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Aichi Financial Group, Inc. (JP:7389)
:7389
Japanese Market
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Aichi Financial Group, Inc. (7389) Price & Analysis

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7389 Stock Chart & Stats

¥4600.00
¥24.00(0.95%)
At close: 4:00 PM EST
¥4600.00
¥24.00(0.95%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained revenue growth of ~14.5% signals durable demand for core banking services across retail and corporate segments. Over 2–6 months this trend supports larger interest and fee income pools, improving scale economics and underwriting capacity for further loan growth and cross-sell opportunities.
High Gross MarginA 91.6% gross margin implies the group retains most top-line spread income before operating costs. This structural profitability buffer helps absorb cyclical net interest pressure, supports reinvestment in branches and digital channels, and underpins long-term margin resiliency.
Stable Balance Sheet & LiquidityModerate leverage paired with elevated cash and short-term investments provides capital and liquidity resilience. For a regional bank this durable strength supports regulatory cushions, prudent lending origination, and capacity to fund client needs or absorb provisioning shocks over the medium term.
Bears Say
Compressed Operating ProfitabilityA sharp decline in EBIT margin to under 1% indicates operating expenses or non-core charges are eroding ability to convert revenue into operating earnings. Persistently low operating profitability constrains internal capital generation and weakens ability to fund growth or raise reserves over time.
Negative Operating Cash FlowNegative cash from operations despite positive free cash flow implies reliance on timing, non‑cash items, or financing to meet needs. If core operations fail to generate cash sustainably, the bank faces higher funding risk, reduced flexibility for dividends, and greater sensitivity to liquidity or interest shocks.
Weak Return On EquityAn ROE near 2.6% signals limited effectiveness deploying shareholder capital into profitable earning assets. Over months this weak return can hinder capital accumulation, reduce appeal to equity providers, and constrain the bank's capacity to self-finance growth or raise dividends without structural improvement.

Aichi Financial Group, Inc. News

7389 FAQ

What was Aichi Financial Group, Inc.’s price range in the past 12 months?
Aichi Financial Group, Inc. lowest stock price was ¥497.00 and its highest was ¥1710.00 in the past 12 months.
    What is Aichi Financial Group, Inc.’s market cap?
    Aichi Financial Group, Inc.’s market cap is ¥358.29B.
      When is Aichi Financial Group, Inc.’s upcoming earnings report date?
      Aichi Financial Group, Inc.’s upcoming earnings report date is May 20, 2026 which is in 23 days.
        How were Aichi Financial Group, Inc.’s earnings last quarter?
        Aichi Financial Group, Inc. released its earnings results on Feb 13, 2026. The company reported ¥33.539 earnings per share for the quarter, beating the consensus estimate of N/A by ¥33.539.
          Is Aichi Financial Group, Inc. overvalued?
          According to Wall Street analysts Aichi Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aichi Financial Group, Inc. pay dividends?
            Aichi Financial Group, Inc. pays a Semiannually dividend of ¥60 which represents an annual dividend yield of 2.14%. See more information on Aichi Financial Group, Inc. dividends here
              What is Aichi Financial Group, Inc.’s EPS estimate?
              Aichi Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Aichi Financial Group, Inc. have?
              Aichi Financial Group, Inc. has 245,623,350 shares outstanding.
                What happened to Aichi Financial Group, Inc.’s price movement after its last earnings report?
                Aichi Financial Group, Inc. reported an EPS of ¥33.539 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.761%.
                  Which hedge fund is a major shareholder of Aichi Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:7389
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Aichi Financial Group, Inc.

                    Aichi Financial Group, Inc., through with its subsidiaries, provides various banking products and services in Japan. It offers deposit services, lending services, domestic exchange services, foreign exchange services, and over-the-counter sales of investment trusts and life insurance products. The company was incorporated in 2022 and is headquartered in Nagoya, Japan.

                    Aichi Financial Group, Inc. (7389) Earnings & Revenues

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