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Home Bancshares (HOMB)
NYSE:HOMB
Earnings Data
Report Date
Apr 16, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.54Last Year’s EPS
0.49Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 16, 2025
|% Change Since: 4.81%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements, including record earnings, strong loan and deposit growth, and improved asset quality. However, these were tempered by challenges such as the expenses related to the Texas lawsuit and the uncertain economic environment. Despite some declines in specific loan portfolios, the overall performance was very strong.Company Guidance
In the Home BancShares, Inc. First Quarter 2025 Earnings Call, the company reported strong financial performance, achieving several record metrics despite economic uncertainties. The bank's earnings were a significant highlight, with a record $115.2 million, translating to $0.58 per share. Core earnings stood at $111.9 million or $0.56 per share. Revenue reached $260.1 million, surpassing the previous quarter by $700,000 and the same quarter last year by $13.1 million. The net interest margin improved to 4.44% from 4.39% in the previous quarter. Net loan growth was robust at $187.6 million, with total loans reaching a record $14.950 billion. Deposits increased by over $395 million, totaling $17.5 billion, resulting in a loan-to-deposit ratio of 85.24%. Asset quality metrics also improved, with nonperforming loans decreasing to 0.60% and reserves covering 312% of nonperforming loans. Capital ratios were strong, with CET1 at 15.4%, leverage at 13.3%, and total risk-based capital at 19.1%. The tangible book value increased to $13.15, and the return on tangible common equity was 18.39%. The company also repurchased around 1 million shares during the quarter and hinted at potential further buybacks and M&A activities, contingent on finding suitable opportunities.Record Quarterly Earnings
Home BancShares reported a record $115.2 million in earnings, translating to $0.58 per share, marking a significant breakout from previous quarters.
Strong Loan and Deposit Growth
The company achieved net loan growth of $187.6 million and increased deposits by over $395 million, bringing total deposits to $17.5 billion.
Improved Asset Quality
Nonperforming loans improved to 0.60% from 0.67%, while nonperforming assets improved to 0.56% from 0.63%. Reserve coverage increased to 312%.
High Capital Ratios
The company reported strong capital ratios with CET1 at 15.4%, leverage at 13.3%, and total risk-based capital at 19.1%.
Expansion in Net Interest Margin
The net interest margin improved to 4.44%, up from 4.39% in the previous quarter and 4.13% in the same quarter last year.
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HOMB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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HOMB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 16, 2025 | $25.98 | $26.46 | +1.85% |
| Jan 15, 2025 | $28.93 | $29.26 | +1.14% |
| Oct 16, 2024 | $27.11 | $26.64 | -1.73% |
| Jul 17, 2024 | $26.27 | $26.14 | -0.49% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Home Bancshares (HOMB) report earnings?
Home Bancshares (HOMB) is schdueled to report earning on Apr 16, 2025, TBA Not Confirmed.
What is Home Bancshares (HOMB) earnings time?
Home Bancshares (HOMB) earnings time is at Apr 16, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HOMB EPS forecast?
HOMB EPS forecast for the fiscal quarter 2025 (Q1) is 0.54.
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