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CSL Finance Limited (IN:CSLFINANCE)
:CSLFINANCE
India Market
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CSL Finance Limited (CSLFINANCE) Price & Analysis

2 Followers

CSLFINANCE Stock Chart & Stats

₹297.35
-₹4.50(-1.44%)
At close: 4:00 PM EST
₹297.35
-₹4.50(-1.44%)

Bulls Say, Bears Say

Bulls Say
Predictable NBFC Lending ModelCSL’s core business is originating and holding credit exposures, earning interest spreads plus fees and treasury income. This lending/fee model creates structurally recurring revenue tied to loan volumes and credit spreads, supporting durable cash generation if funding is stable.
Sustained Revenue Growth And MarginsThe company’s multi-year revenue acceleration and healthy gross/EBIT margins indicate sustained demand and operating leverage in its lending book. Consistent top-line growth and margin retention support durable profitability and capacity to reinvest in loan origination capabilities.
Positive ROE And Equity BaseA positive ROE and a reasonable equity ratio provide a capital buffer to absorb losses and enable incremental lending without immediate dilution. Over months, this equity foundation supports steady credit deployment and preserves franchise value versus peers with weaker capital bases.
Bears Say
High LeverageSignificant leverage increases vulnerability to rising funding costs and stress scenarios. Elevated debt levels reduce financial flexibility, amplify earnings volatility from rate moves or credit losses, and constrain growth unless capital is raised or deleveraging occurs.
Negative Operating & Free Cash FlowsPersistent negative operating and free cash flows show accounting profits aren’t converting to cash, increasing reliance on external funding to support loan growth and operations. Over a medium-term horizon this raises refinancing and liquidity risk for the lending business.
Poor Cash Conversion Vs Net IncomeA weak free cash flow to net income ratio signals earnings quality issues and potential working-capital or asset-liability mismatches. Structurally, this can force higher-cost borrowing or equity raises, limiting resilience to credit cycles and slowing sustainable growth.

CSLFINANCE FAQ

What was CSL Finance Limited’s price range in the past 12 months?
CSL Finance Limited lowest stock price was ₹216.00 and its highest was ₹380.00 in the past 12 months.
    What is CSL Finance Limited’s market cap?
    CSL Finance Limited’s market cap is ₹5.18B.
      When is CSL Finance Limited’s upcoming earnings report date?
      CSL Finance Limited’s upcoming earnings report date is May 21, 2026 which is in 22 days.
        How were CSL Finance Limited’s earnings last quarter?
        CSL Finance Limited released its earnings results on Feb 13, 2026. The company reported ₹9.303 earnings per share for the quarter, beating the consensus estimate of N/A by ₹9.303.
          Is CSL Finance Limited overvalued?
          According to Wall Street analysts CSL Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CSL Finance Limited pay dividends?
            CSL Finance Limited pays a Annually dividend of ₹3 which represents an annual dividend yield of 0.93%. See more information on CSL Finance Limited dividends here
              What is CSL Finance Limited’s EPS estimate?
              CSL Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does CSL Finance Limited have?
              CSL Finance Limited has 22,782,621 shares outstanding.
                What happened to CSL Finance Limited’s price movement after its last earnings report?
                CSL Finance Limited reported an EPS of ₹9.303 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.11%.
                  Which hedge fund is a major shareholder of CSL Finance Limited?
                  Currently, no hedge funds are holding shares in IN:CSLFINANCE
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    CSL Finance Limited

                    CSL Finance Limited, a non-banking financial company, engages in the wholesale and SME retail lending businesses in India. It offers loans for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, and refinance and inventory funding; corporate loans; and loans for education, medical, agriculture, and FMCG trading industries, as well as Salaried professionals. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. CSL Finance Limited was incorporated in 1992 and is based in Noida, India.

                    CSL Finance Limited (CSLFINANCE) Earnings & Revenues

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