Deposit Attraction StrategyA relatively high deposit rate compared with peers is likely to attract additional customer deposits, supporting growth in mortgage lending and interest-earning assets.

Interest-rate SensitivityAnalyst upgrade reflects expectation that rising Bank of Japan interest rates will boost Rakuten Bank's net interest income due to the bank's strong sensitivity to rate increases.

Market Share ExpansionContinued expansion in market share against megabanks could drive revenue growth as retail and mortgage portfolios scale.

Bears Say

Capital Allocation RiskPotential diversion of capital to other Rakuten businesses would pressure capital ratios and constrain the bank's lending and investment plans.

Deposit And Loan Growth RiskA decline in deposit or loan growth would materially weaken Rakuten Bank's performance by reducing lending capacity and compressing net interest margins.

Group-related Reorganization RiskUse of the bank in a Rakuten Group financial reorganization to fund other businesses could strain capital and limit the bank's ability to invest in its own growth.

Rakuten Bank, Ltd. News

Rakuten Bank to Launch Expanded Shareholder Benefit Program for March 2026 Record Date

The latest update is out from Rakuten Bank, Ltd. ( ($JP:5838) ). Rakuten Bank, Ltd. has announced a...

16d ago

5838

Rakuten Bank to Boost Capital at Taiwanese Digital Banking Unit

Rakuten Bank, Ltd. ( ($JP:5838) ) has issued an update. Rakuten Bank will inject additional capital into its...

16d ago

5838

Rakuten Bank Taps Veteran Lawyer as New Outside Director

Rakuten Bank, Ltd. ( ($JP:5838) ) has provided an update. Rakuten Bank has nominated prominent lawyer Satoshi Kawai...

16d ago

5838

Rakuten Bank Lifts Earnings Outlook on Strong Nine-Month Profit Surge

Rakuten Bank, Ltd. ( ($JP:5838) ) just unveiled an announcement. Rakuten Bank reported strong growth for the nine...

1M ago

5838

Rakuten Bank Raises Full-Year Earnings Forecast on Higher Interest Income and Efficiency Gains

The latest announcement is out from Rakuten Bank, Ltd. ( ($JP:5838) ). Rakuten Bank has revised upward its...

1M ago

5838

Rakuten Bank Issues Employee Stock Options to Strengthen Long-Term Incentives

The latest announcement is out from Rakuten Bank, Ltd. ( ($JP:5838) ). Rakuten Bank’s board has approved the...

2M ago

5838

Rakuten Bank Reports Strong Financial Growth for First Half of 2025

Rakuten Bank, Ltd. ( ($JP:5838) ) has shared an announcement. Rakuten Bank, Ltd. reported a significant increase in...

4M ago

5838

Rakuten Bank Introduces New Shareholder Benefit Program

Rakuten Bank, Ltd. ( ($JP:5838) ) just unveiled an announcement. Rakuten Bank, Ltd. has announced a shareholder benefit...

7M ago

5838

Rakuten Bank Announces New Executive Structure

The latest update is out from Rakuten Bank, Ltd. ( ($JP:5838) ). Rakuten Bank, Ltd. announced a new...

7M ago

5838

Rakuten Bank Reports Strong Financial Growth in Q2 2025

The latest update is out from Rakuten Bank, Ltd. ( ($JP:5838) ). Rakuten Bank, Ltd. reported a significant...

7M ago

5838

5838 FAQ

What was Rakuten Bank, Ltd.’s price range in the past 12 months?

Rakuten Bank, Ltd. lowest stock price was ¥4240.00 and its highest was ¥9317.00 in the past 12 months.

What is Rakuten Bank, Ltd.’s market cap?

Rakuten Bank, Ltd.’s market cap is ¥1.06T.

When is Rakuten Bank, Ltd.’s upcoming earnings report date?

Rakuten Bank, Ltd.’s upcoming earnings report date is May 18, 2026 which is in 67 days.

How were Rakuten Bank, Ltd.’s earnings last quarter?

Rakuten Bank, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥109.52 earnings per share for the quarter, beating the consensus estimate of ¥100.725 by ¥8.795.

Is Rakuten Bank, Ltd. overvalued?

According to Wall Street analysts Rakuten Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Rakuten Bank, Ltd. pay dividends?

Rakuten Bank, Ltd. does not currently pay dividends.

What is Rakuten Bank, Ltd.’s EPS estimate?

Rakuten Bank, Ltd.’s EPS estimate is 102.27.

How many shares outstanding does Rakuten Bank, Ltd. have?

Rakuten Bank, Ltd. has 174,498,780 shares outstanding.

What happened to Rakuten Bank, Ltd.’s price movement after its last earnings report?

Rakuten Bank, Ltd. reported an EPS of ¥109.52 in its last earnings report, beating expectations of ¥100.725. Following the earnings report the stock price went down -0.634%.

Which hedge fund is a major shareholder of Rakuten Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:5838

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Rakuten Bank, Ltd.

Rakuten Bank, Ltd. provides internet banking products and services in Japan. The company offers personal services, including payment, money support/easy bank transfer, prepaid cards, Yen/foreign currency deposits, remittance, loan services, lottery, account linking, foreign exchange, and asset management services. It also provides corporate services, such as business debit cards, ATM deposit, business loans, international remittance, payment, transfer, account verification, withdrawal, settlement, and deposits services. Rakuten Bank, Ltd. was incorporated in 2000 and is based in Tokyo, Japan. Rakuten Bank, Ltd. operates as a subsidiary of Rakuten Group, Inc.