AIG demonstrated strong financial performance in the first quarter with notable growth and strategic advancements, despite challenges from catastrophe losses and tariff-related uncertainties. The company made significant progress in expense management and AI adoption, supporting a strong overall outlook.

Company Guidance -

Q3 2025

During AIG's Q1 2025 Financial Results Conference Call, substantial guidance was provided on the company's financial performance and strategic direction. AIG reported an adjusted after-tax income of $702 million or $1.17 per diluted share, with net premiums written at $4.5 billion, marking an 8% increase year-over-year, largely driven by a 10% growth in Global Commercial. The General Insurance expense ratio improved to 30.5% from 31.8% in the prior year, attributed mainly to the divestiture of the travel business. The accident year combined ratio, as adjusted, was 87.8%, the best first quarter result since the financial crisis, while the calendar year combined ratio was 95.8%, including $520 million in catastrophe losses. Additionally, AIG returned $2.5 billion of capital to shareholders, including $2.2 billion in share repurchases, and ended the quarter with a debt-to-total capital ratio of 17.1%. The call highlighted AIG's strategic initiatives, such as the integration of GenAI to drive growth, with endorsements from partners at Palantir and Anthropic. The company also emphasized its disciplined capital management strategy, including a share repurchase authorization of $7.5 billion and a 12.5% increase in quarterly dividends. AIG's strategic focus extends internationally, particularly in the rapidly growing Indian market through its joint venture with Tata Group. Despite challenges such as tariffs and geopolitical uncertainties, AIG remains committed to its long-term financial targets, including achieving a 10%-plus core operating ROE by 2025 and a 20%-plus EPS compound annual growth rate over the next three years.

Exceptional First Quarter Financial Performance

AIG reported an adjusted after-tax income of $702 million or $1.17 per diluted share. Net premiums written were $4.5 billion, an increase of 8% year-over-year, led by 10% growth in Global Commercial.

Strong Growth in North America Commercial Insurance

North America Commercial Insurance net premiums written grew 14% year-over-year. Lexington grew 23%, led by Lexington Casualty, which grew 27%.

Significant Improvement in Expense Ratios

The general insurance expense ratio decreased to 30.5% in the first quarter from 31.8% in the prior year quarter, with AIG Next initiatives contributing to a 20 basis point improvement.

Continued Progress on Strategic Initiatives

AIG is effectively managing volatility and has made substantial progress on strategic and financial objectives, including strong underwriting results and disciplined expense management.

Advancements in AI Strategy

AIG highlighted its strategy to deploy GenAI end-to-end, showcasing partnerships with Palantir and Anthropic to drive future growth.

Successful Capital Management

AIG returned $2.5 billion of capital to shareholders in the first quarter, including $2.2 billion in share repurchases and a 12.5% dividend increase.

Strong Performance in International Commercial

International Commercial Insurance net premiums written grew 8% year-over-year on an FX-adjusted basis, with Property growing 35% and Marine 17%.

American International Group (AIG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AIG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	- / -	1.23	―	―	―
Aug 06, 2025	2025 (Q2)	1.60 / -	1.16	―	―	―
May 01, 2025	2025 (Q1)	1.00 / 1.17	1.77	-33.90% (-0.60)
Feb 11, 2025	2024 (Q4)	1.24 / 1.30	1.79	-27.37% (-0.49)
Nov 04, 2024	2024 (Q3)	1.10 / 1.23	1.61	-23.60% (-0.38)
Jul 31, 2024	2024 (Q2)	1.32 / 1.16	1.75	-33.71% (-0.59)
May 01, 2024	2024 (Q1)	1.66 / 1.77	1.63	8.59% (+0.14)
Feb 13, 2024	2023 (Q4)	1.64 / 1.79	1.36	31.62% (+0.43)
Nov 01, 2023	2023 (Q3)	1.50 / 1.61	0.66	143.94% (+0.95)
Aug 01, 2023	2023 (Q2)	1.58 / 1.75	1.19	47.06% (+0.56)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AIG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 01, 2025	$80.42	$83.22	+3.48%
Feb 11, 2025	$75.17	$76.09	+1.22%
Nov 04, 2024	$75.15	$74.22	-1.24%
Jul 31, 2024	$77.58	$73.35	-5.45%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does American International Group (AIG) report earnings?

American International Group (AIG) is schdueled to report earning on Aug 06, 2025, After Close (Confirmed).

What is American International Group (AIG) earnings time?

American International Group (AIG) earnings time is at Aug 06, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AIG EPS forecast?

AIG EPS forecast for the fiscal quarter 2025 (Q2) is 1.6.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing