Shriram Finance Limited (IN:SHRIRAMFIN)
:SHRIRAMFIN
SHRIRAMFIN Stock Chart & Stats
₹1008.80
-₹59.65(-2.02%)
At close: 4:00 PM EST
₹1008.80
-₹59.65(-2.02%)
Day’s Range― - ―
52-Week Range₹566.40 - ₹1,108.00
Previous CloseN/A
Volume995.13K
Average Volume (3M)235.05K
Market Cap
₹1.75T
Enterprise Value₹3.34T
Total Cash (Recent Filing)₹102.02B
Total Debt (Recent Filing)₹1.69T
Price to Earnings (P/E)18.5
Beta1.45
Next Earnings
Apr 23, 2026EPS Estimate
13.94Next Dividend Ex-DateN/A
Dividend Yield1.08%
Share Statistics
EPS (TTM)13.39
Shares Outstanding1,881,565,400
10 Day Avg. Volume215,751
30 Day Avg. Volume235,047
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)2.13
Price to Sales (P/S)2.95
P/FCF Ratio-2.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,200.00Price Target Upside18.95% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)57.16
Revenue Forecast (FY)₹335.25B
Bulls Say, Bears Say
Bulls Say
Focused Retail & MSME Lending FranchiseShriram’s focused retail and MSME lending franchise, emphasizing commercial and used vehicle finance and a branch-plus-digital distribution model, supports durable origination volumes and customer stickiness. This diversified, distribution-led setup underpins sustained loan generation and cross-sell potential over the medium term.
Material Revenue ExpansionA jump from ₹161.13bn to ₹411.24bn in reported revenue signals meaningful scale-up of the lending franchise. Durable top-line growth supports operating leverage, spreads fixed costs, and provides capacity to invest in risk management and distribution, strengthening medium-term competitive positioning.
Improving Margins And ROEReported improvement in gross and net margins together with higher ROE points to better underwriting, pricing discipline, and cost control. Sustained margin expansion and improved capital efficiency enhance the company’s ability to generate shareholder returns and absorb credit costs over time, if credit quality holds.
Bears Say
High Leverage / Substantial DebtElevated debt-to-equity and substantial borrowings increase refinancing and interest-rate sensitivity for an NBFC. High leverage constrains financial flexibility, can raise funding costs, and heightens vulnerability to macro or credit shocks, limiting the company’s room to maneuver over multiple quarters.
Weak Cash Generation And Negative FCFPersistent negative operating and free cash flow indicate weak cash conversion and reliance on external financing to fund growth and obligations. Structurally weak cash generation raises liquidity and cost-of-capital risks, limiting reinvestment, cushion for credit stress, and long-term capital allocation flexibility.
Operational Volatility (fluctuating EBITDA)Variable EBITDA over time signals inconsistent operating performance and earnings quality, which complicates forecasting and planning. This volatility can pressure credit metrics in downturns, reduce predictability of cash flows, and make sustained margin improvements and capital planning more uncertain.
Shriram Finance Limited News
SHRIRAMFIN FAQ
What was Shriram Finance Limited’s price range in the past 12 months?
Shriram Finance Limited lowest stock price was ₹566.40 and its highest was ₹1108.00 in the past 12 months.
What is Shriram Finance Limited’s market cap?
Shriram Finance Limited’s market cap is ₹1.75T.
When is Shriram Finance Limited’s upcoming earnings report date?
Shriram Finance Limited’s upcoming earnings report date is Apr 23, 2026 which is in 15 days.
How were Shriram Finance Limited’s earnings last quarter?
Shriram Finance Limited released its earnings results on Jan 23, 2026. The company reported ₹13.39 earnings per share for the quarter, beating the consensus estimate of ₹13.13 by ₹0.26.
Is Shriram Finance Limited overvalued?
According to Wall Street analysts Shriram Finance Limited’s price is currently Undervalued.
Does Shriram Finance Limited pay dividends?
Shriram Finance Limited pays a Quarterly dividend of ₹4.8 which represents an annual dividend yield of 1.08%. See more information on Shriram Finance Limited dividends here
What is Shriram Finance Limited’s EPS estimate?
Shriram Finance Limited’s EPS estimate is 13.94.
How many shares outstanding does Shriram Finance Limited have?
Shriram Finance Limited has 1,881,565,400 shares outstanding.
What happened to Shriram Finance Limited’s price movement after its last earnings report?
Shriram Finance Limited reported an EPS of ₹13.39 in its last earnings report, beating expectations of ₹13.13. Following the earnings report the stock price went down -0.288%.
Which hedge fund is a major shareholder of Shriram Finance Limited?
Currently, no hedge funds are holding shares in IN:SHRIRAMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shriram Finance Limited
Shriram Finance Limited, a non-banking finance company, primarily provides commercial vehicle financing services in India. It offers commercial vehicle loans for commercial goods vehicles, passenger vehicles, tractors and farm equipment, and construction equipment. The company also provides business loans; fixed and recurring deposits; and working capital loans, including tyre, tax, fuel, and toll finance, as well as vehicle insurance and repair/top-up loans. In addition, it offers challan discounting services; life and general insurance products; consumer finance services; emergency credit line guarantee schemes; stock broking services; and chit and mutual funds. As of March 31, 2022, it operated a network of 1,854 branches. The company also offers its products through 775 rural centers; and partnerships with 500 private financiers. It primarily serves first time buyers, driver-turned-owners, and small road transport operators. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is headquartered in Mumbai, India.
SHRIRAMFIN Stock 12 Month Forecast
Average Price Target
₹1,200.00
▲(18.95% Upside)
Technical Analysis
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