Chugin Financial Group,Inc. (JP:5832)
:5832
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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,703.50 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥578.67B
Enterprise Value¥1.47T
Total Cash (Recent Filing)¥1.36T
Total Debt (Recent Filing)¥2.69T
Price to Earnings (P/E)14.3
Beta1.21
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)155.90
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained revenue and margin expansion in 2026 indicates the franchise is generating higher core earnings capacity. A stronger net margin (~16%) and higher net income support internal capital formation, underwriting capacity and the ability to absorb cyclical shocks, improving long-term resilience.
Recent Free Cash Flow StrengthMaterial free cash flow across recent years provides durable funding for dividends, loan growth and capital investment without sole reliance on external capital. FCF tracking net income in 2026 signals improved earnings quality and strengthens the bank's ability to internally finance strategic priorities over the medium term.
Scale & Improving EquityA large asset base and rising shareholder equity enhance competitive position in regional banking, enabling broader product distribution and funding scale. The equity improvement and higher ROE suggest gradual capital strengthening, supporting sustainable lending capacity and regulatory buffer over the coming months.
Bears Say
Elevated LeverageHigh leverage amplifies downside during credit stress or funding shocks and limits strategic flexibility. Even with slight improvement, ~3.1x debt/equity exposes the bank to interest-rate and credit-cycle volatility, increasing the risk of capital strain or regulatory pressure in adverse macro scenarios over the medium term.
Volatile Operating Cash FlowInconsistent operating cash flow complicates capital planning and weakens the predictability of cash available for lending or distributions. Such volatility often reflects swings in working capital, funding items or loan flows, raising the chance that strong reported earnings may not always convert to durable cash for reinvestment.
Earnings Sensitivity To CycleRevenue and margin variability point to earnings that are sensitive to rate and credit cycles typical for regional banks. This structural sensitivity reduces earnings visibility and can cause sharp profit swings during downturns, constraining long-term planning and requiring higher capital buffers to sustain payouts.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1703.50 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥578.67B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 49 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on May 01, 2026. The company reported ¥45.75 earnings per share for the quarter, beating the consensus estimate of N/A by ¥45.75.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥51 which represents an annual dividend yield of 2.93%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥45.75 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.784%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
Technical Analysis
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Options Prices
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