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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,820.50 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥604.00B
Enterprise Value¥1.46T
Total Cash (Recent Filing)¥993.27B
Total Debt (Recent Filing)¥1.90T
Price to Earnings (P/E)15.1
Beta1.17
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)223.03
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving Profitability And MarginsNet margin expansion to ~16% in 2026 reflects improving operating profitability and better cost/interest management. Sustained margin improvement increases internal capital generation, supports dividend capacity and reinvestment, and makes earnings more resilient across medium-term cycles.
Strong Recent Top-line GrowthA ~22% YoY revenue increase in 2026 indicates material top-line momentum and stronger lending/fee volumes. Durable revenue growth helps diversify income sources, supports scale economies in operations and provides a firmer base for sustaining earnings through the next several quarters.
Larger Balance Sheet With Improving Equity And ROEA sizable asset base (~¥11.37T) with rising equity and higher ROE improves loss-absorbing capacity and supports sustained lending. Improved equity cushions credit shocks, helps meet regulatory requirements, and enables measured growth without immediate external capital needs over the medium term.
Bears Say
Elevated LeverageLeverage near 3.1x equity remains elevated and can amplify losses in adverse credit or funding environments. High leverage constrains capital flexibility, raises sensitivity to interest and credit shocks, and may limit risk-taking or require higher provisioning over the coming months.
Volatile Operating Cash Flow And Cash ConversionOperating cash flow volatility reduces predictability of internal funding and complicates liquidity planning. Inconsistent cash conversion may force reliance on wholesale funding or asset adjustments during downturns, increasing funding cost and operational risk over the medium term.
Earnings Sensitivity And Growth VolatilityHistorical revenue and margin swings, including a 2024 decline, show earnings are sensitive to rate and credit cycles. For a regional bank, this cyclicality limits forecast reliability and could lead to pronounced earnings variability or provisioning needs across the next several quarters.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1820.50 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥604.00B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 14 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on May 01, 2026. The company reported ¥45.75 earnings per share for the quarter, beating the consensus estimate of N/A by ¥45.75.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥51 which represents an annual dividend yield of 2.93%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥45.75 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.784%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
Technical Analysis
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