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ACA Stock Chart & Stats
€17.78
>-€0.01(-0.04%)
At close: 4:00 PM EST
€17.78
>-€0.01(-0.04%)
Day’s Range― - ―
52-Week Range€15.29 - €19.15
Previous CloseN/A
Volume272.57K
Average Volume (3M)4.12M
Market Cap
€52.99B
Enterprise Value€404.66B
Total Cash (Recent Filing)€167.55B
Total Debt (Recent Filing)€519.23B
Price to Earnings (P/E)8.0
Beta0.94
Next Earnings
Jul 31, 2026EPS Estimate
0.58Next Dividend Ex-DateN/A
Dividend Yield6.26%
Share Statistics
EPS (TTM)2.17
Shares Outstanding3,025,902,300
10 Day Avg. Volume4,992,432
30 Day Avg. Volume4,119,195
Financial Highlights & Ratios
PEG Ratio2.43
Price to Book (P/B)0.76
Price to Sales (P/S)0.47
P/FCF Ratio2.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€20.37Price Target Upside14.55% Upside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)2.24
Revenue Forecast (FY)€28.08B
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelCrédit Agricole's broad mix across retail, insurance, asset management and CIB reduces reliance on any single revenue stream. This structural diversification smooths earnings across cycles, supports cross‑selling, and preserves franchise value over the next 2–6 months.
Consistent Return On EquityA sustained ROE around 9–10% indicates the group can generate returns on capital despite headwinds. That durability supports retained earnings, investment capacity and capital resilience, making profitability less likely to deteriorate quickly in the medium term.
Strong Revenue Expansion With Healthy Operating MarginMaterial revenue growth plus a still‑healthy operating margin provide earnings leverage and room to absorb credit or cost shocks. Sustained top‑line momentum supports fee income and underwriting scale, reinforcing medium‑term cash generation and strategic investment capacity.
Bears Say
Elevated LeverageLeverage rising to ~7.47x materially increases sensitivity to funding cost spikes and asset‑quality deterioration. Structurally higher debt reduces balance‑sheet flexibility, raises refinancing and regulatory risk, and could force capital or liquidity actions if macro conditions worsen.
Volatile Cash Flow GenerationLarge multi‑year swings in operating and free cash flow reduce predictability of internal funding and planning. For a bank, inconsistent cash generation can necessitate greater reliance on wholesale funding or asset sales, increasing structural liquidity and execution risk.
Margin Compression And Net Income DeclineCompression of net margin alongside a YoY net income decline despite higher revenue signals adverse mix, higher funding costs or credit charges. This structural pressure can limit internal capital build and constrain reinvestment or buffer creation over the coming months.
Credit Agricole News
ACA FAQ
What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was €15.29 and its highest was €19.14 in the past 12 months.
What is Credit Agricole’s market cap?
Credit Agricole’s market cap is €52.99B.
When is Credit Agricole’s upcoming earnings report date?
Credit Agricole’s upcoming earnings report date is Jul 31, 2026 which is in 31 days.
How were Credit Agricole’s earnings last quarter?
Credit Agricole released its earnings results on Apr 30, 2026. The company reported €0.52 earnings per share for the quarter, missing the consensus estimate of €0.541 by -€0.021.
Is Credit Agricole overvalued?
According to Wall Street analysts Credit Agricole’s price is currently Undervalued.
Does Credit Agricole pay dividends?
Credit Agricole pays a Annually dividend of €1.13 which represents an annual dividend yield of 6.26%. See more information on Credit Agricole dividends here
What is Credit Agricole’s EPS estimate?
Credit Agricole’s EPS estimate is 0.58.
How many shares outstanding does Credit Agricole have?
Credit Agricole has 3,025,902,300 shares outstanding.
What happened to Credit Agricole’s price movement after its last earnings report?
Credit Agricole reported an EPS of €0.52 in its last earnings report, missing expectations of €0.541. Following the earnings report the stock price went down -3.656%.
Which hedge fund is a major shareholder of Credit Agricole?
Currently, no hedge funds are holding shares in FR:ACA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Agricole
Crédit Agricole S.A. is a global financial institution offering a comprehensive suite of services, encompassing retail and corporate banking, insurance, and investment solutions. Its operations are structured across several key divisions: Asset Gathering, Large Customers, Specialised Financial Services, French Retail Banking via LCL, and International Retail Banking. The company delivers a wide array of banking and financial products, including various deposit accounts (savings, current), lending facilities, payment solutions, and cash flow management tools. It also provides consumer credit and a range of specialized financial services. In wealth management, it assists individual clients in managing, safeguarding, and transferring their assets, alongside offering broader asset management services. Its insurance portfolio includes coverage for savings and retirement, life and disability (including creditor and group schemes), and property and casualty. Crédit Agricole S.A. also extends financing for property and equipment investments, provides trade receivable financing and administration for businesses, and funds renewable energy and public infrastructure projects. Leasing services are also part of its offering. Its investment banking arm delivers structured finance, international trade finance, commercial banking, capital market activities, and syndication services. Furthermore, it offers extensive asset servicing, covering execution, clearing, foreign exchange, securities lending and borrowing, custody, depositary bank functions, fund administration, outsourced middle-office solutions, fund distribution support, and issuer services. The diverse client base spans individual consumers, corporate entities, financial institutions, government bodies, and local authorities. Established in 1894 and headquartered in Montrouge, France, Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
ACA Stock 12 Month Forecast
Average Price Target
€20.37
▲(14.55% Upside)
Technical Analysis
BNP Paribas
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CRCAM dlle-de France
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Caisse Regionale de Credit Agricole Mutuel Brie Picardie
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Societe Generale
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CFM Indosuez Wealth SA
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Options Prices
Currently, No data available
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