Education
About Us
Working with TipRanks
Follow Us
PCI-PAL PLC (GB:PCIP)
LSE:PCIP
PCIP Stock Chart & Stats
52.00 p
-0.54 p(-0.78%)
At close: 4:00 PM EST
52.00 p
-0.54 p(-0.78%)
Day’s Range― - ―
52-Week Range42.25 p - 60.00 p
Previous CloseN/A
Volume11.71K
Average Volume (3M)83.16K
Market Cap
£39.85M
Enterprise Value37.23M
Total Cash (Recent Filing)£2.61M
Total Debt (Recent Filing)£0.00
Price to Earnings (P/E)―
Beta-0.06
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.01
Shares Outstanding72,452,590
10 Day Avg. Volume44,156
30 Day Avg. Volume83,162
Financial Highlights & Ratios
PEG Ratio-8.38
Price to Book (P/B)-30.42
Price to Sales (P/S)1.58
P/FCF Ratio32.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£115.00Price Target Upside121.15% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthRevenue growth near the mid-teens indicates sustained customer demand for PCI PAL's payment security offerings. Over 2-6 months this supports recurring revenue scale, enables continued investment in product and compliance integrations, and strengthens negotiating leverage with larger enterprise clients.
Very High Gross MarginAn 89% gross profit margin reflects a highly scalable, low variable-cost SaaS/security model. This margin provides a durable buffer to fund R&D, compliance and sales expansion, helping the company maintain pricing power and reinvest to defend and extend competitive advantages over time.
Positive Operating Cash FlowPositive operating cash flow shows core operations generate cash, supporting liquidity and reducing near-term reliance on external funding. Sustained operational cash generation enables reinvestment in growth initiatives, working capital management and provides flexibility to address balance-sheet weaknesses.
Bears Say
Negative Shareholders' EquityNegative shareholders' equity signals accumulated deficits and a weakened capital base. Over months this undermines borrowing capacity, raises refinancing and covenant risk, and can limit the firm's ability to invest or pursue larger enterprise deals without corrective capital actions or earnings recovery.
Falling Free Cash FlowA 41% drop in free cash flow reduces cash available after investments, increasing dependence on external financing for growth. Persistently declining FCF can constrain product and sales investment, magnify liquidity risk in stressed markets, and force dilutive or costly capital raises.
Weak Operating ProfitabilityVery low net margin and negative EBIT/EBITDA show difficulty converting strong gross margins into operating profits. Structural cost or scaling inefficiencies must be addressed to reach sustained profitability; otherwise margins may remain a persistent weakness despite revenue growth.
PCI PAL News
PCIP FAQ
What was PCI-PAL PLC’s price range in the past 12 months?
PCI-PAL PLC lowest share price was 42.25 p and its highest was 60.00 p in the past 12 months.
What is PCI-PAL PLC’s market cap?
PCI-PAL PLC’s market cap is £39.85M.
When is PCI-PAL PLC’s upcoming earnings report date?
PCI-PAL PLC’s upcoming earnings report date is Sep 08, 2026 which is in 179 days.
How were PCI-PAL PLC’s earnings last quarter?
PCI-PAL PLC released its earnings results on Mar 03, 2026. The company reported -0.011 p earnings per share for the quarter, missing the consensus estimate of -0.009 p by -0.002 p.
Is PCI-PAL PLC overvalued?
According to Wall Street analysts PCI-PAL PLC’s price is currently Undervalued.
Does PCI-PAL PLC pay dividends?
PCI-PAL PLC pays a Annually dividend of 3.16 p which represents an annual dividend yield of N/A. See more information on PCI-PAL PLC dividends here
What is PCI-PAL PLC’s EPS estimate?
PCI-PAL PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PCI-PAL PLC have?
PCI-PAL PLC has 72,452,590 shares outstanding.
What happened to PCI-PAL PLC’s price movement after its last earnings report?
PCI-PAL PLC reported an EPS of -0.011 p in its last earnings report, missing expectations of -0.009 p. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of PCI-PAL PLC?
Currently, no hedge funds are holding shares in GB:PCIP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PCI PAL Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.04%
12-Months-Change
Fundamentals
Return on Equity
31.19%
Trailing 12-Months
Asset Growth
5.61%
Trailing 12-Months
Company Description
PCI-PAL PLC
PCI-PAL PLC, through its subsidiaries, provides payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, European Union, North America, the Asia Pacific, and the Middle East. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution to enhance contact center customer experience. The company also provides IVR payments solution that empowers customers to make payments 24/7; Rapid Remote, a PCI compliant business continuity payment service; and PCI Pal Digital, an omnichannel secure payment solution. It serves clients in utilities, leisure, financial services, retail, logistics, and public sectors, as well as business process outsourcers and not for profit organizations. The company was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is headquartered in Ipswich, the United Kingdom.
PCIP Stock 12 Month Forecast
Average Price Target
115.00 p
▲(121.15% Upside)
Technical Analysis
Options Prices
Currently, No data available
---