The earnings call presents a mixed picture with stable multifamily sector conditions and encouraging CLO issuance volumes, but is offset by declines in net interest income, increased operating expenses, and a substantial portion of high-risk loans leading to foreclosures.

Company Guidance -

Q3 2025

During the Lument Finance Trust Second Quarter 2025 Earnings Call, the company reported a GAAP net income of $0.05 per share and distributable earnings of $0.05 per share of common stock. The quarterly dividend declared for the second quarter was $0.06 per common share. The company's net interest income decreased to $7 million from $7.7 million in Q1, while their unrestricted cash balance stood at $59 million. The portfolio consisted of 56 floating rate loans with a principal balance of approximately $924 million and a weighted average floating rate of SOFR plus 356 basis points. Additionally, the company reported total equity of approximately $231 million and a book value of common stock at $3.27 per share, slightly down from $3.29 in the previous quarter. The call emphasized a focus on asset management, with loan payoffs totaling $63 million and new loan financings of $3.6 million.

Stable Multifamily Sector Outlook

The multifamily sector conditions are broadly stable with modest to flat rent growth, rebounding national occupancy, and supported supply-demand fundamentals. This outlook is constructive for multifamily credit.

Encouraging CRE CLO Issuance Volumes

The CRE CLO market saw over $17 billion in new issuances in the first half of 2025 compared to $6.5 billion in the second half of 2024, indicating improving liquidity and investor appetite.

Decrease in Specific Credit Reserves

Specific credit reserves decreased by $3.5 million, reflecting a disciplined approach in managing the investment portfolio to protect the company's downside and preserve capital.

Positive Loan Resolutions

Successfully resolved a $15 million loan collateralized by multifamily properties in Philadelphia, with the borrower resuming interest payments.

Lument Finance Trust (LFT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

LFT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	0.07 / -	0.1	―	―	―
Aug 08, 2025	2025 (Q2)	0.07 / 0.05	0.09	-44.44% (-0.04)
May 12, 2025	2025 (Q1)	0.09 / 0.08	0.15	-46.67% (-0.07)
Mar 19, 2025	2024 (Q4)	0.09 / 0.10	0.1	0.00% (0.00)
Nov 12, 2024	2024 (Q3)	0.08 / 0.10	0.11	-9.09% (>-0.01)
Aug 12, 2024	2024 (Q2)	0.11 / 0.09	0.04	125.00% (+0.05)
May 09, 2024	2024 (Q1)	0.12 / 0.15	0	―
Mar 15, 2024	2023 (Q4)	0.11 / 0.10	0.06	66.67% (+0.04)
Nov 13, 2023	2023 (Q3)	0.09 / 0.11	0.03	266.67% (+0.08)
Aug 08, 2023	2023 (Q2)	0.07 / 0.04	0.05	-20.00% (-0.01)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

LFT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 08, 2025	$2.31	$2.10	-9.09%
May 12, 2025	$2.56	$2.35	-8.20%
Mar 19, 2025	$2.64	$2.66	+0.76%
Nov 12, 2024	$2.17	$2.11	-2.76%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lument Finance Trust (LFT) report earnings?

Lument Finance Trust (LFT) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Lument Finance Trust (LFT) earnings time?

Lument Finance Trust (LFT) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is LFT EPS forecast?

LFT EPS forecast for the fiscal quarter 2025 (Q3) is 0.08.

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