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TF Bank AB (DE:6TF0)
FRANKFURT:6TF0
6TF0 Stock Chart & Stats
€14.60
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Market closed
€14.60
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Day’s Range― - ―
52-Week Range€9.25 - €16.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)12.00
Market Cap
€963.64M
Enterprise Value€10.77B
Total Cash (Recent Filing)€17.58M
Total Debt (Recent Filing)€394.84M
Price to Earnings (P/E)14.0
Beta0.09
Next Earnings
Apr 14, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.26
Shares Outstanding64,650,000
10 Day Avg. Volume28
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.21
Revenue Forecast (FY)€331.74M
Bulls Say, Bears Say
Bulls Say
Revenue GrowthAn 18.1% revenue increase in 2025 demonstrates durable top-line momentum driven by lending and partner channels. Sustained revenue growth supports scale economics, funds reinvestment in digital distribution, and provides a base to rebuild margins and earnings over the next several quarters.
Conservative Balance SheetMarkedly lower leverage provides long-term financial flexibility and resilience to credit shocks. A conservative capital structure supports continued lending growth funded by deposits, reduces refinancing risk and preserves capacity to absorb loan losses without immediate need for external capital.
Scalable Consumer & Merchant Lending ModelA diversified retail lending model combining unsecured loans, deposit funding and merchant-linked finance through digital/partner channels creates multiple durable revenue streams. Digital distribution and partner integrations support low incremental acquisition costs and scalable growth across markets.
Bears Say
Margin CompressionMaterial margin decline over recent years suggests structural pressure on profitability. Even with revenue growth, lower margins constrain net income expansion, reducing internal capital generation and making profitability more sensitive to rate shifts, credit costs, or competitive pricing.
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow undermine predictability for dividends, provisioning and growth investments. Persistent volatility increases refinancing and liquidity planning risk and complicates capital allocation during stress or growth phases.
Earnings Quality / Profitability LagFlat net income despite solid revenue growth points to deteriorating earnings conversion, likely from higher credit costs, funding or operating expenses. This weakens return metrics and raises questions about underwriting discipline or cost control over the medium term.
TF Bank AB News
6TF0 FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was €9.25 and its highest was €16.94 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is €963.64M.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 26 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported €0.262 earnings per share for the quarter, beating the consensus estimate of €0.251 by €0.011.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB does not currently pay dividends.
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 0.26.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of €0.262 in its last earnings report, beating expectations of €0.251. Following the earnings report the stock price went down -1.396%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in DE:6TF0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.