The earnings call reflects a strong financial performance and successful strategic integrations, with significant market share gains and promising AI innovations. However, challenges remain in the housing market, and there are concerns about seasonal slowdowns and increased expenses.

Company Guidance

During Rocket Companies' third quarter 2025 earnings call, several key metrics and achievements were highlighted. The company reported $1.783 billion in adjusted revenue, exceeding their guidance, with a net rate lock volume of $36 billion, a 26% increase over the previous quarter. Closed loan volume reached $32 billion, up 11% from Q2, marking the strongest purchase and refinance quarter in three years. The gain on sale margin remained stable, and adjusted EBITDA hit $349 million, expanding margins to 20%. Adjusted diluted EPS was $0.07. The integration of Redfin and Mr. Cooper was significant, contributing to increased market share and a stronger purchase and refinance pipeline. AI advancements played a crucial role, with new AI agents enhancing efficiency and conversion rates. The company also closed the Mr. Cooper transaction, expecting its financial consolidation in Q4, further strengthening their recapture strategy. Looking ahead, Rocket Companies provided Q4 guidance with adjusted revenue projected between $2.100 billion and $2.300 billion, reflecting continued market share gains despite typical seasonal slowdowns.

Strong Q3 Financial Performance

Rocket Companies delivered $1.783 billion in adjusted revenue, exceeding the high end of guidance, with a $36 billion net rate lock volume, up 26% over the second quarter. Adjusted EBITDA reached $349 million, with margins expanding to 20% from 13% in the prior quarter.

Successful Integration and Expansion

Rocket successfully integrated Redfin and Mr. Cooper, with Mr. Cooper's financials to be consolidated in Q4 and Redfin contributing to a 13% increase in Rocket’s purchase closings. The integration has added approximately 60 million clients and prospects to the Rocket ecosystem.

AI-Driven Enhancements

Rocket launched three AI agents improving efficiency and effectiveness, resulting in a 10% lift in conversion for refinance applications and saving over 150,000 employee hours annually.

Increased Market Share

Rocket gained market share in both purchase and refinance markets, achieving the strongest purchase and refinance quarter in the last three years.

Rocket Companies (RKT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RKT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Feb 19, 2026	2025 (Q4)	0.09 / -	0.04	―	―	―
Oct 30, 2025	2025 (Q3)	0.04 / 0.07	0.08	-12.50% (>-0.01)
Jul 31, 2025	2025 (Q2)	0.03 / 0.04	0.06	-33.33% (-0.02)
May 08, 2025	2025 (Q1)	0.04 / 0.04	0.04	0.00% (0.00)
Feb 27, 2025	2024 (Q4)	0.03 / 0.04	0	―
Nov 12, 2024	2024 (Q3)	0.08 / 0.08	0	―
Aug 01, 2024	2024 (Q2)	0.05 / 0.06	-0.02	400.00% (+0.08)
May 02, 2024	2024 (Q1)	<0.01 / 0.04	-0.06	166.67% (+0.10)
Feb 22, 2024	2023 (Q4)	-0.05 / 0.00	-0.1	―
Nov 02, 2023	2023 (Q3)	-0.02 / 0.00	-0.08	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RKT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Oct 30, 2025	$15.94	$16.66	+4.52%
Jul 31, 2025	$14.77	$16.54	+11.98%
May 08, 2025	$11.65	$11.11	-4.64%
Feb 27, 2025	$12.14	$13.25	+9.14%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Rocket Companies (RKT) report earnings?

Rocket Companies (RKT) is schdueled to report earning on Feb 19, 2026, After Close (Confirmed).

What is Rocket Companies (RKT) earnings time?

Rocket Companies (RKT) earnings time is at Feb 19, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RKT EPS forecast?

RKT EPS forecast for the fiscal quarter 2025 (Q4) is 0.09.

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