45.03M | -17.24M | 63.07M | 23.38M |
Jianpu Technology Technical Analysis
Negative
0.98
Price Trends
0.92
Negative
0.95
Negative
0.98
Negative
Market Momentum
-0.02
Positive
35.23
Neutral
66.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AIJTY, the sentiment is Negative. The current price of 0.98 is above the 20-day moving average (MA) of 0.90, above the 50-day MA of 0.92, and above the 200-day MA of 0.98, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 35.23 is Neutral, neither overbought nor oversold. The STOCH value of 66.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AIJTY.
Jianpu Technology Risk Analysis
Jianpu Technology disclosed 87 risk factors in its most recent earnings report. Jianpu Technology reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Jianpu Technology Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | $19.53M | ― | 18.95% | ― | -2.76% | -68.77% | |
73 Outperform | $1.64B | 2.17 | 24.99% | 7.30% | 11.94% | 5.49% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | $174.68M | 28.48 | 0.54% | 10.37% | -1.41% | -98.13% | |
43 Neutral | $5.38M | -0.65 | 312.29% | ― | -26.17% | 18.43% |
* Financial Sector Average
AIJTY
Jianpu Technology
0.98
0.14
16.49%
YRD
Yiren Digital
2.00
-4.21
-67.77%
AIHS
Senmiao Technology
1.18
-8.62
-87.96%
QFIN
Qifu Technology
13.15
-28.65
-68.54%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.