Home Bancshares had a strong quarter with record earnings and significant shareholder returns. The company demonstrated robust loan growth and maintained a strong capital position. However, challenges such as deposit declines, high legal expenses, and unresolved nonaccrual loans were noted.

Company Guidance -

Q3 2025

During Home Bancshares, Inc.'s second quarter 2025 earnings call, the company reported record earnings of $118.4 million, equating to $0.60 earnings per share, and a return on assets of 2.08%. This represented an increase from the previous quarter's earnings of $115.2 million and a return on assets of 2.07%. The company also highlighted a strong non-GAAP return on tangible common equity (ROTCE) of 18.26% and a GAAP ROTCE of 17.68%. Home Bancshares maintained a robust loan loss reserve at 1.86%, tier 1 capital at 15.6%, a leverage ratio of 13.4%, and total risk-based capital of 19.3%. Over the past year, the company has increased tangible common equity by $1.36, or 11.25%, and repurchased over 3 million shares worth approximately $86 million while distributing around $150 million in dividends. The company's net interest margin stood at 4.44%, with a slight increase in core margin, excluding event income, to 4.43% from the previous quarter's 4.42%. Looking forward, the company aims to achieve $450 million in income this year and targets $500 million in 2026, with plans to acquire additional assets to support this growth.

Record Earnings Achieved

Home Bancshares reported record earnings of $118.4 million or $0.60 earnings per share with a return on assets of 2.08%, slightly up from last quarter's $115.2 million and 2.07% ROA.

Strong Shareholder Returns

The company bought back over 3 million shares, equaling about $86 million worth, and paid $150 million in dividends over the past 12 months, while also growing tangible common equity by 11.25%.

Significant Loan Growth

Loan growth was strong with approximately $500 million in new commitments for the quarter, bringing the year-to-date total to over $800 million.

Solid Capital Position

Tier 1 capital ratio stood at 15.6%, leverage ratio at 13.4%, and total risk-based capital at 19.3%.

Consistent Return on Tangible Common Equity

Non-GAAP ROTCE was 18.26%, and GAAP return on tangible common equity was 17.68%.

Home Bancshares (HOMB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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HOMB Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 16, 2025	2025 (Q3)	0.59 / -	0.5	―	―	―
Jul 16, 2025	2025 (Q2)	0.57 / 0.58	0.52	11.54% (+0.06)	―
Apr 16, 2025	2025 (Q1)	0.54 / 0.56	0.49	14.29% (+0.07)	―
Jan 15, 2025	2024 (Q4)	0.52 / 0.50	0.46	8.70% (+0.04)	―
Oct 16, 2024	2024 (Q3)	0.53 / 0.50	0.47	6.38% (+0.03)	―
Jul 17, 2024	2024 (Q2)	0.49 / 0.52	0.51	1.96% (+0.01)	―
Apr 18, 2024	2024 (Q1)	0.46 / 0.49	0.54	-9.26% (-0.05)	―
Jan 18, 2024	2023 (Q4)	0.46 / 0.46	0.53	-13.21% (-0.07)	―
Oct 19, 2023	2023 (Q3)	0.48 / 0.47	0.54	-12.96% (-0.07)	―
Jul 20, 2023	2023 (Q2)	0.51 / 0.51	0.47	8.51% (+0.04)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HOMB Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 16, 2025	$28.52	$29.13	+2.14%
Apr 16, 2025	$25.80	$26.28	+1.86%
Jan 15, 2025	$28.73	$29.06	+1.15%
Oct 16, 2024	$26.92	$26.46	-1.71%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Home Bancshares (HOMB) report earnings?

Home Bancshares (HOMB) is schdueled to report earning on Oct 16, 2025, Before Open (Confirmed).

What is Home Bancshares (HOMB) earnings time?

Home Bancshares (HOMB) earnings time is at Oct 16, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HOMB EPS forecast?

HOMB EPS forecast for the fiscal quarter 2025 (Q3) is 0.59.

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