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TF Bank AB (DE:6TF0)
FRANKFURT:6TF0
6TF0 Stock Chart & Stats
€14.60
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Market closed
€14.60
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Day’s Range― - ―
52-Week Range€9.25 - €16.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)12.00
Market Cap
€953.57M
Enterprise Value€10.46B
Total Cash (Recent Filing)€17.58M
Total Debt (Recent Filing)€394.84M
Price to Earnings (P/E)8.6
Beta0.09
Next Earnings
Apr 14, 2026EPS Estimate
0.27Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.27
Shares Outstanding64,650,000
10 Day Avg. Volume28
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.22
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthTF Bank's 18.1% revenue growth in 2025 reflects durable expansion of interest and fee income from its consumer lending franchise. Sustained top-line growth supports loan-book scale, recurring interest margins and reinvestment in digital distribution, bolstering core earnings capacity over months.
Conservative LeverageMaterial deleveraging to a 0.12 debt-to-equity ratio indicates a stronger, more conservative balance sheet. Lower leverage increases resilience to credit cycles, improves funding optionality for lending growth, and provides capacity to absorb losses or pursue strategic investments over the medium term.
Free Cash Flow QualityNear-1:1 free cash flow to net income in 2025 signals high cash conversion and earnings quality, supporting loan originations, deposit funding and potential shareholder returns without relying heavily on external financing. This cash conversion is a durable pillar for capital allocation discipline.
Bears Say
Margin CompressionDeclining net and EBIT margins over successive years indicate structural pressure on profitability, from pricing, funding costs or rising operating expenses. Persistent margin erosion would reduce return on equity and limit capital available for growth or dividends over the coming quarters.
Cash Flow VolatilityLarge swings in operating and free cash flow across years create forecasting uncertainty for lending growth, provisioning and capital planning. Such volatility can force precautionary capital buffers or reliance on market funding in stress periods, constraining durable expansion and shareholder returns.
Earnings Vs Revenue DisconnectRevenue growth that does not translate into net income growth suggests rising costs, provisioning or other non-revenue headwinds. This disconnect undermines earnings predictability and can depress EPS growth, complicating capital allocation and investor returns over the medium term.
TF Bank AB News
6TF0 FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was €9.25 and its highest was €16.94 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is €953.57M.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 54 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported €0.266 earnings per share for the quarter, beating the consensus estimate of €0.255 by €0.011.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB does not currently pay dividends.
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 0.27.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of €0.266 in its last earnings report, beating expectations of €0.255. Following the earnings report the stock price went down -1.396%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in DE:6TF0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.