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Bankinter, SA (ES:BKT)
BME:BKT
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Bankinter (BKT) Price & Analysis

49 Followers

BKT Stock Chart & Stats

€16.08
€0.07(0.40%)
At close: 4:00 PM EDT
€16.08
€0.07(0.40%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityNet income and margin expansion show structural improvement in core banking profitability. Sustained margin gains from pricing, mix and cost control enhance internal capital generation and recurring earnings quality, supporting medium-term lending capacity and shareholder returns.
De-risked Capital BaseSteady equity growth and healthy ROE provide a stronger capital buffer and regulatory headroom. Improved capitalisation lowers the probability of urgent capital raises, gives flexibility to support credit growth, and helps absorb potential loan losses over the medium term.
Diversified Revenue ModelA multi-pronged income mix (NII, fees, insurance distribution and trading) reduces reliance on any single revenue stream. Recurring fee and distribution income cushions rate cycles, aids margin stability and supports cross-sell strategies that sustain earnings over a multi-quarter horizon.
Bears Say
Severe Cash-flow VolatilityA very large negative swing in operating and free cash flow undermines confidence that reported profits convert into liquid resources. Persistent volatility raises reliance on wholesale funding, increases liquidity and reinvestment risk, and complicates durable dividend and capital allocation planning.
Top-line InstabilityMeaningful revenue decline and historical top-line swings suggest growth is inconsistent and more driven by mix/pricing or one-offs than steady volume expansion. That weakens confidence in sustaining margins long-term and makes earnings vulnerable if pricing or cost advantages fade.
Remaining Funding/leverage RiskDespite leverage improvements, rising total debt and prior very elevated ratios show the bank remains sensitive to funding market shifts. A deterioration in wholesale conditions or deposit stress could quickly reintroduce balance-sheet pressure and raise funding costs or capital needs.

Bankinter News

BKT FAQ

What was Bankinter, SA’s price range in the past 12 months?
Bankinter, SA lowest stock price was €12.28 and its highest was €16.86 in the past 12 months.
    What is Bankinter, SA’s market cap?
    Bankinter, SA’s market cap is €14.97B.
      When is Bankinter, SA’s upcoming earnings report date?
      Bankinter, SA’s upcoming earnings report date is Oct 22, 2026 which is in 60 days.
        How were Bankinter, SA’s earnings last quarter?
        Bankinter, SA released its earnings results on Jul 23, 2026. The company reported €0.338 earnings per share for the quarter, beating the consensus estimate of €0.314 by €0.024.
          Is Bankinter, SA overvalued?
          According to Wall Street analysts Bankinter, SA’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Bankinter, SA pay dividends?
            Bankinter, SA pays a Quarterly dividend of €0.161 which represents an annual dividend yield of 3.7%. See more information on Bankinter, SA dividends here
              What is Bankinter, SA’s EPS estimate?
              Bankinter, SA’s EPS estimate is 0.32.
                How many shares outstanding does Bankinter, SA have?
                Bankinter, SA has 898,866,150 shares outstanding.
                  What happened to Bankinter, SA’s price movement after its last earnings report?
                  Bankinter, SA reported an EPS of €0.338 in its last earnings report, beating expectations of €0.314. Following the earnings report the stock price went down -1.199%.
                    Which hedge fund is a major shareholder of Bankinter, SA?
                    Currently, no hedge funds are holding shares in ES:BKT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Bankinter, SA

                      Bankinter, S.A., a Spanish financial institution headquartered in Madrid and founded in 1965, offers a broad spectrum of banking and financial services. It caters to a diverse clientele including private individuals, corporate clients, and small to medium-sized enterprises primarily within Spain. The bank's extensive product range features various current and deposit accounts, including specialized options for salaries, professionals, businesses, and foreign currencies. Additionally, it provides diverse lending solutions such as mortgages and other financing facilities. For savings and investments, Bankinter presents a wide selection of products like profiled funds, sustainable investment options, funds from other managers, pension funds, themed investments, and products designed for new investors, alongside regular investment plans. Clients also have access to expert advisory services, customized investment strategies, wealth management, and alternative investment opportunities. Beyond traditional banking, Bankinter offers a comprehensive suite of insurance products, encompassing accident, home, life, funeral, health, mortgage payment protection, property, personal, motor, and business insurance. The bank further supports its customers with various ancillary services, including estate and asset management, account transfers, real estate, and brokerage. Bankinter operates across retail, personal, private, commercial, and corporate banking segments, complemented by robust remote banking capabilities. As of the end of 2021, its operational footprint included 446 branches and 379 agents. The company transitioned to its current name, Bankinter, S.A., in July 1990, having previously operated as Banco Intercontinental Español, S.A.

                      Bankinter (BKT) Earnings & Revenues

                      BKT Stock 12 Month Forecast

                      Average Price Target

                      €16.79
                      ▲(4.44% Upside)
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