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TF Bank AB (DE:6TF0)
FRANKFURT:6TF0
6TF0 Stock Chart & Stats
€14.60
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Market closed
€14.60
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Day’s Range― - ―
52-Week Range€9.25 - €16.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)12.00
Market Cap
€974.45M
Enterprise Value€10.82B
Total Cash (Recent Filing)€17.58M
Total Debt (Recent Filing)€394.84M
Price to Earnings (P/E)8.5
Beta0.09
Next Earnings
Apr 14, 2026EPS Estimate
0.27Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.26
Shares Outstanding64,650,000
10 Day Avg. Volume28
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthTF Bank's 18.1% revenue growth in 2025 reflects durable demand for its consumer lending and deposit products across the Nordics. Persistent top-line expansion supports scale advantages, funds reinvestment in digital channels, and provides room to absorb credit cycles while expanding market share over 2–6 months.
Conservative LeverageMaterial improvement in debt-to-equity to 0.12 signals a stronger, more flexible balance sheet. Lower leverage reduces refinancing and liquidity risk for a regional lender, enabling continued lending growth, capital return or buffer for credit losses while supporting strategic investments over the medium term.
Digital Consumer Lending ModelA digital-first consumer-lending model drives lower branch costs, faster customer acquisition and scalable operations versus traditional banks. In regional consumer markets this structural advantage can sustain margins, support product cross-sell, and improve unit economics over multiple quarters.
Bears Say
Margin ErosionSteady revenue did not translate to higher net income as margins compressed materially from prior years. Persistent margin deterioration signals pressure from funding costs, credit provisions or higher operating costs and undermines sustainable earnings power if not reversed over coming quarters.
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow reduce certainty around internal funding for loans, capital returns and provisioning. For a consumer lender, volatile cash generation complicates liquidity management and increases reliance on external funding, elevating structural risk.
Declining EPS GrowthA roughly 33% decline in EPS growth indicates profit-per-share deterioration despite revenue gains. Sustained EPS contraction can limit capacity to invest, pay dividends or absorb shocks, and may reflect structural pressures on profitability or higher provisions that could persist.
TF Bank AB News
6TF0 FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was €9.25 and its highest was €16.94 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is €974.45M.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 50 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported €0.265 earnings per share for the quarter, beating the consensus estimate of €0.254 by €0.011.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB does not currently pay dividends.
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 0.27.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of €0.265 in its last earnings report, beating expectations of €0.254. Following the earnings report the stock price went down -1.396%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in DE:6TF0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.