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American International Group (AIG)
NYSE:AIG
RESEARCH TOOLSreports
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.64Last Year’s EPS
1.16Same Quarter Last Year
Moderate Buy
Based on 17 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 01, 2025
|% Change Since: 1.05%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
AIG demonstrated strong financial performance in the first quarter with notable growth and strategic advancements, despite challenges from catastrophe losses and tariff-related uncertainties. The company made significant progress in expense management and AI adoption, supporting a strong overall outlook.Company Guidance
During AIG's Q1 2025 Financial Results Conference Call, substantial guidance was provided on the company's financial performance and strategic direction. AIG reported an adjusted after-tax income of $702 million or $1.17 per diluted share, with net premiums written at $4.5 billion, marking an 8% increase year-over-year, largely driven by a 10% growth in Global Commercial. The General Insurance expense ratio improved to 30.5% from 31.8% in the prior year, attributed mainly to the divestiture of the travel business. The accident year combined ratio, as adjusted, was 87.8%, the best first quarter result since the financial crisis, while the calendar year combined ratio was 95.8%, including $520 million in catastrophe losses. Additionally, AIG returned $2.5 billion of capital to shareholders, including $2.2 billion in share repurchases, and ended the quarter with a debt-to-total capital ratio of 17.1%. The call highlighted AIG's strategic initiatives, such as the integration of GenAI to drive growth, with endorsements from partners at Palantir and Anthropic. The company also emphasized its disciplined capital management strategy, including a share repurchase authorization of $7.5 billion and a 12.5% increase in quarterly dividends. AIG's strategic focus extends internationally, particularly in the rapidly growing Indian market through its joint venture with Tata Group. Despite challenges such as tariffs and geopolitical uncertainties, AIG remains committed to its long-term financial targets, including achieving a 10%-plus core operating ROE by 2025 and a 20%-plus EPS compound annual growth rate over the next three years.Exceptional First Quarter Financial Performance
AIG reported an adjusted after-tax income of $702 million or $1.17 per diluted share. Net premiums written were $4.5 billion, an increase of 8% year-over-year, led by 10% growth in Global Commercial.
Strong Growth in North America Commercial Insurance
North America Commercial Insurance net premiums written grew 14% year-over-year. Lexington grew 23%, led by Lexington Casualty, which grew 27%.
Significant Improvement in Expense Ratios
The general insurance expense ratio decreased to 30.5% in the first quarter from 31.8% in the prior year quarter, with AIG Next initiatives contributing to a 20 basis point improvement.
Continued Progress on Strategic Initiatives
AIG is effectively managing volatility and has made substantial progress on strategic and financial objectives, including strong underwriting results and disciplined expense management.
Advancements in AI Strategy
AIG highlighted its strategy to deploy GenAI end-to-end, showcasing partnerships with Palantir and Anthropic to drive future growth.
Successful Capital Management
AIG returned $2.5 billion of capital to shareholders in the first quarter, including $2.2 billion in share repurchases and a 12.5% dividend increase.
Strong Performance in International Commercial
International Commercial Insurance net premiums written grew 8% year-over-year on an FX-adjusted basis, with Property growing 35% and Marine 17%.
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AIG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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AIG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| May 01, 2025 | $80.84 | $83.66 | +3.49% |
| Feb 11, 2025 | $75.56 | $76.49 | +1.23% |
| Nov 04, 2024 | $75.54 | $74.62 | -1.22% |
| Jul 31, 2024 | $77.99 | $73.73 | -5.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does American International Group (AIG) report earnings?
American International Group (AIG) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is American International Group (AIG) earnings time?
American International Group (AIG) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AIG EPS forecast?
AIG EPS forecast for the fiscal quarter 2025 (Q2) is 1.64.
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