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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,995.00 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥609.87B
Enterprise Value¥1.27M
Total Cash (Recent Filing)¥993.27B
Total Debt (Recent Filing)¥1.90T
Price to Earnings (P/E)13.5
Beta1.22
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.71%
Share Statistics
EPS (TTM)223.03
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained revenue and net income improvement with a ~16% net margin in 2026 indicates stronger core earnings power and operating leverage. Over 2–6 months this supports internal capital for lending and buffers against cyclical shocks, improving long-term profitability durability.
Strong Recent Free Cash FlowRobust free cash flow across the last two years, and FCF roughly matching net income in 2026, strengthens the bank's ability to fund dividends, internal investments and regulatory capital needs without frequent external financing, enhancing financial flexibility long-term.
Rising Equity And ROEHigher equity and improved ROE indicate strengthening capital buffers and more efficient capital use. This provides a steadier foundation for credit growth and regulatory compliance, reducing the likelihood of dilutive capital raises over the medium term.
Bears Say
Elevated LeverageHigh debt-to-equity (~3.1x) leaves the group exposed to credit losses or funding stress; leverage can amplify downside in adverse cycles, constrain strategic moves, and increase reliance on stable funding, all of which are persistent structural risks for regional banks.
Volatile Operating Cash FlowIrregular operating cash conversion creates uncertainty in internal funding and capital allocation. Persistent swings reduce predictability for dividends, loan growth and provisioning, making the bank more dependent on external financing or asset adjustments during stressed periods.
Earnings Sensitivity To CycleRevenue and margin volatility, including a 2024 revenue dip, signal earnings tied to rate and credit cycles. For a regional bank, this structural sensitivity makes forecasting and strategic planning harder and can produce material earnings swings across macro cycles.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1995.00 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥609.87B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Nov 06, 2026 which is in 91 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on Jul 30, 2026. The company reported ¥78.07 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥51 which represents an annual dividend yield of 2.71%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥78.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.242%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
Technical Analysis
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