Baid Finserv Limited (IN:BAIDFIN)
:BAIDFIN
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BAIDFIN Stock Chart & Stats
₹10.58
₹0.50(3.80%)
At close: 4:00 PM EST
₹10.58
₹0.50(3.80%)
Day’s Range― - ―
52-Week Range₹9.00 - ₹13.93
Previous CloseN/A
Volume886.41K
Average Volume (3M)18.98K
Market Cap
₹1.63B
Enterprise Value₹4.07B
Total Cash (Recent Filing)₹143.41M
Total Debt (Recent Filing)₹2.72B
Price to Earnings (P/E)7.9
Beta0.53
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.85%
Share Statistics
EPS (TTM)1.39
Shares Outstanding154,888,100
10 Day Avg. Volume14,393
30 Day Avg. Volume18,978
Financial Highlights & Ratios
PEG Ratio2.95
Price to Book (P/B)0.51
Price to Sales (P/S)1.19
P/FCF Ratio-1.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line acceleration since 2022 reflects durable demand and expanding loan book scale. Persistent revenue growth supports internal funding for originations and product investment, helping the firm grow core interest and fee income over the next several quarters.
Profitability / Net MarginsMid-to-high teen net margins indicate structural pricing power and operational efficiency versus peers for an NBFC. Robust margins underpin sustainable earnings generation, allowing reinvestment and buffer against cyclical credit headwinds over a multi-quarter horizon.
Balance Sheet ExpansionA growing balance sheet signals the company’s ability to scale lending operations and diversify receivables. Expanded assets and equity can enable larger origination capacity, better product mix flexibility, and potential economies of scale that support durable revenue growth.
Bears Say
Cash Flow VolatilitySharp swings to negative operating and free cash flow undermine internal funding and raise reliance on external financing. Persistent cash volatility heightens liquidity and collection risks, constraining the company's ability to fund growth or absorb shocks without higher funding costs.
Elevated LeverageDebt-to-equity above 1x increases sensitivity to interest-rate rises and credit cycle tightening. Higher leverage reduces financial flexibility, raises refinancing risk, and can amplify earnings pressure during stress, limiting the company’s ability to expand prudently.
Modest Return On EquityMid-single-digit ROE suggests limited capital efficiency relative to growth, constraining shareholder returns and internal capital generation. Without meaningful ROE improvement, the firm may need higher leverage or structural changes to lift long-term investor returns, increasing risk.
Baid Finserv Limited News
BAIDFIN FAQ
What was Baid Finserv Limited’s price range in the past 12 months?
Baid Finserv Limited lowest stock price was ₹9.00 and its highest was ₹13.93 in the past 12 months.
What is Baid Finserv Limited’s market cap?
Baid Finserv Limited’s market cap is ₹1.63B.
When is Baid Finserv Limited’s upcoming earnings report date?
Baid Finserv Limited’s upcoming earnings report date is Aug 07, 2026 which is in 78 days.
How were Baid Finserv Limited’s earnings last quarter?
Baid Finserv Limited released its earnings results on May 15, 2026. The company reported ₹0.07 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.07.
Is Baid Finserv Limited overvalued?
According to Wall Street analysts Baid Finserv Limited’s price is currently Overvalued.
Does Baid Finserv Limited pay dividends?
Baid Finserv Limited pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.85%. See more information on Baid Finserv Limited dividends here
What is Baid Finserv Limited’s EPS estimate?
Baid Finserv Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Baid Finserv Limited have?
Baid Finserv Limited has 154,888,100 shares outstanding.
What happened to Baid Finserv Limited’s price movement after its last earnings report?
Baid Finserv Limited reported an EPS of ₹0.07 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.629%.
Which hedge fund is a major shareholder of Baid Finserv Limited?
Currently, no hedge funds are holding shares in IN:BAIDFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, small and medium enterprise loans, loan against property, and other asset backed loans. It also offers life, dwelling, and motor insurance products. The company was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. Baid Finserv Limited was incorporated in 1991 and is based in Jaipur, India.
Technical Analysis
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