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S&U plc (GB:SUS)
LSE:SUS
SUS Stock Chart & Stats
1970.00p
-25.00p(-1.73%)
At close: 4:00 PM EST
1970.00p
-25.00p(-1.73%)
Day’s Range― - ―
52-Week Range1,275.00p - 2,458.50p
Previous CloseN/A
Volume3.83K
Average Volume (3M)15.59K
Market Cap
£281.90M
Enterprise Value462.34M
Total Cash (Recent Filing)£3.51M
Total Debt (Recent Filing)£183.95M
Price to Earnings (P/E)14.3
Beta0.75
Next Earnings
Apr 21, 2026EPS Estimate
1.02Next Dividend Ex-DateN/A
Dividend Yield5.33%
Share Statistics
EPS (TTM)0.95
Shares Outstanding12,150,760
10 Day Avg. Volume29,155
30 Day Avg. Volume15,591
Financial Highlights & Ratios
PEG Ratio-0.38
Price to Book (P/B)0.85
Price to Sales (P/S)2.07
P/FCF Ratio3.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£2,350.00Price Target Upside19.29% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Debt Elimination / Stronger Balance SheetEliminating debt in 2025 materially lowers financial risk and interest burden, increasing funding optionality. This durable balance-sheet repair gives the group flexibility to fund loan originations, maintain dividends and absorb credit losses without immediate external financing.
Revenue And Cash-flow RecoveryA sharp 2025 revenue rebound and cash-flow swing improves earnings-to-cash conversion and provides internal funding for growth. Over the medium term, stronger cash generation supports loan-book expansion, provisioning and reduces reliance on wholesale funding for core lending activities.
Specialist Secured Lending ModelFocus on motor hire-purchase and short-term asset-backed bridging loans creates durable structural advantages: secured collateral, fee-plus-interest revenue, and underwriting expertise. This niche mix tends to protect recoveries and supports repeat origination and higher margin resilience versus unsecured peers.
Bears Say
Volatile Cash GenerationMulti-year swings in operating and free cash flow reduce predictability of internally available capital. Such volatility complicates capital allocation, increases the risk of forced curtailment of originations or dividends if cash reverses, and raises reliance on external funding in stressed periods.
Earnings Quality / Profit-line InconsistencyApparent inconsistencies in operating profit/margin weaken confidence in reported margins and quality of earnings. This makes forecasting credit costs and sustainable profitability harder, and may indicate timing or one-off items that reduce visibility into true operating performance.
Regulatory ComplexityA structurally complex regulatory environment raises compliance costs and can constrain product design, pricing or capital requirements across motor and bridging lending. Persistent regulatory uncertainty can limit growth, increase ongoing operating expense and require higher liquidity buffers.
S&U plc News
SUS FAQ
What was S&U plc’s price range in the past 12 months?
S&U plc lowest share price was 1275.00p and its highest was 2458.50p in the past 12 months.
What is S&U plc’s market cap?
S&U plc’s market cap is £281.90M.
When is S&U plc’s upcoming earnings report date?
S&U plc’s upcoming earnings report date is Apr 21, 2026 which is in 55 days.
How were S&U plc’s earnings last quarter?
S&U plc released its earnings results on Oct 09, 2025. The company reported 0.955p earnings per share for the quarter, beating the consensus estimate of 0.917p by 0.038p.
Is S&U plc overvalued?
According to Wall Street analysts S&U plc’s price is currently Undervalued.
Does S&U plc pay dividends?
S&U plc pays a Quarterly dividend of 35p which represents an annual dividend yield of 5.33%. See more information on S&U plc dividends here
What is S&U plc’s EPS estimate?
S&U plc’s EPS estimate is 1.02.
How many shares outstanding does S&U plc have?
S&U plc has 12,150,760 shares outstanding.
What happened to S&U plc’s price movement after its last earnings report?
S&U plc reported an EPS of 0.955p in its last earnings report, beating expectations of 0.917p. Following the earnings report the stock price went up 1.754%.
Which hedge fund is a major shareholder of S&U plc?
Currently, no hedge funds are holding shares in GB:SUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
S&U plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.59%
12-Months-Change
Fundamentals
Return on Equity
8.41%
Trailing 12-Months
Asset Growth
-9.37%
Trailing 12-Months
Company Description
S&U plc
S&U plc provides motor, property bridging, and specialist finance in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.
SUS Stock 12 Month Forecast
Average Price Target
2,350.00p
▲(19.29% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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