Revenue GrowthSustained top-line growth (~13.9%) indicates persistent demand for guarantor services in the rental market. Over 2–6 months this supports scalability and recurring fee expansion, enabling the company to invest in product capabilities and distribution to capture more landlord and agency share.

Conservative LeverageLow debt-to-equity (0.25) and a healthy equity ratio provide financial stability and flexibility. This conservative capital structure reduces interest burden and gives room for strategic investments or M&A, improving resilience to cyclical stress in the rental market.

Recurring Fee Business ModelA fee-based guarantor model generates recurring revenues and natural stickiness with landlords/agents. Structural reliance on monthly rent-linked fees and partnerships supports predictable cashflows and cross-sell of screening/ancillary services, durable over multiple quarters.

Bears Say

Margin CompressionSharp decline in gross and net margins materially reduces profitability and the company’s ability to self-fund growth. Over months this erodes reinvestment capacity, weakens buffers against credit losses, and makes earnings more sensitive to cost or pricing pressure in the core rental guarantor market.

Weak Cash ConversionNegative operating and free cash flows signal difficulties converting accounting earnings into cash. Persistently weak cash generation increases reliance on external financing for operations and growth, constraining strategic flexibility and raising liquidity risk over the coming months.

Falling ROE And EPSA steep drop in ROE alongside a large negative EPS growth rate indicates worsening capital efficiency and earnings quality. This structural deterioration reduces shareholder returns potential and signals operational or margin issues that could persist absent clear corrective actions.

7183 FAQ

What was Anshin Guarantor Service Co., Ltd.’s price range in the past 12 months?

Anshin Guarantor Service Co., Ltd. lowest stock price was ¥130.00 and its highest was ¥213.00 in the past 12 months.

What is Anshin Guarantor Service Co., Ltd.’s market cap?

Anshin Guarantor Service Co., Ltd.’s market cap is ¥3.24B.

When is Anshin Guarantor Service Co., Ltd.’s upcoming earnings report date?

Anshin Guarantor Service Co., Ltd.’s upcoming earnings report date is May 13, 2026 which is in 64 days.

How were Anshin Guarantor Service Co., Ltd.’s earnings last quarter?

Anshin Guarantor Service Co., Ltd. released its earnings results on Feb 10, 2026. The company reported ¥9.63 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.63.

Is Anshin Guarantor Service Co., Ltd. overvalued?

According to Wall Street analysts Anshin Guarantor Service Co., Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Anshin Guarantor Service Co., Ltd. pay dividends?

Anshin Guarantor Service Co., Ltd. pays a Annually dividend of ¥3 which represents an annual dividend yield of 2.04%. See more information on Anshin Guarantor Service Co., Ltd. dividends here

What is Anshin Guarantor Service Co., Ltd.’s EPS estimate?

Anshin Guarantor Service Co., Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Anshin Guarantor Service Co., Ltd. have?

Anshin Guarantor Service Co., Ltd. has 17,976,600 shares outstanding.

What happened to Anshin Guarantor Service Co., Ltd.’s price movement after its last earnings report?

Anshin Guarantor Service Co., Ltd. reported an EPS of ¥9.63 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.938%.

Which hedge fund is a major shareholder of Anshin Guarantor Service Co., Ltd.?

Currently, no hedge funds are holding shares in JP:7183

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Anshin Guarantor Service Co., Ltd.

Anshin Guarantor Service Co., Ltd. engages in the guarantee business of rent debt in Japan. Its product includes Anshin Plus, Life Anshin Plus, AEON Card De Yachin, and Aplus Anshin Rent Guarantee, as well as provides online application and remittance services. The company was founded in 2002 and is headquartered in Tokyo, Japan.