The earnings call presented a mix of strong financial growth and strategic expansions, notably in embedded finance, alongside challenges in certain segments like Rapid Employer Services and money processing. While new partnerships and product launches are driving positive momentum, some areas are experiencing slower growth or declines.

Company Guidance

During the second quarter of 2025, Green Dot Corporation reported a robust financial performance, exceeding expectations with a 24% increase in adjusted revenue and a 34% rise in adjusted EBITDA. Non-GAAP earnings per share climbed 60% year-over-year to $0.40. The company attributed its growth primarily to its B2B segment and higher interest income, supported by expense management efforts. Green Dot's embedded finance platform, ARC, experienced continued momentum, with significant partnerships such as Samsung's tap to Transfer feature and Credit Sesame's Sesame Cash. The company also focused on optimizing its balance sheet for improved profitability, aiming for deposit growth to generate higher returns. In terms of future outlook, Green Dot maintained its guidance for non-GAAP revenue between $2 billion to $2.1 billion while raising its adjusted EBITDA forecast to $160 million-$170 million and non-GAAP EPS to $1.28-$1.42.

Strong Revenue and EBITDA Growth

Adjusted revenue was up 24% and adjusted EBITDA increased by 34% year-over-year, both ahead of plan.

Successful Product Launches

Launched Samsung's Tap to Transfer feature, generating impressive engagement, and signed new partners like Credit Sesame.

Balance Sheet Optimization

Repositioned a portion of the balance sheet to improve yields and overall profitability, planning further improvements.

Expansion in Embedded Finance

Launched new BaaS partnerships, including Crypto.com, and expecting to launch 7 new partners in 2025.

Improved Profitability in Tax Business

Tax processing business exceeded expectations with a 10% increase in profits from the previous year.

Green Dot (GDOT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

GDOT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	-0.09 / -	0.13	―	―	―
Aug 11, 2025	2025 (Q2)	0.18 / 0.40	0.25	60.00% (+0.15)
May 08, 2025	2025 (Q1)	0.70 / 1.06	0.59	79.66% (+0.47)
Feb 27, 2025	2024 (Q4)	0.35 / 0.40	0.14	185.71% (+0.26)
Nov 07, 2024	2024 (Q3)	0.17 / 0.13	0.14	-7.14% (-0.01)
Aug 08, 2024	2024 (Q2)	0.23 / 0.25	0.37	-32.43% (-0.12)
May 09, 2024	2024 (Q1)	0.70 / 0.59	0.99	-40.40% (-0.40)
Feb 27, 2024	2023 (Q4)	0.17 / 0.14	0.34	-58.82% (-0.20)
Nov 09, 2023	2023 (Q3)	0.19 / 0.14	0.44	-68.18% (-0.30)
Aug 03, 2023	2023 (Q2)	0.37 / 0.37	0.74	-50.00% (-0.37)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

GDOT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 11, 2025	$9.93	$13.43	+35.25%
May 08, 2025	$8.70	$10.94	+25.75%
Feb 27, 2025	$8.17	$7.65	-6.36%
Nov 07, 2024	$13.10	$10.90	-16.79%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Green Dot (GDOT) report earnings?

Green Dot (GDOT) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Green Dot (GDOT) earnings time?

Green Dot (GDOT) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is GDOT EPS forecast?

GDOT EPS forecast for the fiscal quarter 2025 (Q3) is -0.09.

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