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Bankinter, SA (ES:BKT)
BME:BKT
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Bankinter (BKT) Price & Analysis

49 Followers

BKT Stock Chart & Stats

€15.01
€0.06(0.74%)
At close: 4:00 PM EST
€15.01
€0.06(0.74%)

Bulls Say, Bears Say

Bulls Say
Strong Profitability And Improving MarginsSustained net income growth and materially higher operating and net margins indicate durable earnings power from pricing, mix and cost control. Strong margins support internal capital generation and dividend capacity, making profitability a stable structural strength over 2–6 months.
Growing Equity And Solid Capital BaseA rising equity base and healthy ROE provide a meaningful buffer against credit losses and regulatory shocks. This steady capital improvement enhances lending capacity and reduces the probability of near-term capital raises, strengthening medium-term balance-sheet resilience.
Diversified Banking Revenue StreamsMultiple revenue channels—interest spread, fees, insurance distribution and trading—reduce reliance on a single income source. Diversification supports revenue stability across rate cycles and product demand shifts, improving structural earnings durability over the coming months.
Bears Say
Highly Volatile Operating Cash FlowLarge swings to deeply negative operating and free cash flow impair confidence in reported profits and constrain internal funding for lending, dividends or buybacks. For a bank, extreme cash volatility raises refinancing and liquidity management risks in a stressed funding environment.
Residual Leverage And Funding RiskAlthough leverage improved, rising absolute debt and a history of very high ratios mean balance-sheet risk can re-emerge if funding tightens. That reduces financial flexibility and increases sensitivity to market or regulatory shocks over the medium term.
Top-line Volatility And Revenue WeaknessDeclining revenue despite margin gains suggests earnings are driven by mix/pricing and cost cuts rather than broad organic growth. Persistent top-line volatility limits sustainable profit expansion and can erode margins if competitive or rate dynamics shift over several months.

Bankinter News

BKT FAQ

What was Bankinter, SA’s price range in the past 12 months?
Bankinter, SA lowest stock price was €12.07 and its highest was €16.00 in the past 12 months.
    What is Bankinter, SA’s market cap?
    Bankinter, SA’s market cap is €14.24B.
      When is Bankinter, SA’s upcoming earnings report date?
      Bankinter, SA’s upcoming earnings report date is Oct 22, 2026 which is in 90 days.
        How were Bankinter, SA’s earnings last quarter?
        Bankinter, SA released its earnings results on Jul 23, 2026. The company reported €0.34 earnings per share for the quarter, beating the consensus estimate of €0.314 by €0.026.
          Is Bankinter, SA overvalued?
          According to Wall Street analysts Bankinter, SA’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Bankinter, SA pay dividends?
            Bankinter, SA pays a Notavailable dividend of €0.161 which represents an annual dividend yield of 3.94%. See more information on Bankinter, SA dividends here
              What is Bankinter, SA’s EPS estimate?
              Bankinter, SA’s EPS estimate is 0.32.
                How many shares outstanding does Bankinter, SA have?
                Bankinter, SA has 898,866,150 shares outstanding.
                  What happened to Bankinter, SA’s price movement after its last earnings report?
                  Bankinter, SA reported an EPS of €0.34 in its last earnings report, beating expectations of €0.314. Following the earnings report the stock price went down -1.199%.
                    Which hedge fund is a major shareholder of Bankinter, SA?
                    Currently, no hedge funds are holding shares in ES:BKT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Bankinter, SA

                      Bankinter, S.A., a Spanish financial institution headquartered in Madrid and founded in 1965, offers a broad spectrum of banking and financial services. It caters to a diverse clientele including private individuals, corporate clients, and small to medium-sized enterprises primarily within Spain. The bank's extensive product range features various current and deposit accounts, including specialized options for salaries, professionals, businesses, and foreign currencies. Additionally, it provides diverse lending solutions such as mortgages and other financing facilities. For savings and investments, Bankinter presents a wide selection of products like profiled funds, sustainable investment options, funds from other managers, pension funds, themed investments, and products designed for new investors, alongside regular investment plans. Clients also have access to expert advisory services, customized investment strategies, wealth management, and alternative investment opportunities. Beyond traditional banking, Bankinter offers a comprehensive suite of insurance products, encompassing accident, home, life, funeral, health, mortgage payment protection, property, personal, motor, and business insurance. The bank further supports its customers with various ancillary services, including estate and asset management, account transfers, real estate, and brokerage. Bankinter operates across retail, personal, private, commercial, and corporate banking segments, complemented by robust remote banking capabilities. As of the end of 2021, its operational footprint included 446 branches and 379 agents. The company transitioned to its current name, Bankinter, S.A., in July 1990, having previously operated as Banco Intercontinental Español, S.A.

                      Bankinter (BKT) Earnings & Revenues

                      BKT Stock 12 Month Forecast

                      Average Price Target

                      €16.34
                      ▲(8.83% Upside)
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