Chugin Financial Group,Inc. (JP:5832)
:5832
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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,675.00 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥566.56B
Enterprise Value¥1.47T
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥2.69T
Price to Earnings (P/E)15.1
Beta1.26
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)155.90
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained revenue growth and a rising net margin to ~16% in 2026 signal improving core profitability. Durable profit expansion increases internal capital for lending and reserves, improves coverage of fixed costs, and supports longer-term earnings resilience if credit conditions remain stable.
Recent Strong Free Cash FlowTwo years of meaningful free cash flow and FCF roughly tracking net income in 2026 indicate the bank can convert earnings into liquidity. Reliable cash generation supports dividends, reinvestment, and gradual deleveraging, enhancing financial flexibility over the medium term.
Rising Equity And ROEAn expanding equity base and higher ROE reflect strengthening capital buffers. This improves loss-absorption capacity, supports regulatory compliance, and enables measured balance-sheet growth (lending/asset expansion) without immediate recourse to external capital.
Bears Say
Elevated LeverageHigh debt-to-equity (~3.1x) leaves the franchise exposed to funding stress and credit shocks; leverage amplifies losses and can constrain strategic choices. In adverse rate or credit scenarios, elevated leverage increases capital strain and regulatory or market pressure over the medium term.
Volatile Operating Cash FlowIrregular operating cash flows undermine predictability of internal funding for loans, dividends, and reserves. This volatility may force reliance on wholesale funding or asset sales in weaker periods, reducing resilience and increasing execution risk for multi-quarter capital plans.
Cyclical Revenue And Margin SensitivityHistory of revenue declines and margin swings shows earnings are materially exposed to the economic and rate cycle. That structural sensitivity raises forecasting uncertainty for earnings and dividends, and limits visibility into multi-quarter profitability under adverse macro scenarios.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1675.00 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥566.56B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 75 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on May 01, 2026. The company reported ¥45.75 earnings per share for the quarter, beating the consensus estimate of N/A by ¥45.75.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥42 which represents an annual dividend yield of 2.93%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥45.75 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.784%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group,Inc., through its subsidiary The Chugoku Bank, Limited, provides various financial services. The company operates through Banking, Leasing, and Securities segments. It accepts various deposit products, including current, ordinary, savings, time, installment time, non-resident yen, and foreign currency deposits, as well as deposits at notice, deposits for tax payment, and deposits for offshore accounts. The company also provides credit guarantee, credit card, investment management, advisory, financial instruments brokerage, and asset management services; and loans. In addtion, the company engages in the consignment of office work; and leasing and installment sale of properties and goods. It operates through head office and 137 branch offices, including 5 sub-branch offices, 15 branch-in-branch offices, 2 branch-in-branch sub-branch offices, 1 special sub-branch office, 1 representative office, and 1 internet branch in Japan; and 1 branch and 4 representative offices internationally, as well as 234 ATMs. The company was incorporated in 1930 and is headquartered in Okayama, Japan.
Technical Analysis
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Options Prices
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