Ehime Bank, Ltd. (JP:8541)
:8541
Want to see JP:8541 full AI Analyst Report?
8541 Stock Chart & Stats
¥1569.00
-¥10.00(-0.89%)
At close: 4:00 PM EST
¥1569.00
-¥10.00(-0.89%)
Day’s Range― - ―
52-Week Range¥991.00 - ¥2,127.00
Previous CloseN/A
Volume155.40K
Average Volume (3M)70.85K
Market Cap
¥79.86B
Enterprise Value-¥150.96B
Total Cash (Recent Filing)¥158.59B
Total Debt (Recent Filing)¥66.57B
Price to Earnings (P/E)11.0
Beta1.00
Next Earnings
Aug 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.34%
Share Statistics
EPS (TTM)148.64
Shares Outstanding39,426,777
10 Day Avg. Volume67,690
30 Day Avg. Volume70,846
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)0.42
Price to Sales (P/S)0.90
P/FCF Ratio7.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Earnings MomentumSustained top-line growth and rising net income over multiple years indicate durable demand for core banking products in the regional market. This trend supports continued scale for interest income and fee businesses, improving capacity to absorb shocks and invest in local client relationships.
Improved Capitalization & LeverageHigher equity and materially lower leverage through 2024–2025 reflect stronger capital footing, enhancing the bank's resilience to credit losses and regulatory stress tests. A healthier capital base supports lending capacity and strategic flexibility over the medium term.
Recent Positive Cash GenerationReturn to positive operating and free cash flow in 2026 demonstrates the bank can generate internal funds to support lending and operations. While prior volatility exists, current cash generation reduces near-term refinancing needs and underpins sustainable dividend and reinvestment capacity.
Bears Say
Sharp Debt Increase In 2026A large jump in total debt raises funding and leverage risk, narrowing the buffer between obligations and capital. If profitability or asset quality softens, higher debt amplifies downside, increases interest expense sensitivity, and may constrain lending or require capital raising over the medium term.
Year-to-year Cash Flow VolatilityHighly variable operating cash flows and missing 2025 line items limit predictability of internal funding. This volatility raises execution risk for strategic initiatives and increases reliance on wholesale funding or balance-sheet adjustments during downturns, weakening financial stability.
Margin Compression Vs Earlier YearsEarnings growth accompanied by margin compression suggests pressure on pricing or rising costs, which can reduce the leverage of revenue gains. Persistent margin erosion would impair return on equity and limit ability to build capital from retained earnings over the medium term.
Ehime Bank, Ltd. News
8541 FAQ
What was Ehime Bank, Ltd.’s price range in the past 12 months?
Ehime Bank, Ltd. lowest stock price was ¥991.00 and its highest was ¥2127.00 in the past 12 months.
What is Ehime Bank, Ltd.’s market cap?
Ehime Bank, Ltd.’s market cap is ¥79.86B.
When is Ehime Bank, Ltd.’s upcoming earnings report date?
Ehime Bank, Ltd.’s upcoming earnings report date is Aug 10, 2026 which is in 55 days.
How were Ehime Bank, Ltd.’s earnings last quarter?
Ehime Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥56.65 earnings per share for the quarter, beating the consensus estimate of N/A by ¥56.65.
Is Ehime Bank, Ltd. overvalued?
According to Wall Street analysts Ehime Bank, Ltd.’s price is currently Overvalued.
Does Ehime Bank, Ltd. pay dividends?
Ehime Bank, Ltd. pays a Notavailable dividend of ¥24 which represents an annual dividend yield of 2.34%. See more information on Ehime Bank, Ltd. dividends here
What is Ehime Bank, Ltd.’s EPS estimate?
Ehime Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ehime Bank, Ltd. have?
Ehime Bank, Ltd. has 39,426,777 shares outstanding.
What happened to Ehime Bank, Ltd.’s price movement after its last earnings report?
Ehime Bank, Ltd. reported an EPS of ¥56.65 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.595%.
Which hedge fund is a major shareholder of Ehime Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8541
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ehime Bank, Ltd.
Operating within Japan, The Ehime Bank, Ltd. delivers a comprehensive array of banking and financial solutions. Its offerings encompass a wide range of deposit accounts, including standard savings, interest-free savings, checking accounts, foreign currency savings, and various time deposit options such as notification, automatic savings, super time, large time, negotiable deposits, certificates of deposit (CDs), and foreign currency time deposits. Complementing these are diverse lending products, with the bank extending its services to include specialized loans for business support, corporate associations/tax accountants, and the shipping/shipbuilding sectors. Furthermore, it facilitates guarantee services, institutional financing, and co-financing arrangements. Beyond core banking, Ehime Bank supplies a suite of insurance products, covering pension, life, non-life, medical, and cancer needs. Customers can also access wealth management services like asset and fund management, trust agency functions, and general management/business support. Digital conveniences include farm banking, internet banking, and e-net payment collection. With its origins dating back to its establishment in Matsuyama, Japan, in 1915, the bank maintained a network of 112 branches as of March 31, 2020.
Technical Analysis
Iyogin Holdings,Inc.
―
Shikoku Bank Ltd.
―
Awa Bank, Ltd.
―
Miyazaki Bank Ltd.
―
Bank of Kochi, Ltd.
―
Options Prices
Currently, No data available
---