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AFLAC (AFL)
NYSE:AFL
US Market

AFLAC (AFL) Ratios

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AFLAC Ratios

AFL's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, AFL's free cash flow was decreased by $ and operating cash flow was $0.39. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.00 61.98 24.07 23.99
Quick Ratio
0.00 0.00 67.56 25.80 25.67
Cash Ratio
0.00 0.00 3.04 1.16 1.10
Solvency Ratio
0.06 0.04 0.04 0.54 0.61
Operating Cash Flow Ratio
0.00 0.00 2.99 1.16 1.28
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -87.45B$ -75.67B$ -31.27B$ 96.48B$ 103.92B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.06 0.06 0.05 0.05
Debt-to-Equity Ratio
0.29 0.33 0.37 0.24 0.24
Debt-to-Capital Ratio
0.22 0.25 0.27 0.19 0.19
Long-Term Debt-to-Capital Ratio
0.22 0.25 0.27 0.19 0.19
Financial Leverage Ratio
4.50 5.76 6.54 4.74 4.92
Debt Service Coverage Ratio
27.63 23.89 20.75 19.36 20.85
Interest Coverage Ratio
32.57 26.98 22.54 22.36 17.19
Debt to Market Cap
0.13 0.15 0.16 0.20 0.25
Interest Debt Per Share
13.79 12.68 12.08 12.16 11.41
Net Debt to EBITDA
0.20 0.58 0.68 0.52 0.62
Profitability Margins
Gross Profit Margin
100.00%100.00%98.56%100.00%100.00%
EBIT Margin
33.55%27.93%26.62%24.64%19.80%
EBITDA Margin
33.55%27.93%26.85%25.36%19.99%
Operating Profit Margin
33.55%27.93%26.62%24.07%18.78%
Pretax Profit Margin
33.55%27.93%25.44%24.07%18.78%
Net Profit Margin
28.46%24.73%23.08%19.14%21.57%
Continuous Operations Profit Margin
28.46%24.73%23.08%19.56%21.57%
Net Income Per EBT
84.82%88.54%90.74%79.50%114.88%
EBT Per EBIT
100.00%100.00%95.56%100.00%100.00%
Return on Assets (ROA)
4.63%3.68%3.35%2.69%2.89%
Return on Equity (ROE)
20.86%21.19%21.94%12.72%14.24%
Return on Capital Employed (ROCE)
5.46%4.15%3.91%3.47%2.59%
Return on Invested Capital (ROIC)
4.75%3.05%2.63%1.94%2.00%
Return on Tangible Assets
4.63%3.97%3.60%2.86%3.10%
Earnings Yield
9.43%9.47%9.67%10.76%15.05%
Efficiency Ratios
Receivables Turnover
24.55 22.22 29.58 31.90 27.82
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 -0.04 0.00 0.00
Fixed Asset Turnover
49.43 42.34 36.11 41.09 36.85
Asset Turnover
0.16 0.15 0.15 0.14 0.13
Working Capital Turnover Ratio
1.16 0.35 0.21 0.21 0.22
Cash Conversion Cycle
14.86 16.43 -9.58K 11.44 13.12
Days of Sales Outstanding
14.86 16.43 12.34 11.44 13.12
Days of Inventory Outstanding
0.00 0.00 -9.59K 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
14.86 16.43 -9.58K 11.44 13.12
Cash Flow Ratios
Operating Cash Flow Per Share
4.85 5.35 6.11 7.50 8.35
Free Cash Flow Per Share
4.85 5.35 6.11 7.50 8.35
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
2.49 3.30 3.96 5.91 7.75
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.36 0.43 0.52 0.63 0.75
Operating Cash Flow to Sales Ratio
0.14 0.17 0.20 0.23 0.27
Free Cash Flow Yield
4.69%6.49%8.49%12.84%18.77%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.60 10.56 10.34 9.30 6.64
Price-to-Sales (P/S) Ratio
3.02 2.61 2.39 1.78 1.43
Price-to-Book (P/B) Ratio
2.21 2.24 2.27 1.18 0.95
Price-to-Free Cash Flow (P/FCF) Ratio
21.32 15.42 11.77 7.79 5.33
Price-to-Operating Cash Flow Ratio
21.32 15.42 11.77 7.79 5.33
Price-to-Earnings Growth (PEG) Ratio
0.42 0.86 1.23 -2.30 0.13
Price-to-Fair Value
2.21 2.24 2.27 1.18 0.95
Enterprise Value Multiple
9.19 9.93 9.57 7.54 7.79
EV to EBITDA
9.19 9.93 9.57 7.54 7.79
EV to Sales
3.08 2.77 2.57 1.91 1.56
EV to Free Cash Flow
21.79 16.38 12.68 8.36 5.79
EV to Operating Cash Flow
21.79 16.38 12.68 8.36 5.79
Tangible Book Value Per Share
46.78 21.11 17.77 207.53 205.24
Shareholders’ Equity Per Share
46.78 36.88 31.73 49.36 47.02
Tax and Other Ratios
Effective Tax Rate
0.15 0.11 0.09 0.19 -0.15
Revenue Per Share
34.29 31.60 30.15 32.82 31.03
Net Income Per Share
9.76 7.81 6.96 6.28 6.69
Tax Burden
0.85 0.89 0.91 0.80 1.15
Interest Burden
1.00 1.00 0.96 0.98 0.95
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.16 0.15 0.14
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 <0.01
Income Quality
0.50 0.68 0.92 1.17 1.25
Currency in USD
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