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Jiangxi Bank Co., Ltd. Class H (HK:1916)
:1916
Hong Kong Market

Jiangxi Bank Co., Ltd. Class H (1916) Price & Analysis

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1916 Stock Chart & Stats

HK$0.67
HK$0.01(1.43%)
At close: 4:00 PM EST
HK$0.67
HK$0.01(1.43%)

Bulls Say, Bears Say

Bulls Say
Diversified Revenue MixJiangxi Bank's business model spans net interest income, fee/commission income, trading and other operating income. This multi-channel revenue base supports resilience through cycles, letting the bank offset pressure in one area with others and preserve core earnings over the medium term.
Improving Cash GenerationA shift from multi-year negative operating cash flow to strong positive cash generation in 2025 materially improves the bank's ability to fund lending, meet liquidity needs and support capital actions without immediate external financing, strengthening medium-term financial flexibility.
Established Regional FranchiseAs a Jiangxi-based commercial bank with a branch network serving retail, SME and corporate clients, Jiangxi Bank benefits from a sticky deposit base, local relationship lending and cross-sell opportunities. These structural advantages support stable funding and durable customer revenues.
Bears Say
Margin CompressionA sharp drop in net margin to around 5% from ~25% indicates profitability deterioration that weakens internal capital generation and returns. If margins remain compressed, the bank will need higher volumes or riskier lending to restore profits, increasing structural earnings risk.
Marked Increase In LeverageLeverage stepping up sharply to ~3.7x reduces balance-sheet resilience and regulatory/headroom flexibility. Higher debt levels elevate sensitivity to funding cost rises and credit shocks, constrain strategic options and increase the importance of steady earnings to meet obligations over the medium term.
Inconsistent Earnings & Cash FlowMulti-year volatility in revenue and operating cash flow (deep negatives through 2024, then a 2025 swing) undermines predictability of earnings and capital planning. Persistent inconsistency makes it harder to rely on internal cash for growth, dividends or shock absorption long-term.

Jiangxi Bank Co., Ltd. Class H News

1916 FAQ

What was Jiangxi Bank Co., Ltd. Class H’s price range in the past 12 months?
Jiangxi Bank Co., Ltd. Class H lowest stock price was HK$0.64 and its highest was HK$0.92 in the past 12 months.
    What is Jiangxi Bank Co., Ltd. Class H’s market cap?
    Jiangxi Bank Co., Ltd. Class H’s market cap is HK$4.10B.
      When is Jiangxi Bank Co., Ltd. Class H’s upcoming earnings report date?
      Jiangxi Bank Co., Ltd. Class H’s upcoming earnings report date is Aug 21, 2026 which is in 136 days.
        How were Jiangxi Bank Co., Ltd. Class H’s earnings last quarter?
        Jiangxi Bank Co., Ltd. Class H released its earnings results on Mar 27, 2026. The company reported HK$0.008 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.008.
          Is Jiangxi Bank Co., Ltd. Class H overvalued?
          According to Wall Street analysts Jiangxi Bank Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Jiangxi Bank Co., Ltd. Class H pay dividends?
            Jiangxi Bank Co., Ltd. Class H pays a Annually dividend of HK$0.042 which represents an annual dividend yield of 6.21%. See more information on Jiangxi Bank Co., Ltd. Class H dividends here
              What is Jiangxi Bank Co., Ltd. Class H’s EPS estimate?
              Jiangxi Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Jiangxi Bank Co., Ltd. Class H have?
              Jiangxi Bank Co., Ltd. Class H has 1,345,500,000 shares outstanding.
                What happened to Jiangxi Bank Co., Ltd. Class H’s price movement after its last earnings report?
                Jiangxi Bank Co., Ltd. Class H reported an EPS of HK$0.008 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Jiangxi Bank Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:1916
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Jiangxi Bank Co., Ltd. Class H Stock Smart Score

                    4
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    0.57%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.08%
                    Trailing 12-Months
                    Asset Growth
                    4.81%
                    Trailing 12-Months

                    Company Description

                    Jiangxi Bank Co., Ltd. Class H

                    Jiangxi Bank Co., Ltd. provides corporate and retail banking services in the People's Republic of China. The company operates through Corporate Banking, Retail Banking and Credit card, and Financial Markets Business segments. The Corporate Banking segment offers deposits, corporate loans and advances, trade financing, agency services, consulting and advisory services, remittance, and settlement services, and guarantee services to corporations, government agencies, and financial institutions. The Retail banking and Credit Card segment provides deposits, personal loans, bank cards, personal wealth management services, and remittance services to retail customers. The Financial Markets Business segment engages in the inter-bank money market transactions; repurchases transactions and investments; debt securities trading; and issuance of debts. It also offers financial leasing, foreign exchange, bill acceptance, discounting, and safe-box services; issues financial bonds; issues, trades in, settles, and underwrites government bonds; interbank placement; acts as an agent for inward and outward payments, and insurance agent; and loans based on local government fund. The company was formerly known as Bank of Nanchang Co., Ltd. and changed its name to Jiangxi Bank Co., Ltd. in December 2015. Jiangxi Bank Co., Ltd. was founded in 1997 and is headquartered in Nanchang, the People's Republic of China.

                    Jiangxi Bank Co., Ltd. Class H (1916) Earnings & Revenues

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