tiprankstipranks
Harbin Bank Co., Ltd. Class H (HK:6138)
:6138
Want to see HK:6138 full AI Analyst Report?

Harbin Bank Co., Ltd. Class H (6138) Price & Analysis

2 Followers

6138 Stock Chart & Stats

HK$0.36
>-HK$0.01(-1.47%)
At close: 4:00 PM EST
HK$0.36
>-HK$0.01(-1.47%)

Bulls Say, Bears Say

Bulls Say
2025 Revenue SurgeA large revenue step-up in 2025 signals the bank captured substantial new business or rebalanced assets, increasing scale. Sustained higher revenue provides a platform for cross-selling, economies of scale, and investments in distribution or digital capability that can support durable growth over months.
Positive Free Cash Flow In 2025Positive FCF indicates the franchise can convert earnings into cash, supporting funding for loans, capital buffers, or shareholder returns without immediate capital raises. Even if volatile historically, solid FCF in 2025 improves resilience to short‑term shocks and underpins medium-term strategy execution.
Sizable Equity BufferA sizable equity base gives loss-absorbing capacity and regulatory cushion that supports ongoing lending and growth. Over several months this capital base enables strategic initiatives and provides flexibility to manage risk, even as funding mix shifts require closer monitoring.
Bears Say
Sharp Leverage IncreaseA dramatic jump in leverage materially raises balance-sheet risk and interest‑rate exposure. Higher debt levels reduce financial flexibility, heighten refinancing and funding-cost vulnerability, and may pressure regulatory capital ratios, constraining growth and raising long‑term financing costs.
Margin CompressionDeclining net and operating margins despite revenue gains suggest revenue quality or funding-cost shifts are eroding profitability. Persistently lower margins limit ROE and internal reinvestment capacity, making it harder to build sustainable shareholder returns or absorb future credit losses.
Volatile Cash FlowsHigh cash‑flow volatility undermines planning and increases dependence on external funding during downturns. With leverage elevated, erratic OCF and swings in FCF reduce predictability for capital allocation, provisioning and dividend policies, raising structural funding and execution risk.

Harbin Bank Co., Ltd. Class H News

6138 FAQ

What was Harbin Bank Co., Ltd. Class H’s price range in the past 12 months?
Harbin Bank Co., Ltd. Class H lowest stock price was HK$0.28 and its highest was HK$0.51 in the past 12 months.
    What is Harbin Bank Co., Ltd. Class H’s market cap?
    Harbin Bank Co., Ltd. Class H’s market cap is HK$4.01B.
      When is Harbin Bank Co., Ltd. Class H’s upcoming earnings report date?
      Harbin Bank Co., Ltd. Class H’s upcoming earnings report date is Aug 31, 2026 which is in 123 days.
        How were Harbin Bank Co., Ltd. Class H’s earnings last quarter?
        Harbin Bank Co., Ltd. Class H released its earnings results on Mar 27, 2026. The company reported HK$0.005 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.005.
          Is Harbin Bank Co., Ltd. Class H overvalued?
          According to Wall Street analysts Harbin Bank Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Harbin Bank Co., Ltd. Class H pay dividends?
            Harbin Bank Co., Ltd. Class H pays a Annually dividend of HK$0.109 which represents an annual dividend yield of N/A. See more information on Harbin Bank Co., Ltd. Class H dividends here
              What is Harbin Bank Co., Ltd. Class H’s EPS estimate?
              Harbin Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Harbin Bank Co., Ltd. Class H have?
              Harbin Bank Co., Ltd. Class H has 3,023,569,800 shares outstanding.
                What happened to Harbin Bank Co., Ltd. Class H’s price movement after its last earnings report?
                Harbin Bank Co., Ltd. Class H reported an EPS of HK$0.005 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.471%.
                  Which hedge fund is a major shareholder of Harbin Bank Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:6138
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Harbin Bank Co., Ltd. Class H

                    Harbin Bank Co., Ltd. provides various commercial banking products and services primarily in Mainland China. It operates through four segments: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The company offers demand and time deposit products, personal loans, collateral loans, corporate loans, and agricultural loans, as well as bank card and credit card products. It also provides settlement and clearing services, as well as other products and services relating to trading business; personal wealth management services; and money market placement, investment and repurchasing, and foreign exchange transaction services. In addition, the company offers online, mobile, and telephone banking services; insurance products; and project financing, financial management and consulting, underwriting and issuing of securities, and asset custody services. As of December 31, 2021, it operated through 311 branch outlets, including 17 branches, 292 sub-branches, 1 branch-level financial service center for small enterprises, and 1 headquarters business department. The company was formerly known as Harbin City Commercial Bank Co., Ltd. and changed its name to Harbin Bank Co., Ltd. in November 2007. Harbin Bank Co., Ltd. was incorporated in 1997 and is headquartered in Harbin, the People's Republic of China.

                    Harbin Bank Co., Ltd. Class H (6138) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Jiangxi Bank Co., Ltd. Class H
                    Luzhou Bank Co., Ltd. Class H
                    Bank of Gansu Co., Ltd. Class H
                    Jinshang Bank Co., Ltd. Class H

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks