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Chugin Financial Group,Inc. (JP:5832)
:5832
5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,230.00 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥629.14B
Enterprise Value¥2.51T
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥1.89T
Price to Earnings (P/E)15.8
Beta1.25
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)79.86
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)0.55
Price to Sales (P/S)2.44
P/FCF Ratio1.58
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability ReboundFY2025's sharp revenue rebound and margin expansion show the group can translate higher volumes into durable earnings. Stronger profitability increases internal capital generation, supports loan originations and reserves, and improves ability to fund dividends and strategic initiatives without relying solely on external capital.
Scale And ROE ImprovementRising total assets alongside improved ROE indicate growing scale and more efficient capital use. For a regional banking group this supports market position in lending and fee businesses, enhances economies of scale, and provides a stronger platform to absorb shocks and invest in operational upgrades over the medium term.
Improved Cash GenerationFY2025 produced robust operating and free cash flow with FCF close to net income, signaling improved earnings-to-cash conversion. Reliable cash generation when achieved boosts capacity for loan growth, capital expenditures and shareholder returns, and reduces reliance on volatile market funding in typical cycles.
Bears Say
Rising LeverageMaterial increase in leverage to ~3.48x reduces financial flexibility and heightens sensitivity to interest-rate and credit stresses. A higher debt load constrains ability to expand lending or absorb credit losses without raising costs or equity, making the franchise more vulnerable in tighter funding conditions.
Inconsistent Cash ConversionMulti-year volatility in operating and free cash flow undermines predictability of internal funding. When cash conversion lapses, management must either retain earnings or seek external funding, which can limit dividends, slow strategic investments, and increase refinancing risk during adverse cycles.
Uneven Revenue TrendRepeated top-line declines across several years point to sensitivity to macro, loan demand or competitive pressures. Lack of consistent revenue growth reduces visibility into long-term earnings power and implies the company may struggle to achieve steady expansion without diversifying products or markets.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1230.00 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥629.14B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is May 08, 2026 which is in 80 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on Feb 04, 2026. The company reported ¥79.86 earnings per share for the quarter, beating the consensus estimate of N/A by ¥79.86.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥42 which represents an annual dividend yield of 2.93%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥79.86 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.808%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group,Inc., through its subsidiary The Chugoku Bank, Limited, provides various financial services. The company operates through Banking, Leasing, and Securities segments. It accepts various deposit products, including current, ordinary, savings, time, installment time, non-resident yen, and foreign currency deposits, as well as deposits at notice, deposits for tax payment, and deposits for offshore accounts. The company also provides credit guarantee, credit card, investment management, advisory, financial instruments brokerage, and asset management services; and loans. In addtion, the company engages in the consignment of office work; and leasing and installment sale of properties and goods. It operates through head office and 137 branch offices, including 5 sub-branch offices, 15 branch-in-branch offices, 2 branch-in-branch sub-branch offices, 1 special sub-branch office, 1 representative office, and 1 internet branch in Japan; and 1 branch and 4 representative offices internationally, as well as 234 ATMs. The company was incorporated in 1930 and is headquartered in Okayama, Japan.
Technical Analysis
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Options Prices
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