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Shizuoka Financial Group, Inc. (JP:5831)
:5831
Japanese Market
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Shizuoka Financial Group, Inc. (5831) Price & Analysis

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5831 Stock Chart & Stats

¥2570.00
¥24.00(1.83%)
At close: 4:00 PM EST
¥2570.00
¥24.00(1.83%)

Bulls Say, Bears Say

Bulls Say
Diversified Banking Revenue ModelShizuoka operates a multi-line regional banking franchise with net interest, fee income, trading and ancillary businesses. That structural revenue mix cushions earnings across interest cycles and fee opportunities, supporting durable cash generation and resilience over months to years.
Improving Top-line MomentumRecent revenue acceleration (strong YoY growth and a 9.8% uptick in 2026) indicates regained lending and fee activity. Durable revenue momentum supports reinvestment and margin preservation, helping the bank expand scale and absorb periodic credit or rate headwinds over the next several quarters.
Healthy Operating MarginsConsistently strong net margins (near 19–22%) reflect disciplined pricing, cost control and profitable mix of interest and fee businesses. Sustained margins enhance earnings quality and the ability to fund capital, dividends, and strategic initiatives across typical regional-bank cycles.
Bears Say
Elevated Leverage And Modest ROEMeaningful leverage and mid-single-digit ROE constrain capital efficiency and shareholder value creation over time. Even with recent D/E improvement, modest ROE limits internal capital generation and raises sensitivity to loan losses or margin pressure, reducing strategic flexibility.
Volatile Cash Flow ConversionInconsistent operating and free cash flow undermines predictability of internal funding for lending, capital and payouts. A sharp OCF step-down in 2026 versus 2025 and historical negatives reduce confidence in cash conversion, raising execution and liquidity risks across planning horizons.
Margin Sensitivity To Rate And Credit CyclesProfitability has shown cyclicality, with margins compressing from earlier peaks. As a regional lender, earnings and net interest margins remain exposed to rate movements and local credit conditions, which can amplify earnings volatility and pressure ROE during downturns or adverse rate shifts.

Shizuoka Financial Group, Inc. News

5831 FAQ

What was Shizuoka Financial Group, Inc.’s price range in the past 12 months?
Shizuoka Financial Group, Inc. lowest stock price was ¥1644.50 and its highest was ¥3448.00 in the past 12 months.
    What is Shizuoka Financial Group, Inc.’s market cap?
    Shizuoka Financial Group, Inc.’s market cap is ¥1.82T.
      When is Shizuoka Financial Group, Inc.’s upcoming earnings report date?
      Shizuoka Financial Group, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 29 days.
        How were Shizuoka Financial Group, Inc.’s earnings last quarter?
        Shizuoka Financial Group, Inc. released its earnings results on May 12, 2026. The company reported ¥38.98 earnings per share for the quarter, beating the consensus estimate of ¥32.754 by ¥6.226.
          Is Shizuoka Financial Group, Inc. overvalued?
          According to Wall Street analysts Shizuoka Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shizuoka Financial Group, Inc. pay dividends?
            Shizuoka Financial Group, Inc. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 3.04%. See more information on Shizuoka Financial Group, Inc. dividends here
              What is Shizuoka Financial Group, Inc.’s EPS estimate?
              Shizuoka Financial Group, Inc.’s EPS estimate is 47.53.
                How many shares outstanding does Shizuoka Financial Group, Inc. have?
                Shizuoka Financial Group, Inc. has 580,129,100 shares outstanding.
                  What happened to Shizuoka Financial Group, Inc.’s price movement after its last earnings report?
                  Shizuoka Financial Group, Inc. reported an EPS of ¥38.98 in its last earnings report, beating expectations of ¥32.754. Following the earnings report the stock price went up 3.183%.
                    Which hedge fund is a major shareholder of Shizuoka Financial Group, Inc.?
                    Currently, no hedge funds are holding shares in JP:5831
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Shizuoka Financial Group, Inc.

                      Shizuoka Financial Group,Inc. (SFG) and its affiliates offer an extensive range of banking and financial services. The company's operations are divided into two main divisions: Banking and Leasing. Within its banking arm, SFG focuses on core activities such as accepting deposits, providing loans, managing investment securities, and conducting foreign exchange transactions. The leasing segment primarily deals with finance lease arrangements. Beyond these fundamental services, the group offers corporate and financial management advisory, as well as bill collection. It also undertakes computer system development and operation, provides fee-based job placement, and handles general administrative functions. SFG further provides guarantees for various loans, including residential and consumer financing. Other activities include the acquisition of monetary receivables, real estate appraisals for loan collateral, and the management of dedicated centers for loans, remittances, and bill collection. The company also produces, prints, and binds a variety of documents. Additionally, SFG issues credit and prepaid cards, assists corporate rehabilitation through public offering support services, manages part-time employees, and delivers various finance and securities-related services. Established in 1943, Shizuoka Financial Group,Inc. was previously known as The Shizuoka Bank, Ltd., and its main office is located in Shizuoka, Japan.

                      Shizuoka Financial Group, Inc. (5831) Earnings & Revenues

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