S&U plc (SUS) Price & Analysis

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SUS Stock Chart & Stats

1970.00p

-25.00p(-1.73%)

At close: Jan 08 4:00 PM EST

1970.00p

-25.00p(-1.73%)

Day’s Range― - ―

52-Week Range1,275.00p - 2,420.00p

Previous CloseN/A

Volume3.83K

Average Volume (3M)15.59K

Market Cap

£283.11M

Enterprise Value469.63M

Total Cash (Recent Filing)£3.51M

Total Debt (Recent Filing)£183.95M

Price to Earnings (P/E)14.2

Beta0.78

Next Earnings

Mar 31, 2026

EPS Estimate

1.02

Next Dividend Ex-DateN/A

Dividend Yield5.33%

Share Statistics

EPS (TTM)0.95

Shares Outstanding12,150,760

10 Day Avg. Volume29,155

30 Day Avg. Volume15,591

Financial Highlights & Ratios

PEG Ratio-0.38

Price to Book (P/B)0.85

Price to Sales (P/S)2.07

P/FCF Ratio3.14

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Balance Sheet StrengthEliminating all debt in 2025 materially improves financial flexibility and reduces refinancing and interest rate risk. That stronger balance sheet supports longer-term lending capacity, dividend resilience and the ability to absorb credit shocks without relying on wholesale funding.

Niche, Asset-backed Business ModelS&U's focus on motor hire-purchase and short-term secured bridging creates durable, asset-backed revenue streams. Collateralised lending limits loss severity, underwriting expertise is a competitive advantage, and diversification across two niches reduces single-market concentration risk.

2025 Revenue And Cash RecoveryA sharp revenue rebound and cash flow swing in 2025 indicates improved origination and collections and better earnings-to-cash conversion. If sustained, this strengthens internal funding for growth, dividends and provisions, reducing reliance on external finance over the medium term.

Bears Say

Volatile Cash GenerationMulti-year swings in operating and free cash flow undermine predictability of capital allocation. Persistent volatility makes it harder to plan lending growth, dividends or provisioning, and increases the risk of funding shortfalls during downturns unless cash conversion stabilises.

Inconsistent Operating ProfitabilityApparent inconsistencies between operating profit and margins raise questions about earnings quality and the sustainability of reported profits. This undermines confidence in margin trends, suggesting results may be affected by non-recurring items or accounting mixes rather than durable operating leverage.

Regulatory Complexity RiskOngoing regulatory complexity in consumer finance increases compliance costs and can constrain product, pricing and growth strategies. Over a multi-month horizon this raises execution risk, reduces return on capital and can limit the firm’s ability to scale lending without higher overheads.

S&U plc News

S&U plc Reports Strong Financial Turnaround and Growth Prospects

S&U plc ( ($GB:SUS) ) has provided an update. S&U plc has reported a significant turnaround in its...

2M ago

S&U PLC Shows Strong Recovery in Interim Results Amid Complex Regulatory Landscape

S&U plc ( ($GB:SUS) ) has issued an announcement. S&U PLC reported its interim results for the period...

4M ago

S&U plc Schedules Investor Presentation Post-Interim Results

S&U plc ( ($GB:SUS) ) has provided an announcement. S&U plc has announced an investor presentation scheduled for...

4M ago

S&U plc Reports Positive Trading Update Amid Market Stability

S&U plc ( ($GB:SUS) ) just unveiled an update. S&U plc has reported a positive trading update, indicating...

6M ago

S & U PLC Applauds Supreme Court Ruling on Motor Finance Commissions

S&U plc ( ($GB:SUS) ) just unveiled an update. S & U PLC welcomes the Supreme Court’s recent...

6M ago

S&U PLC Transfers Shares to Trust

S&U plc ( ($GB:SUS) ) has shared an update. S&U PLC announced the transfer of 200,000 ordinary shares...

7M ago

S&U plc Reports Strong Performance and Optimistic Outlook

An update from S&U plc ( ($GB:SUS) ) is now available. S&U plc has reported strong performance in...

8M ago

S&U plc Publishes 2025 Annual Report and AGM Notice

S&U plc ( ($GB:SUS) ) has issued an update. S&U plc has released its 2025 Annual Report and...

9M ago

S&U plc (SUS) Unveils Dividend Details for Q3: Mark Your Calendar!

S&U plc (LSE: SUS) has declared, under its dividend policy, a yearly cash dividend in the amount of...

10M ago

S&U plc Reports 2025 Results Amidst Regulatory Challenges and Aspen’s Record Performance

S&U plc ( ($GB:SUS) ) has provided an announcement. S&U plc reported its preliminary results for the year...

10M ago

SUS FAQ

What was S&U plc’s price range in the past 12 months?

S&U plc lowest share price was 1275.00p and its highest was 2420.00p in the past 12 months.

What is S&U plc’s market cap?

S&U plc’s market cap is £283.11M.

When is S&U plc’s upcoming earnings report date?

S&U plc’s upcoming earnings report date is Mar 31, 2026 which is in 54 days.

How were S&U plc’s earnings last quarter?

S&U plc released its earnings results on Oct 09, 2025. The company reported 0.955p earnings per share for the quarter, beating the consensus estimate of 0.917p by 0.038p.

Is S&U plc overvalued?

According to Wall Street analysts S&U plc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does S&U plc pay dividends?

S&U plc pays a Quarterly dividend of 35p which represents an annual dividend yield of 5.33%. See more information on S&U plc dividends here

What is S&U plc’s EPS estimate?

S&U plc’s EPS estimate is 1.02.

How many shares outstanding does S&U plc have?

S&U plc has 12,150,760 shares outstanding.

What happened to S&U plc’s price movement after its last earnings report?

S&U plc reported an EPS of 0.955p in its last earnings report, beating expectations of 0.917p. Following the earnings report the stock price went up 1.754%.

Which hedge fund is a major shareholder of S&U plc?

Currently, no hedge funds are holding shares in GB:SUS

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

S&U plc Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

8.41%

Trailing 12-Months

Asset Growth

-9.37%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

S&U plc

S&U plc provides motor, property bridging, and specialist finance in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.