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Kiyo Bank Ltd (JP:8370)
:8370
8370 Stock Chart & Stats
¥3400.00
-¥22.00(-0.99%)
At close: 4:00 PM EST
¥3400.00
-¥22.00(-0.99%)
Day’s Range― - ―
52-Week Range¥1,861.00 - ¥4,360.00
Previous CloseN/A
Volume97.30K
Average Volume (3M)177.54K
Market Cap
¥266.70B
Enterprise Value¥1.05T
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥819.13B
Price to Earnings (P/E)12.4
Beta1.00
Next Earnings
May 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.81%
Share Statistics
EPS (TTM)99.27
Shares Outstanding67,300,000
10 Day Avg. Volume144,490
30 Day Avg. Volume177,540
Financial Highlights & Ratios
PEG Ratio0.45
Price to Book (P/B)0.63
Price to Sales (P/S)1.68
P/FCF Ratio3.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained double-digit top-line growth indicates expanding loan volumes and fee income, supporting longer-term earnings power. Persistent revenue expansion provides scope to absorb cost shocks, fund credit provisioning and invest in digital or branch initiatives that reinforce franchise value over months.
High Gross ProfitabilityVery strong gross margins reflect disciplined funding and operating cost controls, underpinning core profitability. Durable margin advantage enhances cash generation and resilience versus peers, enabling the bank to sustain investment in customer services or absorb competitive pressure without rapidly eroding returns.
Cash Flow Recovery & ConversionRobust free cash flow recovery and healthy operating cash conversion support internal funding for lending, capital expenditures and dividends. Reliable cash generation increases financial flexibility, lowers refinancing risk and provides a durable buffer through credit cycles and interest-rate variability.
Bears Say
High LeverageA leverage ratio of 3.75x heightens sensitivity to credit losses and interest-rate swings, constraining capital flexibility. Elevated leverage can force higher provisioning or capital-raising in stress, limiting the bank's ability to expand lending or take strategic risks without diluting returns or breaching regulatory buffers.
Margin PressureDeclining net margins suggest rising funding costs or competitive pressure on pricing, which can erode internal capital build and reduce reinvestment capacity. If persistent, margin compression will impair ROE improvement and limit the bank's ability to grow dividends or absorb cyclical loan losses.
Regional ConcentrationConcentration in a defined geographic footprint limits diversification of credit and deposit exposures, tying performance to local economic and demographic trends. This structural concentration raises vulnerability to regional downturns and caps growth potential compared with more diversified national peers.
Kiyo Bank News
8370 FAQ
What was Kiyo Bank Ltd’s price range in the past 12 months?
Kiyo Bank Ltd lowest stock price was ¥1861.00 and its highest was ¥4360.00 in the past 12 months.
What is Kiyo Bank Ltd’s market cap?
Kiyo Bank Ltd’s market cap is ¥266.70B.
When is Kiyo Bank Ltd’s upcoming earnings report date?
Kiyo Bank Ltd’s upcoming earnings report date is May 18, 2026 which is in 89 days.
How were Kiyo Bank Ltd’s earnings last quarter?
Kiyo Bank Ltd released its earnings results on Feb 02, 2026. The company reported ¥99.27 earnings per share for the quarter, beating the consensus estimate of N/A by ¥99.27.
Is Kiyo Bank Ltd overvalued?
According to Wall Street analysts Kiyo Bank Ltd’s price is currently Overvalued.
Does Kiyo Bank Ltd pay dividends?
Kiyo Bank Ltd pays a Semiannually dividend of ¥58 which represents an annual dividend yield of 3.81%. See more information on Kiyo Bank Ltd dividends here
What is Kiyo Bank Ltd’s EPS estimate?
Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kiyo Bank Ltd have?
Kiyo Bank Ltd has 67,300,000 shares outstanding.
What happened to Kiyo Bank Ltd’s price movement after its last earnings report?
Kiyo Bank Ltd reported an EPS of ¥99.27 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.061%.
Which hedge fund is a major shareholder of Kiyo Bank Ltd?
Currently, no hedge funds are holding shares in JP:8370
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kiyo Bank Ltd
The Kiyo Bank, Ltd. provides various banking products and services to individuals, corporates, and business customers in Japan. It offers Yen, time, and foreign currency deposits; personal, home, mortgage, card, purpose, education-related, and free loans; and life, medical, cancer, student, income security, and term insurance, etc., as well as pension funds. The company also provides securities investment, domestic and foreign exchange, agency, internet banking, and ATM services; and cards, as well as engages in buying and selling government bonds, etc. It operates 112 branches in Japan, including 68 branches in Wakayama; 41 branches in Osaka prefecture; 1 branch in Tokyo; and 2 branches in Nara prefecture. The company was formerly known as Kiyo Bank Co., Ltd. and changed its name to The Kiyo Bank, Ltd. in October 2013. The Kiyo Bank, Ltd. was founded in 1883 and is headquartered in Wakayama, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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