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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,806.50 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥593.72B
Enterprise Value¥1.46T
Total Cash (Recent Filing)¥993.27B
Total Debt (Recent Filing)¥1.90T
Price to Earnings (P/E)14.5
Beta1.17
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)223.03
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving Profitability And Revenue GrowthRevenue up ~22% and net margin rising to ~16% in 2026 signal durable improvement in core earnings capacity. Stronger operating profitability expands retained earnings, supports loan growth and provisioning buffers, and creates a deeper earnings base that reduces sensitivity to short-term shocks.
Recent Strong Free Cash Flow GenerationConsecutive years of positive free cash flow that track net income indicate the bank can convert profits into spendable cash. Reliable FCF supports dividends, organic capital build, and loan funding without immediate reliance on volatile wholesale markets, improving strategic flexibility.
Growing Shareholder Equity And Improving ROERising equity and higher ROE reflect retained earnings and more efficient capital use, strengthening the bank's capital buffer. This improves solvency headroom for regulatory requirements and supports sustainable lending capacity and risk absorption over the medium term.
Bears Say
Elevated LeverageDebt at ~3.1x equity leaves limited capital cushion and amplifies downside in credit or funding stress. High leverage constrains management's ability to absorb loan losses, raises refinancing and funding sensitivity, and can limit discretionary capital returns during adverse cycles.
Volatile Operating Cash FlowMaterial swings in operating cash flow reduce predictability of internal funding and complicate liquidity planning. Inconsistent cash conversion can force reliance on external funding or asset sales in downturns, increasing execution risk for growth and dividend targets.
Earnings And Revenue Sensitivity To CyclesHistoric revenue declines and margin swings show earnings sensitivity to interest-rate and credit cycles. As a regionally focused bank, concentrated local credit exposure and rate-driven NII variability can cause provisioning and profitability volatility, reducing multi-quarter predictability.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1806.50 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥593.72B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 17 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on May 01, 2026. The company reported ¥45.75 earnings per share for the quarter, beating the consensus estimate of N/A by ¥45.75.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥51 which represents an annual dividend yield of 2.93%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥45.75 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.784%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
Technical Analysis
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Options Prices
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