AIG reported a strong second quarter with significant increases in adjusted after-tax income and investment income. The company also achieved operational savings and received ratings upgrades, indicating stability and growth potential. However, challenges remain in the property insurance market and global personal segments, with some negative impacts from reinsurance treaties and market pressures.

Company Guidance

During AIG's second quarter 2025 financial results call, the company reported substantial progress toward its strategic and financial goals. Key metrics highlighted include an adjusted after-tax income per diluted share of $1.81, a 56% increase year-over-year, and an adjusted after-tax income of $1 billion, up 35% from the prior year. Underwriting income from the general insurance business reached $626 million, marking a 46% increase year-over-year. Net investment income on an adjusted pretax basis was $955 million, a 9% rise. The accident year combined ratio, as adjusted, stood at 88.4%, while the calendar year combined ratio improved by 320 basis points to 89.3% from the prior year quarter. A core operating ROE of 11.7% was achieved, and $2 billion was returned to shareholders, contributing to a year-to-date total of $4.5 billion. Net premiums written were $6.9 billion, a 1% year-over-year increase, with notable growth in North America Commercial Insurance by 4%. Additionally, AIG reduced its stake in Corebridge Financial to approximately 21% by selling 13.4 million shares worth $430 million. Both S&P Global and Moody's upgraded AIG's financial strength ratings, marking significant milestones.

Strong Financial Performance

AIG delivered adjusted after-tax income per diluted share of $1.81, an increase of 56% year-over-year. Adjusted after-tax income for the quarter was $1 billion, an increase of 35% from the prior year quarter.

Investment Income Growth

Net investment income on an adjusted pretax basis was $955 million, an increase of 9% year-over-year.

Improved Combined Ratios

Accident year combined ratio as adjusted was 88.4%. Calendar year combined ratio was 89.3%, an improvement of 320 basis points from the prior year quarter.

Capital Return and Ratings Upgrade

AIG returned $2 billion of capital to shareholders and received financial strength ratings upgrades from S&P Global and Moody's.

Operational Achievements

Completion of AIG Next resulted in $500 million in savings and significant operational improvements.

Growth in Casualty and Specialty Segments

North America Commercial Insurance net premiums written increased 4% year-over-year, with significant growth in Retail Casualty and Lexington Casualty, each increasing by 19%.

Advancements in Gen AI Initiatives

AIG is making significant progress with its Gen AI initiatives, increasing submission ingestion by 4x and improving submit-to-find ratios by 20%.

American International Group (AIG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AIG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	1.59 / -	1.23	―	―	―
Aug 06, 2025	2025 (Q2)	1.60 / 1.81	1.16	56.03% (+0.65)
May 01, 2025	2025 (Q1)	1.00 / 1.17	1.77	-33.90% (-0.60)
Feb 11, 2025	2024 (Q4)	1.24 / 1.30	1.79	-27.37% (-0.49)
Nov 04, 2024	2024 (Q3)	1.10 / 1.23	1.61	-23.60% (-0.38)
Jul 31, 2024	2024 (Q2)	1.32 / 1.16	1.75	-33.71% (-0.59)
May 01, 2024	2024 (Q1)	1.66 / 1.77	1.63	8.59% (+0.14)
Feb 13, 2024	2023 (Q4)	1.64 / 1.79	1.36	31.62% (+0.43)
Nov 01, 2023	2023 (Q3)	1.50 / 1.61	0.66	143.94% (+0.95)
Aug 01, 2023	2023 (Q2)	1.58 / 1.75	1.19	47.06% (+0.56)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AIG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$79.06	$76.60	-3.11%
May 01, 2025	$80.42	$83.22	+3.48%
Feb 11, 2025	$75.17	$76.09	+1.22%
Nov 04, 2024	$75.15	$74.22	-1.24%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does American International Group (AIG) report earnings?

American International Group (AIG) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is American International Group (AIG) earnings time?

American International Group (AIG) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AIG EPS forecast?

AIG EPS forecast for the fiscal quarter 2025 (Q3) is 1.59.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing