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B+S Banksysteme Aktiengesellschaft (DTD2) Price & Analysis

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DTD2 Stock Chart & Stats

€1.96

€0.02(1.02%)

At close: Jul 27 4:00 PM EDT

€1.96

€0.02(1.02%)

Day’s Range― - ―

52-Week Range€1.74 - €3.40

Previous CloseN/A

Volume1.29K

Average Volume (3M)6.60K

Market Cap

€12.42M

Enterprise Value€14.54M

Total Cash (Recent Filing)€2.46M

Total Debt (Recent Filing)€4.52M

Price to Earnings (P/E)8.5

Beta-0.04

Next Earnings

Sep 30, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.23

Shares Outstanding6,209,933

10 Day Avg. Volume14,815

30 Day Avg. Volume6,596

Financial Highlights & Ratios

PEG Ratio0.49

Price to Book (P/B)0.67

Price to Sales (P/S)0.83

P/FCF Ratio3.45

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)0.24

Revenue Forecast (FY)€13.50M

Bulls Say, Bears Say

Bulls Say

Improved ProfitabilitySustained higher operating and net margins materially improve the company's ability to generate earnings from sales. Over the next 2–6 months this margin profile supports cash retention, funds reinvestment in product/ops, and provides resilience against modest revenue softness.

Strong Free Cash FlowRobust free cash flow and near-1x conversion of net income reduces reliance on external financing and funds capex, R&D, or debt repayment. This durable cash generation gives strategic optionality and cushions near-term volatility in revenues or margins.

Manageable Leverage & Improving ROEModerate leverage and rising equity alongside improving ROE indicate balance-sheet resilience and better capital efficiency. This structural strength preserves borrowing capacity and supports sustainable investment and operations over coming quarters.

Bears Say

Revenue Decline / Inconsistent GrowthA year-over-year revenue decline and uneven top-line trend undermine scale benefits and make margin sustainability harder. Persistent or repeat revenue softness would limit reinvestment, slow market share gains, and increase dependency on margin improvements to drive profitability.

Volatile Gross MarginLarge swings in gross margin suggest exposure to pricing pressure, unfavorable product mix, or cost volatility. This instability reduces predictability of profits and cash flow, complicates planning, and raises the risk that improved operating margins may reverse under adverse conditions.

Rising Debt During Revenue WeaknessAn increase in leverage concurrent with a revenue decline reduces financial flexibility. If margins or cash flow deteriorate, higher debt levels raise refinancing, interest and covenant risks and constrain the company's ability to invest or absorb shocks over the medium term.

DTD2 FAQ

What was B+S Banksysteme Aktiengesellschaft’s price range in the past 12 months?

B+S Banksysteme Aktiengesellschaft lowest stock price was €1.74 and its highest was €3.40 in the past 12 months.

What is B+S Banksysteme Aktiengesellschaft’s market cap?

B+S Banksysteme Aktiengesellschaft’s market cap is €12.42M.

When is B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date?

B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date is Sep 30, 2026 which is in 60 days.

How were B+S Banksysteme Aktiengesellschaft’s earnings last quarter?

Currently, no data Available

Is B+S Banksysteme Aktiengesellschaft overvalued?

According to Wall Street analysts B+S Banksysteme Aktiengesellschaft’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does B+S Banksysteme Aktiengesellschaft pay dividends?

B+S Banksysteme Aktiengesellschaft does not currently pay dividends.

What is B+S Banksysteme Aktiengesellschaft’s EPS estimate?

B+S Banksysteme Aktiengesellschaft’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does B+S Banksysteme Aktiengesellschaft have?

B+S Banksysteme Aktiengesellschaft has 6,209,933 shares outstanding.

What happened to B+S Banksysteme Aktiengesellschaft’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of B+S Banksysteme Aktiengesellschaft?

Currently, no hedge funds are holding shares in DE:DTD2

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

B+S Banksysteme Aktiengesellschaft Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

―

Trailing 12-Months

Asset Growth

1.37%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

B+S Banksysteme Aktiengesellschaft

B+S Banksysteme AG develops and distributes specialized software solutions for banks and various financial service providers. Their extensive product portfolio covers crucial areas like payment processing, comprehensive management of documentary transactions (such as import/export letters of credit, debt collection, and diverse guarantees), efficient account and currency administration, treasury operations, and robust risk management frameworks. A notable offering is DDBAC, a banking interface designed to streamline operations by enabling the retrieval of bank data, analysis of transaction histories, initiation of transfers, verification of account details, and the aggregation of multiple bank accounts. The company also furnishes solutions for precious metal trading, a range of e-banking services, and advanced banking APIs. Beyond core software development, B+S Banksysteme AG provides application sales, ongoing maintenance, Software-as-a-Service (SaaS) offerings, and data center services. Their diverse client base includes private, savings, and online banks, in addition to industrial sector companies. Founded in 1982, the firm is headquartered in Munich, Germany.