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COFA Stock Chart & Stats
€15.83
€0.00(0.00%)
At close: 4:00 PM EST
€15.83
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€14.02 - €16.99
Previous CloseN/A
Volume21.02K
Average Volume (3M)169.90K
Market Cap
€2.39B
Enterprise Value€4.72K
Total Cash (Recent Filing)€472.82M
Total Debt (Recent Filing)€2.49B
Price to Earnings (P/E)11.3
Beta0.66
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield9.02%
Share Statistics
EPS (TTM)1.43
Shares Outstanding150,179,800
10 Day Avg. Volume179,066
30 Day Avg. Volume169,903
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)1.06
Price to Sales (P/S)1.23
P/FCF Ratio14.58
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€17.00Price Target Upside7.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.53
Revenue Forecast (FY)€1.49B
Bulls Say, Bears Say
Bulls Say
Diversified Revenue ModelCoface’s core earnings derive from recurring trade-credit premiums, supplemented by investment returns and fee income from credit data and collection services. This multi-source model smooths cyclicality, supports steady cash conversion and cross-sell opportunities, and underpins durable revenue resilience.
Strong Recent Revenue GrowthA +45% TTM revenue increase (and 15% in 2025) indicates expanding policy volumes, pricing or product uptake. Sustained top-line expansion improves underwriting scale, enhances fixed-cost absorption for information services, and creates capacity to invest in analytics and customer retention over the coming quarters.
Healthy Cash ConversionPositive FCF (~€138m) and ~78% conversion rate show effective cash realization from underwriting and operations. This cash-generative profile supports sustained dividend programs, reinvestment in data services, and gradual de-levering, improving financial optionality through economic cycles.
Bears Say
Meaningful LeverageDebt slightly above equity (D/E ~1.10) constrains capital flexibility; higher leverage magnifies earnings volatility in underwriting or claims shocks and limits the company’s headroom to absorb adverse loss reserves or to accelerate investments without increasing financing costs.
Margin CompressionFalling net and EBIT margins versus prior years suggest either tougher underwriting outcomes, less favorable risk mix, or rising operating costs. Sustained margin pressure erodes underwriting returns and ROE, forcing either higher pricing or cost cuts to maintain profitable capital deployment over the medium term.
Weakening Cash Generation TrendA ~15% decline in TTM FCF and sharply lower operating cash flow reduce the firm’s buffer for dividends, buybacks and debt reduction. If sustained, weaker cash generation could pressure liquidity management and force trade-offs between shareholder returns and balance-sheet repair.
COFA FAQ
What was Coface SA’s price range in the past 12 months?
Coface SA lowest stock price was €14.02 and its highest was €16.99 in the past 12 months.
What is Coface SA’s market cap?
Coface SA’s market cap is €2.39B.
When is Coface SA’s upcoming earnings report date?
Coface SA’s upcoming earnings report date is Jul 30, 2026 which is in 12 days.
How were Coface SA’s earnings last quarter?
Coface SA released its earnings results on May 12, 2026. The company reported €0.359 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Coface SA overvalued?
According to Wall Street analysts Coface SA’s price is currently Undervalued.
Does Coface SA pay dividends?
Coface SA pays a Annually dividend of €1.25 which represents an annual dividend yield of 9.02%. See more information on Coface SA dividends here
What is Coface SA’s EPS estimate?
Coface SA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Coface SA have?
Coface SA has 150,179,800 shares outstanding.
What happened to Coface SA’s price movement after its last earnings report?
Coface SA reported an EPS of €0.359 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.57%.
Which hedge fund is a major shareholder of Coface SA?
Currently, no hedge funds are holding shares in FR:COFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Coface SA
COFACE SA, through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. It offers insurance products, including TradeLiner; EasyLiner, a range of contracts for small and medium enterprises; GlobaLiner, that offers multinationals services, and management and oversight tools; CofaNet, a central internet portal that enables policyholders to manage their contracts; Coface Dashboard, a tool providing client risk analyses and reports; CofaMove, a mobile app that includes the key features of CofaNet; CofaServe, an API offer; and AlyX, a credit risk management software, as well as Single Risk medium-term insurance for commercial and political risks. The company also provides business information, debt collection, factoring and surety bonds services. In addition, it offers contract surety bonds, customs and excise bonds, environmental surety bonds, legal bonds for temporary employment companies, and payment guarantees. Further, the company provides Urba360, a universal risk business assessment; Full report that provides complete financial data, a score, a maximum recommended credit limit and debtor risk assessment using an 11-point scale; Snapshot report, an instant report that provides a summary of the key aspects needed to assess business partners; Score which determines a company’s ability to meet its short-term financial commitments; Credit Opinions which provides a recommended outstanding amount for a company; compliance control tools; Portfolio Insights and Selectio, an interactive portfolio management tools; and Economic Insights. It has operations in Western Europe, Africa, Northern Europe, Central and Eastern Europe, the Mediterranean, North America, Latin America, and the Asia-Pacific. COFACE SA was founded in 1946 and is headquartered in Bois-Colombes, France.
COFA Stock 12 Month Forecast
Average Price Target
€17.00
▲(7.39% Upside)
