The earnings call indicates a mixed but cautiously optimistic outlook. Highlights include a stable multifamily sector and a resurgence in the CRE CLO market. However, these are tempered by declines in net interest income, increased operating expenses, and significant loan defaults.

Company Guidance -

Q3 2025

During the Lument Finance Trust Second Quarter 2025 Earnings Call, the company provided guidance on several financial metrics. For the second quarter, Lument reported a GAAP net income of $0.05 per share and distributable earnings of $0.05 per share of common stock. A quarterly dividend of $0.06 per common share was declared for the same period. The company's net interest income for the quarter was $7 million, a decline from $7.7 million in the first quarter. Additionally, Lument experienced $63 million in loan payoffs and funded $3.6 million in loan participations. As of June 30, the total loan exposure consisted of 56 floating rate loans with an aggregate unpaid principal balance of approximately $924 million, and the total book value of common stock was approximately $171 million or $3.27 per share. The effective leverage of the portfolio was 75% with a weighted average cost of funds of SOFR plus 233 basis points. The company's total equity at the end of the quarter was approximately $231 million, and unrestricted cash balance was recorded at $59 million. The call emphasized the company's focus on maximizing shareholder value through asset management and refinancing strategies.

Stable Multifamily Sector

Multifamily sector conditions are generally stable, with rent growth modest to flat and national occupancy rebounding as new supply slows.

CRE CLO Market Resurgence

Issuance volumes in the CRE CLO market have been encouraging, with over $17 billion in new issuances in the first half of 2025, compared to approximately $6.5 billion in the second half of 2024.

Loan Payoffs and Portfolio Refinancing

$63 million in loan payoffs were experienced, with the funds used towards paying down securitization liabilities.

Improved Credit Reserves

Specific credit reserves decreased by $3.5 million, with $2.9 million of this decrease resulting from the transfer of two assets to REO.

Lument Finance Trust (LFT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

LFT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	0.07 / -	0.1	―	―	―
Aug 08, 2025	2025 (Q2)	0.07 / 0.05	0.09	-44.44% (-0.04)
May 12, 2025	2025 (Q1)	0.09 / 0.08	0.15	-46.67% (-0.07)
Mar 19, 2025	2024 (Q4)	0.09 / 0.10	0.1	0.00% (0.00)
Nov 12, 2024	2024 (Q3)	0.08 / 0.10	0.11	-9.09% (>-0.01)
Aug 12, 2024	2024 (Q2)	0.11 / 0.09	0.04	125.00% (+0.05)
May 09, 2024	2024 (Q1)	0.12 / 0.15	0	―
Mar 15, 2024	2023 (Q4)	0.11 / 0.10	0.06	66.67% (+0.04)
Nov 13, 2023	2023 (Q3)	0.09 / 0.11	0.03	266.67% (+0.08)
Aug 08, 2023	2023 (Q2)	0.07 / 0.04	0.05	-20.00% (-0.01)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

LFT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 08, 2025	$2.31	$2.10	-9.09%
May 12, 2025	$2.56	$2.35	-8.20%
Mar 19, 2025	$2.64	$2.66	+0.76%
Nov 12, 2024	$2.17	$2.11	-2.76%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lument Finance Trust (LFT) report earnings?

Lument Finance Trust (LFT) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Lument Finance Trust (LFT) earnings time?

Lument Finance Trust (LFT) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is LFT EPS forecast?

LFT EPS forecast for the fiscal quarter 2025 (Q3) is 0.08.

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