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American International Group (AIG)
NYSE:AIG
US Market

American International Group (AIG) Ratios

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American International Group Ratios

AIG's free cash flow for Q4 2025 was $0.34. For the 2025 fiscal year, AIG's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.85 0.85 1.28 0.00 0.00
Quick Ratio
0.85 0.85 1.28 0.00 0.00
Cash Ratio
0.01 0.01 0.01 0.00 0.00
Solvency Ratio
0.05 0.05 0.02 0.02 0.03
Operating Cash Flow Ratio
0.03 0.03 0.03 0.00 0.00
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 24.97 2.76
Net Current Asset Value
$ -32.48B$ -32.48B$ 10.12B$ -488.00B$ -478.77B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.06 0.06 0.02 0.05
Debt-to-Equity Ratio
0.22 0.22 0.21 0.24 0.66
Debt-to-Capital Ratio
0.18 0.18 0.17 0.19 0.40
Long-Term Debt-to-Capital Ratio
0.18 0.18 0.17 0.19 0.39
Financial Leverage Ratio
3.92 3.92 3.79 11.89 12.75
Debt Service Coverage Ratio
17.55 17.55 14.63 9.27 3.50
Interest Coverage Ratio
9.80 9.80 8.37 5.55 6.25
Debt to Market Cap
0.22 0.19 0.20 0.22 0.55
Interest Debt Per Share
17.72 16.97 15.48 15.81 35.68
Net Debt to EBITDA
1.02 1.02 0.96 1.29 3.05
Profitability Margins
Gross Profit Margin
34.51%34.51%34.02%15.63%24.22%
EBIT Margin
15.97%15.97%15.89%12.10%14.60%
EBITDA Margin
28.87%28.87%29.08%25.84%27.48%
Operating Profit Margin
14.49%14.49%14.18%10.24%12.57%
Pretax Profit Margin
14.49%14.49%14.19%10.25%12.58%
Net Profit Margin
11.56%11.56%-5.15%13.03%34.12%
Continuous Operations Profit Margin
11.57%11.57%9.90%9.80%9.64%
Net Income Per EBT
79.81%79.81%-36.28%127.07%271.13%
EBT Per EBIT
100.00%100.00%100.10%100.14%100.13%
Return on Assets (ROA)
1.92%1.92%-0.87%0.68%1.96%
Return on Equity (ROE)
7.50%7.53%-3.30%8.03%24.96%
Return on Capital Employed (ROCE)
6.62%6.62%6.41%0.53%0.72%
Return on Invested Capital (ROIC)
5.29%5.29%4.47%1094.87%192.41%
Return on Tangible Assets
1.99%1.99%-0.90%0.68%1.97%
Earnings Yield
7.48%6.40%-3.18%7.47%20.77%
Efficiency Ratios
Receivables Turnover
0.54 0.54 0.56 2.81 2.26
Payables Turnover
3.22 3.22 2.97 3.79 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00
Asset Turnover
0.17 0.17 0.17 0.05 0.06
Working Capital Turnover Ratio
-1.69 4.18 1.00 0.00 0.20
Cash Conversion Cycle
556.33 556.33 534.51 33.88 161.26
Days of Sales Outstanding
669.74 669.74 657.28 130.12 161.26
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
113.42 113.42 122.78 96.23 0.00
Operating Cycle
669.74 669.74 657.28 130.12 161.26
Cash Flow Ratios
Operating Cash Flow Per Share
6.13 5.86 5.40 8.68 5.31
Free Cash Flow Per Share
6.13 5.86 5.40 8.68 5.31
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
3.40 3.40 3.20 6.08 4.09
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.36 0.36 0.37 0.58 0.15
Operating Cash Flow to Sales Ratio
0.12 0.12 0.12 0.22 0.14
Free Cash Flow Yield
8.02%6.85%7.42%12.81%8.40%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
13.37 15.62 -31.43 13.38 4.81
Price-to-Sales (P/S) Ratio
1.54 1.81 1.62 1.74 1.64
Price-to-Book (P/B) Ratio
1.01 1.18 1.04 1.07 1.20
Price-to-Free Cash Flow (P/FCF) Ratio
12.46 14.59 13.48 7.81 11.91
Price-to-Operating Cash Flow Ratio
12.49 14.59 13.48 7.81 11.91
Price-to-Earnings Growth (PEG) Ratio
-4.71 0.25 0.96 -0.22 0.58
Price-to-Fair Value
1.01 1.18 1.04 1.07 1.20
Enterprise Value Multiple
6.37 7.28 6.53 8.04 9.03
Enterprise Value
49.22B 56.26B 51.75B 58.06B 74.38B
EV to EBITDA
6.37 7.28 6.53 8.04 9.03
EV to Sales
1.84 2.10 1.90 2.08 2.48
EV to Free Cash Flow
14.85 16.98 15.81 9.30 17.99
EV to Operating Cash Flow
14.85 16.98 15.81 9.30 17.99
Tangible Book Value Per Share
65.84 63.03 61.22 66.09 50.77
Shareholders’ Equity Per Share
76.04 72.80 70.15 63.03 52.62
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.30 0.04 0.23
Revenue Per Share
49.49 47.38 44.99 38.86 38.50
Net Income Per Share
5.72 5.48 -2.32 5.06 13.13
Tax Burden
0.80 0.80 -0.36 1.27 2.71
Interest Burden
0.91 0.91 0.89 0.85 0.86
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.19 0.19 0.20 0.19 0.21
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.07 1.07 1.21 1.61 0.37
Currency in USD