The call reflected a mixed performance with significant financial flexibility gained from new secured notes and reduced operating expenses. However, challenges remain with revenue decline, high nonperforming loans, and a decrease in book value.

Company Guidance -

Q3 2025

During the second quarter of 2025, Sachem Capital Corp. provided guidance indicating continued efforts to grow its lending platform and strengthen its financial position. The company closed a new $100 million senior secured notes financing due in June 2030, which is expected to offer significant financial flexibility, enabling repayment of existing obligations and acceleration of new accretive loan origination. As of June 30, 2025, Sachem Capital's book value per share was $2.54, a slight decrease of 1.2% from March 31, 2025. The company's portfolio included a gross unpaid principal balance of $119.6 million in nonperforming loans, with specific exposure to two cross-collateralized loans in Naples, Florida, totaling $50.4 million. This exposure represented 13.1% of the mortgage loan portfolio and 42.1% of the nonperforming loan balance. Despite the challenges, Sachem Capital remains optimistic about resolving these issues and recovering capital, supported by a disciplined approach to new loan originations and maintaining a focus on single-family and multifamily residential assets. The company reported total revenues of $10.8 million for the quarter, with net income attributable to common shareholders at $0.8 million or $0.02 per share. The total assets reached $501.8 million, while total liabilities increased to $323.9 million, resulting in a debt-to-equity ratio of 1.8x. The firm is committed to maintaining a disciplined approach in evaluating new loans and is optimistic about capitalizing on future growth opportunities.

New $100 Million Senior Secured Notes

Sachem Capital closed a new $100 million senior secured notes due June 2030, providing significant financial flexibility to repay existing obligations and accelerate new loan originations.

Reduction in Operating Expenses

Total operating costs and expenses for Q2 2025 were $9.7 million compared to $18.3 million in Q2 2024, mainly due to a reduction in the provision for credit losses.

Increase in Total Assets

Total assets increased to $501.8 million from $492 million at December 31, 2024.

Strong Investment Performance with Shem Creek Capital

Investments in Shem Creek Capital generated approximately $3 million in revenue during the first half of 2025, with a low-risk double-digit yield.

Sachem Capital (SACH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

SACH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 17, 2025	2025 (Q3)	0.01 / -	0.042	―	―	―
Aug 05, 2025	2025 (Q2)	0.02 / 0.02	-0.085	123.53% (+0.11)	―
May 01, 2025	2025 (Q1)	-0.06 / 0.00	0.077	―	―
Mar 27, 2025	2024 (Q4)	-0.31 / -0.96	-0.07	-1271.43% (-0.89)	―
Nov 14, 2024	2024 (Q3)	0.09 / 0.04	0.125	-66.40% (-0.08)	―
Aug 14, 2024	2024 (Q2)	0.11 / -0.09	0.113	-175.22% (-0.20)	―
May 10, 2024	2024 (Q1)	- / -	0.083	―	―
Apr 01, 2024	2023 (Q4)	0.11 / 0.08	0.083	-7.23% (>-0.01)	―
Nov 13, 2023	2023 (Q3)	0.11 / 0.13	0.11	13.64% (+0.01)	―
Aug 14, 2023	2023 (Q2)	0.11 / 0.11	0.12	-5.83% (>-0.01)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SACH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$1.16	$1.19	+2.59%
May 01, 2025	$0.99	$0.97	-2.02%
Mar 27, 2025	$1.10	$1.00	-9.09%
Nov 14, 2024	$1.75	$1.62	-7.43%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Sachem Capital (SACH) report earnings?

Sachem Capital (SACH) is schdueled to report earning on Nov 17, 2025, After Close (Confirmed).

What is Sachem Capital (SACH) earnings time?

Sachem Capital (SACH) earnings time is at Nov 17, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SACH EPS forecast?

SACH EPS forecast for the fiscal quarter 2025 (Q3) is 0.01.

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