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AYAL Stock Chart & Stats
8700.00
-1.34(-3.64%)
At close: 4:00 PM EST
8700.00
-1.34(-3.64%)
Day’s Range― - ―
52-Week Range5,066.98 - 19,029.90
Previous CloseN/A
Volume18.88K
Average Volume (3M)58.67K
Market Cap
₪3.67B
Enterprise Value3.71B
Total Cash (Recent Filing)₪812.48M
Total Debt (Recent Filing)₪688.64M
Price to Earnings (P/E)7.4
Beta1.44
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.25%
Share Statistics
EPS (TTM)17.53
Shares Outstanding28,372,177
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Profitability And Revenue GrowthRe-accelerating top-line (TTM +11%) and materially higher net margin versus 2023 reflect structurally stronger underwriting and/or investment results. Sustained margin expansion improves earnings durability, supports internal reinvestment and dividend capacity over the medium term.
Meaningful Decline In LeverageMaterial reduction in debt-to-equity over several years lowers financial risk and increases balance sheet flexibility. Improved leverage supports capacity to absorb underwriting cycles, fund strategic initiatives and reduces default/ refinancing pressure over the coming months.
High Recent Returns On EquitySustained high ROE indicates efficient capital deployment and profitable core operations. Strong ROE supports shareholder returns and signals a competitive underwriting or investment edge that can persist absent major market shocks.
Bears Say
Volatile And Weakening Cash GenerationA sharp TTM decline in operating cash flow and nearly collapsed free cash flow indicate unstable cash conversion from earnings. This undermines the firm's ability to fund growth, pay dividends or shore up reserves without external funding, raising structural liquidity risk.
Historical Earnings Volatility Including A Loss YearA prior loss year and variability in recent margins show earnings are sensitive to underwriting, reserve changes or market conditions. Persistent volatility complicates capital planning, risk management and investor confidence over medium-term horizons.
Large Asset Base Relative To Equity Amplifies DownsideOperating with a large asset base versus equity magnifies returns in good years but also magnifies losses in stress. That structural exposure can strain capital ratios and force conservative actions (capital raises, reduced distributions) when markets or underwriting deteriorate.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5066.98 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪3.67B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Aug 26, 2026 which is in 47 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on May 21, 2026. The company reported 299.2 earnings per share for the quarter, beating the consensus estimate of N/A by 299.2.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Quarterly dividend of 109.571 which represents an annual dividend yield of 6.25%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 28,372,177 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 299.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.