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Ehime Bank, Ltd. (JP:8541)
:8541
Japanese Market
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Ehime Bank, Ltd. (8541) Price & Analysis

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8541 Stock Chart & Stats

¥1569.00
-¥10.00(-0.89%)
At close: 4:00 PM EST
¥1569.00
-¥10.00(-0.89%)

Bulls Say, Bears Say

Bulls Say
Revenue & Earnings MomentumSustained top-line growth and rising net income over multiple years indicate durable demand for core banking products in the regional market. This trend supports continued scale for interest income and fee businesses, improving capacity to absorb shocks and invest in local client relationships.
Improved Capitalization & LeverageHigher equity and materially lower leverage through 2024–2025 reflect stronger capital footing, enhancing the bank's resilience to credit losses and regulatory stress tests. A healthier capital base supports lending capacity and strategic flexibility over the medium term.
Recent Positive Cash GenerationReturn to positive operating and free cash flow in 2026 demonstrates the bank can generate internal funds to support lending and operations. While prior volatility exists, current cash generation reduces near-term refinancing needs and underpins sustainable dividend and reinvestment capacity.
Bears Say
Sharp Debt Increase In 2026A large jump in total debt raises funding and leverage risk, narrowing the buffer between obligations and capital. If profitability or asset quality softens, higher debt amplifies downside, increases interest expense sensitivity, and may constrain lending or require capital raising over the medium term.
Year-to-year Cash Flow VolatilityHighly variable operating cash flows and missing 2025 line items limit predictability of internal funding. This volatility raises execution risk for strategic initiatives and increases reliance on wholesale funding or balance-sheet adjustments during downturns, weakening financial stability.
Margin Compression Vs Earlier YearsEarnings growth accompanied by margin compression suggests pressure on pricing or rising costs, which can reduce the leverage of revenue gains. Persistent margin erosion would impair return on equity and limit ability to build capital from retained earnings over the medium term.

Ehime Bank, Ltd. News

8541 FAQ

What was Ehime Bank, Ltd.’s price range in the past 12 months?
Ehime Bank, Ltd. lowest stock price was ¥990.00 and its highest was ¥2040.00 in the past 12 months.
    What is Ehime Bank, Ltd.’s market cap?
    Ehime Bank, Ltd.’s market cap is ¥77.52B.
      When is Ehime Bank, Ltd.’s upcoming earnings report date?
      Ehime Bank, Ltd.’s upcoming earnings report date is Aug 10, 2026 which is in 76 days.
        How were Ehime Bank, Ltd.’s earnings last quarter?
        Ehime Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥56.65 earnings per share for the quarter, beating the consensus estimate of N/A by ¥56.65.
          Is Ehime Bank, Ltd. overvalued?
          According to Wall Street analysts Ehime Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Ehime Bank, Ltd. pay dividends?
            Ehime Bank, Ltd. pays a Notavailable dividend of ¥19 which represents an annual dividend yield of 2.34%. See more information on Ehime Bank, Ltd. dividends here
              What is Ehime Bank, Ltd.’s EPS estimate?
              Ehime Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Ehime Bank, Ltd. have?
              Ehime Bank, Ltd. has 39,426,777 shares outstanding.
                What happened to Ehime Bank, Ltd.’s price movement after its last earnings report?
                Ehime Bank, Ltd. reported an EPS of ¥56.65 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.595%.
                  Which hedge fund is a major shareholder of Ehime Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8541
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Ehime Bank, Ltd.

                    The Ehime Bank, Ltd. provides banking products and financial services in Japan. It offers savings, interest-free-bearing savings, checking, foreign currency savings, notification, automatic savings time, super time, large time, negotiable, certificate of deposit, and foreign currency time deposit products, as well as various loans. The company also provides business support, corporate association/tax accountant collaboration, and shipping and shipbuilding loans; and guarantee/institutional financing and co-financing services. In addition, it offers pension, life, non-life, medical, and cancer insurance products; asset management, fund management, trust agency, and management/business support services, as well as farm and internet banking; and e-net payment collection services. As of March 31, 2020, the company operated through 112 branches. The Ehime Bank, Ltd. was founded in 1915 and is headquartered in Matsuyama, Japan.

                    Ehime Bank, Ltd. (8541) Earnings & Revenues

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