Jaccs Co., Ltd. (JP:8584)
:8584
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8584 Stock Chart & Stats
¥4335.00
-¥70.00(-1.80%)
At close: 4:00 PM EST
¥4335.00
-¥70.00(-1.80%)
Day’s Range― - ―
52-Week Range¥3,430.00 - ¥4,465.00
Previous CloseN/A
Volume126.40K
Average Volume (3M)74.86K
Market Cap
¥154.84B
Enterprise Value¥2.86T
Total Cash (Recent Filing)¥108.23B
Total Debt (Recent Filing)¥2.98T
Price to Earnings (P/E)39.6
Beta0.84
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.42%
Share Statistics
EPS (TTM)489.16
Shares Outstanding45,059,994
10 Day Avg. Volume62,820
30 Day Avg. Volume74,856
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)0.54
Price to Sales (P/S)0.83
P/FCF Ratio13.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)402.1
Revenue Forecast (FY)¥205.50B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSteady five-year revenue growth from 160.9B to 194.3B indicates durable demand for point-of-sale credit and payment services. Persistent top-line expansion supports scale economics, merchant network strength, and recurring fee income that underpins medium-term earnings potential.
High Operating ProfitabilitySustained operating margins near 25.6% reflect efficient core lending and payment operations versus peers. Strong gross and operating profitability provides a structural buffer to absorb credit losses and funds reinvestment into merchant relationships and product development, supporting durable cash profits.
Rebound To Positive Cash FlowA shift to positive operating cash flow (23.1B) and free cash flow (12.1B) in 2026 marks improved cash conversion after prior outflows. If sustained, this reduces reliance on external funding, enhances flexibility to pay down debt or invest, and materially improves long-term financial stability.
Bears Say
Very High LeverageExtremely elevated leverage (debt ~2.87T vs equity ~297B) sharply limits financial flexibility. The capital structure heightens sensitivity to funding cost increases and credit-cycle shocks, constrains strategic options, and raises the risk that earnings volatility could rapidly erode capital buffers.
Multi-year Cash Flow WeaknessA history of materially negative operating cash flow across 2021–2025 points to structural cash-conversion challenges. This inconsistency means the recent positive cash flow may be cyclical, leaving the firm exposed to refinancing needs and funding stress during downturns absent sustained improvement.
Declining Net IncomeNet income falling from 23.8B to 15.3B over 2024–2026 signals pressure from below-the-line items such as credit costs or funding expenses. A persistent net profit decline weakens capital accumulation, limits buffer for loan losses, and reduces capacity for strategic investment or dividend support.
Jaccs Co., Ltd. News
8584 FAQ
What was Jaccs Co., Ltd.’s price range in the past 12 months?
Jaccs Co., Ltd. lowest stock price was ¥3430.00 and its highest was ¥4465.00 in the past 12 months.
What is Jaccs Co., Ltd.’s market cap?
Jaccs Co., Ltd.’s market cap is ¥154.84B.
When is Jaccs Co., Ltd.’s upcoming earnings report date?
Jaccs Co., Ltd.’s upcoming earnings report date is Jul 30, 2026 which is in 60 days.
How were Jaccs Co., Ltd.’s earnings last quarter?
Jaccs Co., Ltd. released its earnings results on May 15, 2026. The company reported ¥4.16 earnings per share for the quarter, beating the consensus estimate of N/A by ¥4.16.
Is Jaccs Co., Ltd. overvalued?
According to Wall Street analysts Jaccs Co., Ltd.’s price is currently Overvalued.
Does Jaccs Co., Ltd. pay dividends?
Jaccs Co., Ltd. pays a Semiannually dividend of ¥100 which represents an annual dividend yield of 4.42%. See more information on Jaccs Co., Ltd. dividends here
What is Jaccs Co., Ltd.’s EPS estimate?
Jaccs Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jaccs Co., Ltd. have?
Jaccs Co., Ltd. has 45,059,994 shares outstanding.
What happened to Jaccs Co., Ltd.’s price movement after its last earnings report?
Jaccs Co., Ltd. reported an EPS of ¥4.16 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -6.905%.
Which hedge fund is a major shareholder of Jaccs Co., Ltd.?
Currently, no hedge funds are holding shares in JP:8584
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jaccs Co., Ltd.
JACCS Co., Ltd. operates as a consumer finance company in Japan and internationally. The company provides installment credit and other settlement methods for home renovation and other housing-related fields, premium wristwatches and jewelry, motorcycles, household appliances electronics, and kimono; credit for education, bridal, and healthcare services; auto loans for vehicle purchases; and auto leasing services. It also issues credit cards; and offers rental guarantee, bill collection, reimbursement, loan guarantees, non-life and life insurance agency, shared services agency, property rental, leasing, automatic auction sales agency, claim management and collection, claim acquisitions, claims management clerical, and deferred-payment settlement services. The company was formerly known as Depart Sinyohanbai Co., Ltd. and changed its name to JACCS Co., Ltd. in April 1976. JACCS Co., Ltd. was founded in 1954 and is headquartered in Tokyo, Japan.
Technical Analysis
Options Prices
Currently, No data available
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