51 Credit Card Inc. (HK:2051)
:2051
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2051 Stock Chart & Stats
HK$0.52
>-HK$0.01(-1.60%)
At close: 4:00 PM EST
HK$0.52
>-HK$0.01(-1.60%)
Day’s Range― - ―
52-Week RangeHK$0.31 - HK$0.87
Previous CloseN/A
Volume45.00K
Average Volume (3M)3.55M
Market Cap
HK$798.69M
Enterprise ValueHK$548.03M
Total Cash (Recent Filing)HK$214.18M
Total Debt (Recent Filing)HK$16.02M
Price to Earnings (P/E)―
Beta0.95
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume2,347,100
30 Day Avg. Volume3,554,366
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative, Improving Balance SheetVery low and falling leverage gives the company durable financial flexibility. With minimal debt burden the firm has more runway to absorb operating losses, pursue restructuring or strategic investments, and delay costly refinancing while execution issues are addressed.
Strong Revenue Rebound In 2025A meaningful top-line recovery indicates the underlying business can regain demand and scale. If revenue growth persists, it increases the potential to spread fixed costs, improve operating leverage and support a sustainable recovery in margins over the medium term.
History Of Positive Free Cash FlowPrior periods of positive free cash flow show the business model can generate cash when execution and margins improve. That historical cash generation, combined with low leverage, suggests the company can return to self-funding operations rather than relying solely on external capital.
Bears Say
Thin And Persistently Low Gross MarginsVery low gross margins limit the company’s ability to absorb operating costs and scale profitably. With such narrow unit economics, revenue growth must be sustained and large to materially improve profitability, raising execution risk for durable margin recovery.
Return To Negative Operating And Free Cash FlowA shift back into substantial cash burn undermines financial resilience. Persistent negative operating and free cash flow increase funding needs, can force dilutive financing or cutbacks, and constrains investment in product, marketing, and customer acquisition long-term.
Negative Returns On Equity And Eroding Equity BaseNegative ROE and declining equity indicate the company is destroying shareholder capital. A shrinking equity buffer reduces ability to absorb future losses, weakens creditworthiness, and limits strategic options, raising long-term solvency and shareholder-value risks.
51 Credit Card Inc. News
2051 FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was HK$0.31 and its highest was HK$0.87 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is HK$798.69M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 74 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.07 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.07.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -HK$0.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in HK:2051
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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