Webster Financial Corporation demonstrated strong financial performance with solid growth metrics and strategic initiatives, such as share repurchases and partnerships, indicating a positive trajectory. However, challenges like declining net interest margin and competitive pressures on deposit costs present areas of concern.

Company Guidance

During the second quarter of 2025, Webster Financial Corporation reported robust financial metrics, including a return on tangible common equity of 18% and a return on average assets (ROAA) of nearly 1.3%. The company experienced a 1% linked-quarter increase in both loans and deposits, alongside a 1.6% rise in overall revenue compared to the previous quarter. Their common equity Tier 1 ratio improved, and the loan-to-deposit ratio remained stable. Significantly, asset quality improved as criticized commercial loans and non-accruals decreased, with a net charge-off ratio of 27 basis points. The company also announced a $700 million share repurchase authorization, having already bought back 1.5 million shares during the quarter. Webster Financial's diversified deposit and loan origination channels, particularly in the Healthcare Financial Services segment, continue to offer growth opportunities and flexibility. The outlook remains positive with anticipated benefits from an asset management partnership with Marathon Asset Management, expected to enhance sponsor loan growth and fee revenue by 2026.

Strong Financial Performance

The company reported a return on tangible common equity of 18%, ROAA of nearly 1.3%, and revenue growth of 1.6% over the prior quarter. The loan-to-deposit ratio remained roughly flat, maintaining a favorable liquidity position.

Share Repurchase Program

The Board authorized an additional $700 million in share repurchases, and 1.5 million shares were bought back in the quarter.

Decrease in Criticized Commercial Loans and Non-Accruals

The inflection point in asset quality projected for mid-2025 is materializing with reductions in criticized commercial loans and non-accruals.

Healthcare Financial Services Segment Growth

Provisions within the recently passed reconciliation bill are expected to accelerate growth in HSA deposits, with an estimated potential deposit opportunity ranging from $1 billion to $2.5 billion over the next 5 years.

Asset Management Partnership with Marathon

The partnership with Marathon Asset Management has reached operational realization, contributing loans to the joint venture and expected to drive fee revenue in 2026 and beyond.

Webster Financial (WBS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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WBS Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 16, 2025	2025 (Q3)	1.51 / -	1.34	―	―	―
Jul 17, 2025	2025 (Q2)	1.43 / 1.53	1.26	21.83% (+0.27)
Apr 24, 2025	2025 (Q1)	1.38 / 1.31	1.35	-2.59% (-0.04)
Jan 17, 2025	2024 (Q4)	1.35 / 1.43	1.46	-2.05% (-0.03)
Oct 17, 2024	2024 (Q3)	1.34 / 1.34	1.55	-13.55% (-0.21)
Jul 23, 2024	2024 (Q2)	1.34 / 1.26	1.5	-16.00% (-0.24)
Apr 23, 2024	2024 (Q1)	1.41 / 1.35	1.49	-9.40% (-0.14)
Jan 23, 2024	2023 (Q4)	1.48 / 1.46	1.6	-8.75% (-0.14)
Oct 19, 2023	2023 (Q3)	1.49 / 1.55	1.46	6.16% (+0.09)
Jul 20, 2023	2023 (Q2)	1.46 / 1.50	1.29	16.28% (+0.21)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WBS Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 17, 2025	$58.02	$59.62	+2.76%
Apr 24, 2025	$46.45	$47.18	+1.57%
Jan 17, 2025	$56.69	$58.38	+2.98%
Oct 17, 2024	$47.20	$52.67	+11.59%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Webster Financial (WBS) report earnings?

Webster Financial (WBS) is schdueled to report earning on Oct 16, 2025, Before Open (Confirmed).

What is Webster Financial (WBS) earnings time?

Webster Financial (WBS) earnings time is at Oct 16, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WBS EPS forecast?

WBS EPS forecast for the fiscal quarter 2025 (Q3) is 1.52.

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