Tohoku Bank, Ltd. (JP:8349)

:8349

8349

Tohoku Bank, Ltd.

RESEARCH TOOLSreports

Want to see JP:8349 full AI Analyst Report?

Tohoku Bank, Ltd. (8349) Price & Analysis

0 Followers

8349 Stock Chart & Stats

¥1493.00

-¥5.00(-0.43%)

At close: Jan 08 4:00 PM EST

¥1493.00

-¥5.00(-0.43%)

Day’s Range― - ―

52-Week Range¥1,033.00 - ¥1,703.00

Previous CloseN/A

Volume12.70K

Average Volume (3M)23.40K

Market Cap

¥14.23B

Enterprise Value-¥16.04B

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥107.38B

Price to Earnings (P/E)9.3

Beta0.67

Next Earnings

May 19, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.58%

Share Statistics

EPS (TTM)38.42

Shares Outstanding9,509,963

10 Day Avg. Volume24,640

30 Day Avg. Volume23,396

Financial Highlights & Ratios

PEG Ratio-0.44

Price to Book (P/B)0.30

Price to Sales (P/S)0.74

P/FCF Ratio0.41

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Low Leverage / Strong Capital BaseA very low debt-to-equity ratio indicates strong capitalization and limited financial leverage, giving the bank durable resilience to credit losses or rate shocks. This structural strength supports regulatory buffers, preserves lending capacity and allows strategic flexibility over months to years.

Improved Free Cash Flow GenerationMarked improvement in free cash flow and an FCF-to-net-income ratio near unity show the bank is converting accounting profits into real cash. Durable cash generation supports dividends, loan growth funding, and provisioning without relying on volatile market funding, enhancing long-term stability.

Net Interest Income–driven Business ModelA core reliance on net interest income reflects a stable, traditional banking franchise with predictable deposit-funded lending spreads. For a regional bank, this business model yields steady income streams and aligns incentives around credit discipline and deposit franchise maintenance over multi-quarter horizons.

Bears Say

Recent Revenue DeclineA negative year-over-year revenue growth rate signals weakening core top-line performance, which can persist if driven by softer loan demand, margin compression, or competitive pressure. Sustained revenue decline constrains reinvestment, provisioning capacity, and long-term earnings power.

Low And Falling ROEA ROE around 3% reflects limited capital efficiency for shareholders and suggests difficulty turning equity into profit. Persistently low ROE reduces retained-earnings growth, limits capital returns and may force strategic shifts to improve margins or risk-taking to lift returns over the medium term.

Concentrated Regional FootprintHeavy focus on a single local region limits geographic diversification and ties performance to local economic cycles. This structural concentration can amplify regional downturns, constrain loan growth and limit scalable revenue diversification versus national peers over multiple quarters to years.

8349 FAQ

What was Tohoku Bank, Ltd.’s price range in the past 12 months?

Tohoku Bank, Ltd. lowest stock price was ¥1033.00 and its highest was ¥1703.00 in the past 12 months.

What is Tohoku Bank, Ltd.’s market cap?

Tohoku Bank, Ltd.’s market cap is ¥14.23B.

When is Tohoku Bank, Ltd.’s upcoming earnings report date?

Tohoku Bank, Ltd.’s upcoming earnings report date is May 19, 2026 which is in 29 days.

How were Tohoku Bank, Ltd.’s earnings last quarter?

Tohoku Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥38.42 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.42.

Is Tohoku Bank, Ltd. overvalued?

According to Wall Street analysts Tohoku Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Tohoku Bank, Ltd. pay dividends?

Tohoku Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 3.58%. See more information on Tohoku Bank, Ltd. dividends here

What is Tohoku Bank, Ltd.’s EPS estimate?

Tohoku Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Tohoku Bank, Ltd. have?

Tohoku Bank, Ltd. has 9,509,963 shares outstanding.

What happened to Tohoku Bank, Ltd.’s price movement after its last earnings report?

Tohoku Bank, Ltd. reported an EPS of ¥38.42 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.261%.

Which hedge fund is a major shareholder of Tohoku Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8349

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Tohoku Bank, Ltd.

The Tohoku Bank, Ltd. provides various banking and financial services for individual and corporate customers in Japan. The company also provides saving/general accounts, time deposits, investment trust, and government bonds; debit and credit cards; payment collection services; and internet and mobile banking services. It offers various loans, such as housing, car, card, free, education, remodeling, travel, bridal, mortgage, reconstruction support, medical/long-term, and agricultural loans. In addition, the company provides medical/ cancer, personal annuity, whole life, term, and income security insurance products; and pension services. As of March 31, 2020, it operated 55 stores and 2 branch offices. The company was founded in 1950 and is headquartered in Morioka, Japan.