RLI Corp's second quarter results reflected strong underwriting profitability and notable growth in investment income and book value per share. However, the company faced challenges with flat top line growth and a decline in the Property segment due to market softening and increased competition. While the highlights demonstrate robust financial performance, the lowlights indicate significant challenges, particularly in the Property market.

Company Guidance -

Q3 2025

During the second quarter of 2025, RLI Corp. reported a combined ratio of 84.5% and operating earnings of $0.84 per share, reflecting strong underwriting performance and a 16% increase in investment income. Despite a flat top line due to softening in the commercial property market, RLI achieved a 16% year-to-date growth in book value per share. The Property segment experienced a 10% decline in gross premiums, influenced by increased competition and rate pressure, yet maintained a 62% combined ratio. Casualty gross premiums grew by 7%, with a 96.5% combined ratio, while Surety also saw a 7% increase in gross premiums and an 87.9% combined ratio. The company focused on discipline and sustainability, adjusting strategies in response to market conditions, particularly in wheels-based exposures and property risks. Investments in technology and people, along with a focus on high-quality fixed income, contributed to a 2.9% total return for the quarter.

Strong Underwriting Profitability

RLI achieved an 84.5% combined ratio and underwriting profitability across all segments despite market challenges.

Significant Increase in Investment Income

Investment income increased by 16%, supporting operating earnings of $0.84 per share.

Growth in Book Value Per Share

Book value per share grew by 16% year-to-date, inclusive of dividends.

Positive Segment Performance

The Casualty and Surety segments posted 7% growth in premiums, contributing positively to the overall performance.

Favorable Reserve Development

All three segments benefited from favorable reserve development, with specific contributions from general liability, excess liability, and personal umbrella.

RLI (RLI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RLI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 27, 2025	2025 (Q3)	0.56 / -	0.655	―	―	―
Jul 22, 2025	2025 (Q2)	0.79 / 0.84	0.86	-2.33% (-0.02)
Apr 23, 2025	2025 (Q1)	0.84 / 0.92	0.945	-2.65% (-0.02)	―
Jan 22, 2025	2024 (Q4)	0.52 / 0.41	0.77	-46.75% (-0.36)
Oct 21, 2024	2024 (Q3)	0.48 / 0.66	0.305	114.75% (+0.35)
Jul 22, 2024	2024 (Q2)	0.70 / 0.86	0.58	48.28% (+0.28)
Apr 22, 2024	2024 (Q1)	0.80 / 0.94	0.815	15.95% (+0.13)	―
Jan 24, 2024	2023 (Q4)	0.74 / 0.77	0.765	0.65% (<+0.01)
Oct 23, 2023	2023 (Q3)	0.04 / 0.30	0.25	22.00% (+0.05)
Jul 24, 2023	2023 (Q2)	0.59 / 0.58	0.745	-22.15% (-0.17)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RLI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$69.66	$69.17	-0.70%
Apr 23, 2025	$77.91	$75.06	-3.66%
Jan 22, 2025	$77.75	$71.46	-8.09%
Oct 21, 2024	$78.75	$77.32	-1.82%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does RLI Corp (RLI) report earnings?

RLI Corp (RLI) is schdueled to report earning on Oct 27, 2025, After Close (Confirmed).

What is RLI Corp (RLI) earnings time?

RLI Corp (RLI) earnings time is at Oct 27, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RLI EPS forecast?

RLI EPS forecast for the fiscal quarter 2025 (Q3) is 0.56.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing