Want to see IN:BANKBARODA full AI Analyst Report?
BANKBARODA Stock Chart & Stats
₹280.00
-₹1.81(-0.78%)
At close: 4:00 PM EST
₹280.00
-₹1.81(-0.78%)
Day’s Range― - ―
52-Week Range₹231.00 - ₹325.55
Previous CloseN/A
Volume4.62M
Average Volume (3M)524.94K
Market Cap
₹1.28T
Enterprise Value₹2.88M
Total Cash (Recent Filing)₹1.61T
Total Debt (Recent Filing)₹1.70T
Price to Earnings (P/E)6.5
Beta1.11
Next Earnings
Jul 24, 2026EPS Estimate
8.9Next Dividend Ex-DateN/A
Dividend Yield2.86%
Share Statistics
EPS (TTM)38.39
Shares Outstanding5,171,362,300
10 Day Avg. Volume410,252
30 Day Avg. Volume524,937
Financial Highlights & Ratios
PEG Ratio-1.54
Price to Book (P/B)0.77
Price to Sales (P/S)0.82
P/FCF Ratio0.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹295.00Price Target Upside5.36% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)37.65
Revenue Forecast (FY)₹688.22B
Bulls Say, Bears Say
Bulls Say
Universal Banking Franchise And Diversified Revenue MixA broad universal-bank model creates durable revenue diversification: net interest income from retail/MSME/corporate lending plus fee income from payments, trade, cards and distribution. Diverse products and an international footprint support steady, multi-channel cash generation and cross-sell over time.
Multi-year Profitability Recovery And Margin ImprovementRevenue growth and a sustained step-up in net margins from earlier low levels to low-to-mid teens across 2022–2026 reflect structural improvement in core lending spreads and underwriting. That multiyear profit recovery indicates stronger underlying operations and higher earning power over a medium-term horizon.
Equity Growth Supporting Balance-sheet ExpansionSteady equity growth provides a durable capital buffer to support asset growth and absorb loan-loss shocks, enabling the bank to grow lending and maintain regulatory ratios. A stronger equity base underpins strategic expansion without immediate reliance on costly external funding.
Bears Say
Rising Leverage Reduces Financial FlexibilityA material jump in leverage over a short period makes the bank more sensitive to funding stress and interest-rate swings. Higher debt-to-equity can constrain lending capacity, increase funding costs, and leave less buffer for credit losses, weakening resilience through economic downturns.
Volatile Operating And Free Cash FlowLarge swings in operating and free cash flow reduce predictability for dividends, capital allocation and provisioning. While 2026 showed a strong rebound, the inconsistency implies earnings quality and cash conversion remain cyclical, complicating long-term planning and investor confidence.
Margin Compression And Net Income Dip In 2026Profit margins contracting while revenue grows suggests rising funding costs or competitive pricing pressure that erode return on assets. A year-over-year net income decline despite revenue expansion signals profit levers under strain and risks to sustained ROE unless margins stabilize.
Bank of Baroda News
BANKBARODA FAQ
What was Bank of Baroda’s price range in the past 12 months?
Bank of Baroda lowest stock price was ₹231.00 and its highest was ₹325.55 in the past 12 months.
What is Bank of Baroda’s market cap?
Bank of Baroda’s market cap is ₹1.28T.
When is Bank of Baroda’s upcoming earnings report date?
Bank of Baroda’s upcoming earnings report date is Jul 24, 2026 which is in 7 days.
How were Bank of Baroda’s earnings last quarter?
Bank of Baroda released its earnings results on May 08, 2026. The company reported ₹10.86 earnings per share for the quarter, beating the consensus estimate of ₹8.833 by ₹2.027.
Is Bank of Baroda overvalued?
According to Wall Street analysts Bank of Baroda’s price is currently Undervalued.
Does Bank of Baroda pay dividends?
Bank of Baroda pays a Annually dividend of ₹8.5 which represents an annual dividend yield of 2.86%. See more information on Bank of Baroda dividends here
What is Bank of Baroda’s EPS estimate?
Bank of Baroda’s EPS estimate is 8.9.
How many shares outstanding does Bank of Baroda have?
Bank of Baroda has 5,171,362,300 shares outstanding.
What happened to Bank of Baroda’s price movement after its last earnings report?
Bank of Baroda reported an EPS of ₹10.86 in its last earnings report, beating expectations of ₹8.833. Following the earnings report the stock price went down -2.33%.
Which hedge fund is a major shareholder of Bank of Baroda?
Currently, no hedge funds are holding shares in IN:BANKBARODA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank of Baroda
Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; treasury; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.
BANKBARODA Stock 12 Month Forecast
Average Price Target
₹295.00
▲(5.36% Upside)
Technical Analysis
Canara Bank
―
IDBI Bank Limited
―
Indian Bank
―
Punjab National Bank
―
Union Bank of India Limited
―








